About credit card
HSBC Platinum Visa Rebate credit card is a good option for people who travel and shop often. The credit card offers a 5% rebate on online shopping and travel spending, 1% on insurance, and 0.5% on other expenditures.
Features
- Online banking. HSBC Platinum Visa Rebate credit card allows you to carry out all your banking transactions on the go. You can pay bills and make orders anywhere you are.
- Contactless credit card. With this card, swiping is unnecessary. You can use the card with contactless credit card payment terminals.
- Auto charge. This feature allows you to pay your bills automatically. It can save customers a lot of time.
- Card advance. The card can also be an ATM card for withdrawing cash in the Philippines and other countries.
- Fuel savings. Enjoy a 6% rebate on your first Caltex transaction and a 3% rebate on Caltex fuel purchases.
Pros and cons
Below are some ups and drawbacks of the card:
Pros
- It is a good option for travel and shopping enthusiasts.
- It can save customers a lot of money in energy costs.
- The card users have several options for earning rewards.
Con
- The income requirement is relatively high.
- The service fees are higher than those of the Gold cashback credit cards.
How to apply a credit card?
To apply for this card, you can do the following any of the below methods:
- Visit HSBC's official website.
- Scroll down and click on Credit cards.
- Scroll down, and you'll see a picture of the card labelled HSBC Platinum Visa Rebate credit card.
- Click on Apply for credit card.
- Fill out the form and follow the directives on the screen to complete your application process.
- Call the HSBC customer care hotline at (02)8858-0000 or (02)7976-8000. Alternatively, you can call the domestic toll-free number at +1-800-1-888-8555.
- Visit any HSBC branch and fill out a credit card application form.
Eligibility
- Applicants must be between the age of 21 and 65 years old.
- They must have an annual income of ₱500,000.
- Must have owned an existing locally-issued primary credit card for at least 12 months.
Documentary requirements
- Proof of identity. You will require one of the following:
- Passport
- Driver's license
- SSS/TIN ID
- NBI clearance or voter's ID
- All ID proofs must still be valid on the day of the presentation and under the applicant's name.
- Proof of residence. These must also be under the applicant's name.
- Valid ID containing the applicant's address
- Utility bills within the last three months with the stated permanent and primary address