PSBank loan calculator

PSBank loan calculator online in the Philippines in 2025. How to figure out the loan yourself? A handy tool that will show whether you can pay off a loan, help you choose lending with affordable payments.

Calculate the loan at PSBank
Interest rates are given in accordance with the rates of the PSBank in Manila as of 17.02.2025
Loan amount
i

Specify the desired loan amount

PHP
PHP
20000 ₱
250000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
24
36
Effective Interest Rate
i

Choose the interest rate on the loan

41.29 %
42.88 %
Type of payments
i

Specify the type of payment for calculating

 Fill out an application for a loan!
Fill out an application for a loan!

Take advantage of our loan selection system with a free credit rating check!

PSBank offers users different types of loans depending on their requirements. However, before applying for a loan from this bank, you need to know how much your monthly payment will be, which can be done using the loan calculators available on the bank's website and which can be used for free.

A PSBank loan calculator is not a legally binding tool. In reality, when you utilize one, it is frequently unrelated to one of their loans. That means the data you obtain from a PSBank loan calculator is merely an estimate. However, that estimate might be helpful if you want to apply for a PSBank loan. A calculator allows you to estimate your monthly payment based on numerous circumstances. This helps you determine whether you can afford a PSBank loan — you can check if the monthly payment amount fits within your budget.

What is the PSBank loan calculator?

A PSBank loan calculator is an automated tool that assists you in determining your PSBank monthly loan installments and total loan cost. On the PSBank website, you will discover loan calculators for the PSBank auto loan, the PSBank Flexi loan, and the PSBank house loan. The PSBank calculator is a monthly amortization loan calculator. It is intended to calculate monthly payments for simple interest loans with specified periods and amounts of installments.

PSBank auto loan calculator

The PSBank auto loan calculator is designed primarily for automobile purchases made within the Philippines and via the bank. People who live outside the Philippines or who wish to get a car loan from another bank can still use the calculator, but they must adjust accordingly.

PSBank Flexi loan calculator

The PSBank Flexi loan calculator provides clear images to help you figure out what your monthly payments and total expenditures will be during the life of your PSBank personal loan. Because the loan includes fees and/or insurance, the final cost may be more significant than quoted. When calculating the loan's actual annual percentage rate, or APR, the tool considers each of these variables. Using this accurate APR for loan evaluations is likely to be more precise.

PSBank home loan calculator

The bank home loan calculator assists in estimating the monthly payment needed and other financial expenditures linked with the loan. There are no choices to incorporate extra charges or yearly percentage increases in standard mortgage-related fees, so applicants must contact the bank to learn more. The calculator is primarily designed for use by PSBank customers.

How does the PSBank loan calculator work?

The PSBank loan calculators are present to make simple mathematical calculations. The bank has programmed all of the necessary algorithms to do the arithmetic for you. All you have to do is fill in the blanks, and you're good to go. The following are the steps you must take in order to utilize this tool:

  1. Visit the PSBank website.

  2. Hover your mouse across Loans and click on any loan you are ready to apply for.

  3. Search for the Loan calculator and select the loan you want to apply for. 

  4. Then click on Calculate now.

  5. A new page will open, where you will be required to fill the required details based on the loan you select.

  6. Once you are done, click on Compute now.

  7. Your results will be displayed immediately.

PSBank loan calculator inputs

Below are all the required inputs in all the PSBank loan calculators:

PSBank loan calculator outputs

Below are the outputs you will get after you input your data correctly:

Functions of PSBank loan calculator 

Below are some of the functions the loan calculator uses in computing the outputs: