Choose a country

Philippines

Select a city

Select a city

Additional Information

English (PH)

Select country

Choose a country

Philippines

Canada

España

México

Philippines

United States

Việt nam

Казахстан

Choose a country

Philippines

Select a city

Select a city

AFPSLAI loan calculator online in the Philippines in 2022. How to figure out the loan yourself? A handy tool that will show whether you can pay off a loan, help you choose lending with affordable payments.

Your city

Bank

LandBank

LandBank

Security Bank

RCBC

UnionBank

PNB

Bank of Commerce

Maybank

China Bank

Metrobank

RCBC Credit Cards

PSBank

AFPSLAI

Sterling Bank of Asia

Citibank

HSBC

Robinsons Bank

Pag-IBIG Fund

Payments

The diagram shows the amount of interest in the payout body

Payment schedule

Overpayment level

Annual schedule

:table

Show

Fill out an application for a loan!

Take advantage of our loan selection system with a free credit rating check!

A loan is often a better alternative for a ready supply of cash than a credit card since interest rates on loans are typically much lower than interest rates on credit card purchases. There are certain exceptions to this rule, such as payday loans, but utilizing a loan calculator will help you assess whether the loan you're contemplating is reasonably priced and appropriate for you.

You can use the AFPSLAI loan calculators to evaluate any loan that you are considering. You will obtain an idea of the potential overall cost by adjusting the loan amount and loan period. You will see that as the period of the loan lengthens, your monthly payments decrease while the total cost of the loan (the total amount paid) grows. Consider any costs you may be billed for mortgages and other forms of borrowing.

An AFPSLAI loan calculator is an automated tool that can help you understand what your monthly loan payments and total loan cost would be. The AFPSLAI website contains a variety of loan calculators, including those for mortgages and other types of debt. The AFPSLAI loan calculator is a straightforward interest-only loan calculator. It is intended to calculate monthly payments for interest loans based on particular terms and interest rates at the time of use.

An AFPSLAI loan calculator is not a legally binding tool. In reality, when you utilize one of these loan calculators, it is frequently unrelated to any specific AFPSLAI loan. That means the data you obtain from one of the loan calculators is merely an estimate. However, if you want to apply for an AFPSLAI loan, that estimate might be useful. A calculator allows you to estimate your monthly payment based on numerous circumstances.

This helps you determine whether you can manage a loan—you can check if the monthly amount due fits within your own budget. You can experiment with different loan terms to see what works best for you. For example, using the calculator, you may discover that you cannot afford an AFPSLAI loan with a 12-month duration. However, you may be able to finance the same cash with the same rate of interest over a prolonged period of time, resulting in lower monthly payments.

As previously stated, the bank has many loan calculators, which are:

Salary/pension/multi-purpose loan calculator

Emergency loan calculator

PVAO pension loan calculator

Calamity loan calculator

Commutation loan calculator

Personal loan calculator

Back-to-back loan calculator

Real estate loan calculator

Vehicle loan calculator

Pre-owned vehicle loan calculator

Business loan calculator

The tools take your loan principal and loan term into consideration. The AFPSLAI loan calculator you need to use to determine your payments is affected by the type of loan you have. To calculate your loan's monthly amortization, follow the steps below:

Visit the AFPSLAI website.

Go down and click on

**Loan calculators.**Select the type of loan you are interested in.

- Enter the loan amount you want.
- Choose the number of years you want your loan to be amortized.
- To find out your monthly amortization, click
**COMPUTE**. You can also use**RESET**to clear entries. - Enter your desired monthly amortization amount.
- Choose the number of years you want your loan to be amortized.
- Click
**COMPUTE**to find out how much loan you can afford. - Calculate your monthly amortization.
- Find out how much money you can borrow.

Below are the data you will be required to input to use these tools:

**Loanable amount.**This is the amount you intend to borrow. Keep in mind that this covers the total amount borrowed. AFPSLAI may include fees and/or other expenditures in that amount depending on the circumstances.**Loan term.**A loan term is the length of the loan assuming that the mandatory monthly minimum payments are made. The loan period can have a significant impact on the loan structure. In general, the more extended the term, the more interest is accrued over time, increasing the overall cost of the loan for borrowers while decreasing the monthly payments. Select a loan term that you believe will be convenient for you.**Monthly amortization.**This is how much you think will be convenient for you to pay towards settling your loan monthly. You insert this, and the calculator determines your maximum loanable amount.

The loan outputs includes:

**Loanable amount.**The tool determines your maximum loanable amount when you insert your preferred monthly amortization.**Monthly amortization.**This is what your loan monthly payment will be.

The functions the tool uses are:

**Compounding frequency.**The tool employs compound interest, which is interest earned not just on the original principle but also on interest accrued from earlier periods.**Interest rate.**All AFPSLAI loan arrangements contain interest, which is the lending company's profit. Borrowers pay them an interest rate that is a proportion of the loan amount.**Percentage.**A percentage is a fraction of one hundred. For example, 55% of ₱1,000,000 equals ₱550,000.