Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

EasyCash's application

Advertiser Disclosure

How to apply?

The EasyCash company offers three types of loans: seafarer loan, personal loan, and business loan. To apply for any of them, you should follow a few steps.

Personal Loan

  1. In case you are not registered, either Sign up or click on Continue with Facebook.
  2. Choose the Loan amount you want to borrow and the Loan term.
  3. Now select the purpose of your online loan.
  4. Click on Apply now
  5. Create an Easy Cash account from their official website.
  6. Complete the online loan application with the required documents.

Required documents

  • Two government-issued ID cards (from SSS Driver’s License, UMID, Passport, TIN, and PRC)
  • Latest payslip.
  • Company ID
  • Latest billing proof under your name (water bill, electric bill, credit card bill, or postpaid telco bill)

Please, note that loan disbursements done through online payment channels like Lazada and Gcash take less time. There is no requirement to enroll a co-borrower to complete this loan application.

Seafarer loan

  1. In case you are not registered, either Sign up or click on Continue with Facebook.
  2. Click on Apply for seafarer loan
  3. Fill in the following information: loan amount, loan term, and purpose
  4. Respond to the question "How did you find Easy Cash?"
  5. Click on Submit application

Required documents

  • POEA stamped contract of employment
  • SRC/SIRB (Seafarer’s Registration Certificate/Seafarer’s Identification and Record Book)
  • Updated and latest allotment slip
  • Passport
  • Latest proof of billing
  • SSS or TIN

Please, note that you will also need to have a co-borrower in order to complete the loan application, who must be your allottee or immediate relative, have a stable source of income, and agree to co-borrow. The co-borrower should provide any two of the following IDs: SSS

  • Drivers License
  • TIN
  • Passport
  • UMID
  • PRC

Business loan

  • In case you are not registered, either Sign up or click on Continue with Facebook.
  • Go to the business loan section, and enter your Business name
  • Now click on Apply for a business loan.
  • Read the pop-up message and click on Got it.
  • Enter the details: loan amount, loan term, and the purpose of this loan.
  • Fill out the online loan application form to apply for a loan.
  • Present all the necessary documents and submit your online loan application.

Required documents

  • Complete data sheet with all the information related to your net worth

  • Business license and registration

  • Financial statement for the last 2 years

  • Bank statement for the last 12 months

Please, note that to apply for a business loan, the applicant can also avail of collateral financing depending on the terms of their online loan. Furthermore, the company also requires the applicant to nominate a co-borrower as a part of its loan application process.

Easycash application

FAQ

How long does it take to get approved by EasyCash?

If you are applying for online loans, the loan application approval time can range between 1 and 4 business days.

How trustworthy is EasyCash?

EasyCash is a registered entity under the SEC and is among the authorized financial institutions allowed to act as a leading service provider in the Philippines. The company has already lent out loans to thousands of applicants, which makes it one of the the most trustworthy online lenders in the Philippines.

Does EasyCash verify your income?

Yes. The lender will always ask for the income statement of a borrower to offer them with best online loans, which are suitable for their income. If you work for someone, then you’ll have to submit payslips for the last 3 months, and if you’re a self-employed person, you’ll have to submit the datasheet of your business.

Can EasyCash online loan hurt your credit score?

Yes, in case the borrower fails to clear the loan amount before the due date, this will be reflected on the credit score. A bad credit score can affect the chances of availing loan in the future.

Can I use EasyCash through an app?

The company is yet to launch its online loan app, which means you will not be able to access it.

Financial products
EasyCash
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
3000.00 – 10000.00 ₱
Rate
i

Effective interest rate on the product

to 10.00 %
Term
i

Loan term for the financial product

1 months – 3 months
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from 11.90 %
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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EasyCash loans calculator

Calculate loan payments in EasyCash. Loans calculator will allow you to calculate an approximate payment schedule for the loan

EasyCash calculator
Interest rates are given in accordance with the rates of the EasyCash in Manila as of 21.05.2024
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