Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.2

Kviku Account Review

Advertiser Disclosure

How to register an account on Kviku?

Kviku is an online lender that allows customers to manage their loans online wholly. You'll have access to your account after registering on their website, where you may examine your existing loans under the My Loan page. You'll be able to see upcoming due dates and delinquent installments.

By visiting the official website of Kviku Philippines and selecting the Apply now button, you can apply for a personal loan. You will be directed to the registration page after that. Fill in all mandatory fields. Although Kviku requires one valid government ID, if you present supporting documents such as a recent payslip, COE, ITR, company ID, and DTI, it can help your loan application (if self-employed or with business). Note that repeat borrowers may be automatically accepted.

How to reset a password on Kviku?

You can log in and reset your password by selecting the Forget password option. You will be redirected to a new page where you must enter your email address and click the Recover password button. An email will be sent to you with instructions on how to recover your password.

How to delete your account?

Please log in to delete your account. Drag down to the delete account option in settings. Give reasons for its deletion. Continue with the procedure after that.

Kviku login

FAQ

How does Kviku work?

Kviku is a Philippine-based online loan platform. It offers a 24-hour loan application service to any Filipinos who qualify. Loans are granted promptly on any day of the week, regardless of the time, holidays, or non-working days.

How do I contact Kviku?

You can contact them through email. Just write your queries and send the email to [email protected].

Financial products
Kviku
Online Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

to 0.16 %
Term
i

Loan term for the financial product

2 months – 6 months
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Mazilla
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱500 - ₱25000
Rate
i

Effective interest rate on the product

30% - 365% APR
Term
i

Loan term for the financial product

91 - 720 days
MoneyCat
Instant cash loans
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

1.8
Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
10500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

from 11.90 %
Term
i

Loan term for the financial product

3 days – 6 days
Finbro
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
Recommended FinScore™
0
300
650
1000
to 50000.00 ₱
Term
i

Loan term for the financial product

to 1 years
TALA
Tala Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

2.95
Recommended FinScore™
0
300
650
1000
1000.00 – 15000.00 ₱
Rate
i

Effective interest rate on the product

to 0.50 %
Term
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Loan term for the financial product

21 days – 1 months
Kviku loans calculator

Calculate loan payments in Kviku. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Kviku calculator
Interest rates are given in accordance with the rates of the Kviku in Manila as of 03.12.2024
Loan amount
i

Enter the desired loan amount

PHP
PHP
500 ₱
25000 ₱
Loan term
i

Specify the loan term for the calculation

days
months
60
180
City
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All Kviku’s reviews by december 2024
Leave feedback
4
Disadvantages
Please address my concerns regarding my loan application and its processing. I am currently in the hospital for my mother, and while I have paid off my previous loan, I have yet to receive my newly approved loan and contract. I urge Kviku company to take appropriate action in this matter as soon as possible.
Complain
1.6
Disadvantages
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates. Their lending algorithm is both predatory and harmful. Please be advised and avoid this app at all costs.
Complain
1.4
Disadvantages
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos. However, I have already paid over 8000 pesos, and now they are demanding an additional payment of 1711.73 pesos on February 23rd, 2023. This level of interest is unreasonable for a loan of only 5000 pesos over a two-month period.
Complain
1.8
Disadvantages
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0.16% interest rate. Currently, the rate is at 2% per day. Although I received a 3k loan, the contract requires me to pay back over 9k within 135 days. Additionally, they refuse to allow early repayment, and even if I pay early, they still demand the full 9k amount. This is a clear scam.
Complain
Overall company rating
2.2
/ 5
4 reviews
Execution of an application
2.0
Support service
2.3
Mobile app
2.5
Service quality
2.0
Your satisfaction level
2.3
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