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Home Credit account

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How to register a Home Credit loan online account?

Home Credit online is a financial solution that enables you to do monetary operations using your phone, tablet, or computer. Home Credit has an online login for lending and other transactions. Home Credit also provides shopping via the Home Credit marketplace and deals and discounts via the Home Credit smile discounts program. With Home Credit online, you can now buy items and pay your bills from the comfort of your own home. When you log in to Home Credit online, you can accomplish the following:

  • Apply for a loan easily. You can acquire loans customized particularly for you if you want a new phone, computer, gadget, household appliance, or furniture! Apply online using the Home Credit mobile app or website to get pre-approved for a faster transaction procedure.
  • Explore special offers and savings. Home Credit Smile deals from partner retailers provide you with unique bargains throughout the country.
  • Control your Home Credit card. Enroll your Home Credit card, keep track of your credit card spending, and take charge of your credit card privacy.
  • Apply for payday loans. Flexible payday loans are available with a simple application process and quick approval. Their cash loan begins at 24% up to 77% annual percentage rate and has a minimum payback period of 3 months up to 60 months.
  • Purchase in installments. With the new Home Credit marketplace, you can buy now and pay later for any item, including phones, computers, gadgets, and more. You may pay in modest monthly payments at 0% interest or in full with cash.
  • Organize your payments. Online, you can make loan installments and control your repayment plan. Set up automatic payback using your debit cards to avoid missing payments.
  • Buy loads, make payments, and pay through QR using Home Credit Qwarta . Purchase Globe, Talk 'N Text, Smart, Sun, Touch Mobile, and DITO load. Make payments for almost 250 billers and pay by QR directly to businesses that accept the QR PH protocol and QR codes from their partners, such as Maya and AUB. Get all of these advantages with the Home Credit Qwarta.

New clients must choose a product from the offerings and apply for it before proceeding with the registration procedure. On the other hand, approved consumers must use their loan account number and provide a 4-digit PIN in order to register.

For new customers

  1. Visit the Home Credit website.
  2. Click on Products & Promos and select Marketplace.
  3. Select the item you are interested in buying by clicking on it.
  4. This will lead you to download the app; download, install, and then open the app.
  5. Click on Register and provide all the information needed correctly. Follow the directives to complete your registration.

For authorized customers

  1. Visit the Home Credit website.
  2. Click on Login.
  3. Enter your 10-digit loan account number.
  4. Enter your correct date of birth, nominate a 4-digit pin, and click on Login.

How to restore access to Home Credit online account?

If you have forgotten your loan account number or password, you can regain access to your account by following these steps (remember that this can only be done using the app):

  1. Open the Home Credit app and tap on Login.
  2. Tap on Forgot my LAN or PIN.
  3. Choose the precise login detail you forgot, or both, on the next screen.

For PIN

  1. Tap on Forgot my PIN.
  2. Enter your loan account number or email address on the box provided to regain your PIN.
  3. Follow the onscreen instructions to retrieve your PIN.

For loan account number

  1. Click on Forgot my LAN.
  2. Enter your registered email address in the box to retrieve your loan account number.
  3. Follow the onscreen instructions to get your user ID back.

How to delete an account with Home Credit?

The easy procedures listed below will help you effectively deactivate your account:

  1. Open the email address you used to register for the Home Credit website or the application.
  2. Now, draft an email and send it to dpo@homecredit.ph.
  3. On the subject line, type REQUEST TO DELETE MY ACCOUNT.
  4. Send them an email asking them to remove your account from their database and destroy any information you may have with them.

Home Credit account

FAQ

What is Home Credit online?

Home Credit online is a financial service that allows clients to do financial transactions using their smartphones, tablets, or computers. Clients with existing accounts or loans can now pay online using their Visa, Mastercard, or Bancnet bank cards through the Home Credit app and website. It is applicable to any loan, including commodities loans, cash loans, and credit card payments. One of its benefits is its 24-hour availability, which allows users to transact at any time without having to wait in lines or adhere to business hours.

Who can enrol on Home Credit online?

The website and app are available to all users, whether they are existing or new prospective customers thinking if they could acquire a loan for cash or commodities.

How long does it take to open an account with Home Credit online?

Signing up should take a few minutes. They've made the procedure to be as simple as possible while still protecting their customers' account security.

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