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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Equicom Savings Bank

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About bank

Equicom Savings bank provides customers with a wide range of financial services, including saving accounts, investment accounts, loans, bill payment services, credit, debit, and prepaid cards. The company's main goal is to help people improve their financial status by offering them various financial products and services at affordable rates.

Equicom Group established the Equicom Savings Bank (EqB) in 2008. In 2018, Equicom Bank ranked among the top 20 thrift banks in the country in terms of total deposits, assets, loan portfolio volume, and return on equity. Equicom's headquarters are currently in Makati City at G/F ODC International Plaza, 219 Salcedo Street, Legaspi Village. Equicom Bank has ten branches in the National Capital Region, Southern Luzon, Visayas, and Mindanao. It keeps ATMs at all of its branches and a few off-site locations. You can also use over 20,000 BancNet ATMs countrywide and over one million Visa Plus ATMs worldwide.

Features

Equicom Savings Bank provides various products and services to individuals, businesses, and corporations. The bank provides various deposit products such as fixed, recurring, and savings accounts. The bank also offers its customers home, auto, personal, business, and salary loans. You can contact the bank's customer care anytime at customerservice@equicomsavings.com.ph, (632) 8241-5952, (632) 8241-6711, or domestic toll-free 1-800-10-EQUICOM (3784266).

Pros and cons

Before applying for Equicom bank products or services, consider these benefits and drawbacks. Among them are:

Pros

  • The bank's online and phone banking services are always available.
  • The bank offers ten deposit accounts, which allows members to diversify their earnings.
  • The bank gives all of its account opening requirements and a list of genuine accepted IDS you can download and ensure you have before applying for any Equicom bank product or service.

Cons

  • If the minimum balance is not maintained, a ₱300 fee will be applied to your savings account.
  • If you close your Regular Checking and Peso Passbook account within 30 days of opening it, a ₱300 fee will be charged.

Product and services

Deposit product

Equicom offers the following accounts: Passbook Savings, ATM Savings, Kiddie Builder Savings, Automatic Transfer, Foreign Currency Deposit, Regular Checking, RX Preferred, Regular Time Deposit, 5-Year Time Deposit, and Foreign Currency Deposit Account.

Loans product

  • Personal loans. Equicom personal loans do not require collateral or guarantors. The loan amounts range from ₱15,000.00 to ₱1,000,000.00, with fixed monthly payments.
  • Salary loans. You can use it to buy a new car, pay for a vacation, or pay your child's tuition fees.
  • Business loans. With this loan, you can expand your business operations with a maximum amount of ₱5,000,000.
  • Auto loans. You are eligible to borrow a maximum of ₱1,000,000 for up to five years with no collateral or guarantee.
  • Home loans. You qualify for ₱300,000 for up to 25 years repayment term if you need to purchase an under-construction property or refurbish a pre-owned house or build your own

Online banking

You can manage your money and make payments anywhere you want as long as you have Internet access. And since it's all done online, there's no need to leave your house. You can set up automatic payments and deposits, so you never have to worry about missing a payment or forgetting to pay a bill again.

Cards

  • Credit cards. Depending on your card, it offers contactless payments, rewards programs, cash advances, and dual currency billing.
  • Debit cards. Debit cards are accepted worldwide, can make contactless payments, and offer convenience when you shop. You can also withdraw cash at any Equicom Savings Bank branch or ATM, free of charge.
  • Prepaid cards. With your prepaid card, you can shop and pay at over a million Visa-accredited businesses worldwide and reload at any Equicom branch. Additionally, you can withdraw cash at any ATM worldwide operated by Equicom Savings Bank, BancNet, or VisaPlus.

Bills Payment

At Equicom bank, you can make payments for Maxicare Healthcare Corporation, Manila Electric Railroad and Light Company (Meralco), and PLDT for landline, wireless, cable, and internet services.

Equicom Savings Bank

FAQ

What is Equicom bank?

Equicom Bank offers a full range of services to personal and business customers for their daily banking needs. The bank offers a variety of products and services, including deposits, loans, bill payments, cards, and online and telephone banking.

Who owns the Equicom bank?

The Equicom Bank is owned by Equicom Group, a company whose majority shareholder is Antonio L. Go.

Is Equicom bank legitimate?

Yes. Equicom bank is a legitimate bank regulated by the Bangko Sentral ng Pilipinas. 

For what period can I take out an Equicom auto loan?

The maximum term for an auto loan is five years.

What is the longest home loan term?

The maximum term of a home loan is 25 years.

What is more profitable-a long home loan term or a short one?

A shorter home loan term is more beneficial. It allows you to pay same monthly amount for a specified duration or the loan limit duration at a fixed interest rate.

Company documents

Privacy Policy

We are the preferred savings bank with a highly competent and dedicated professional team committed to delivering excellent service and providing responsive and innovative solutions to our chosen markets.

© Equicom Saivngs Bank

Financial products

Equicom Savings Bank
Salary Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱15,000-₱1,000,000
Equicom Savings Bank
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱15,000-₱1,000,000
Equicom Savings Bank
Business Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱5,000,000
Equicom Savings Bank
Home Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱300,000
Term
i

Loan term for the financial product

up to 25 years
Equicom Savings Bank
Auto Loans
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
Equicom Savings Bank
Business Card
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Recommended FinScore™
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300
650
1000
Equicom Savings Bank
Gold Credit Card
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300
650
1000
Equicom Savings Bank
Classic Credit Card
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Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Prepaid Card
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Equicom Savings Bank
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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