HSBC Gold Visa Cash Back Credit Card®

HSBC Gold Visa Cash Back Credit Card®: interest rates, available limits, cashback and bonuses. Full conditions for obtaining a credit card online. The procedure for registration and receipt online or at a bank branch. Features.

About credit card

HSBC Gold Visa Cashback credit card is a good choice for students and people who love having a good time away from home. It offers a 5% cashback on dining transactions and 1% on department store transactions. Caltex fuel purchases earn a 3% rebate. Other transactions will get 0.5% cashback.


As an HSBC gold Visa cashback credit card holder, you have access to these features:

  • Online banking. They provide online access for payment of bills, utilities, flight tickets, and also placing orders. You can also monitor your finances from anywhere and at any time.
  • Exclusive travel privileges. You get outstanding travel expenses deals with over 27,000 establishments in 160 countries and territories worldwide.

Pros and cons

Below are some ups and drawbacks of the card:


  • It can serve as an ATM card in case you need cash.
  • Its annual maintenance fees are low.


  • It has lower opportunities for rewards than some other credit cards.
  • Its users prefer the 5% cashback on household shopping or utility bills.

How to apply for a HSBC Gold Visa Cashback credit card?

Are you interested in an HSBC Gold Visa cashback credit card? You can apply through the methods given below:

  1. Visit the HSBC website.
  2. Go down a bit and click on Credit cards.
  3. Go down again and click on HSBC GOLD Visa Cashback.
  4. Click on Apply now.
  5. On the next page, click on Check eligibility and apply. Go through the criteria, make sure you qualify and click on Apply now.
  6. Fill up your personal information and click on Continue when done.
  7. Follow the on-screen directives to complete your card application.

Call the HSBC customer care hotline at (02)8858-0000 or (02)7976-8000. Alternatively, you can call the domestic toll-free number at +1-800-1-888-8555. Visit any HSBC branch and fill out a credit card application form. 

Before you apply, please, make sure you meet the following requirements:

Eligibility requirements

  • Must be aged 21 to 65 years.
  • Must have a minimum annual income of ₱200,000.
  • Must have owned an existing locally-issued primary credit card for at least 12 months.

Documentary requirements

Proof of identity

You will require one of the following:

  • Passport
  • Driver's license
  • NBI clearance or voter's ID

Proof of residence

These must also be under the applicant's name. 

  • Valid ID containing the applicant's address
  • Utility bills within the last three months with the stated permanent and primary address

Company documents

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Updated 18.10.2022