The loan process at Kviku is simple and straightforward. To begin, fill out the online form on the website. You will provide your name, date of birth, social security number, phone number, and email address here. This section only pertains to new applicants; the system has it if you've already submitted your information. If this is the case, you can proceed with the loan application.
Requirements
- The loan is available for Filipinos aged 20 to 55 years.
- Kviku requires one valid government ID, but supporting documents such as a payslip, COE, ITR, company ID, and DTI will be helpful (if self-employed or with business). The approval of repeat borrowers may be automated.
- You should have a valid mobile number that is not blocked.
- You should be registered on the website.
Application details
After signing the contract, the requested sum is sent within 24 hours. Your bank determines the transaction time, which normally takes 1 to 2 days. Cebuana Cash Pick-up and G-cash transfers will take no more than 24 hours within working days.
How to apply for a loan?
There are three simple steps to applying for a loan using the Kviku website:
- Fill out an online application form at their official website landing page. Your name, date of birth, SSS number, email address, and cell phone number along with a picture of you will be required.
- Wait for confirmation. If your application is granted or declined, you will be notified through SMS after you have supplied the required information.
- Your loan is disbursed post-approval to your registered bank account within an hour.
