How to apply?
The EasyCash company offers three types of loans: seafarer loan, personal loan, and business loan. To apply for any of them, you should follow a few steps.
Personal Loan
- In case you are not registered, either Sign up or click on Continue with Facebook.
- Choose the Loan amount you want to borrow and the Loan term.
- Now select the purpose of your online loan.
- Click on Apply now
- Create an Easy Cash account from their official website.
- Complete the online loan application with the required documents.
Required documents
- Two government-issued ID cards (from SSS Driver’s License, UMID, Passport, TIN, and PRC)
- Latest payslip.
- Company ID
- Latest billing proof under your name (water bill, electric bill, credit card bill, or postpaid telco bill)
Please, note that loan disbursements done through online payment channels like Lazada and Gcash take less time. There is no requirement to enroll a co-borrower to complete this loan application.
Seafarer loan
- In case you are not registered, either Sign up or click on Continue with Facebook.
- Click on Apply for seafarer loan
- Fill in the following information: loan amount, loan term, and purpose
- Respond to the question "How did you find Easy Cash?"
- Click on Submit application
Required documents
- POEA stamped contract of employment
- SRC/SIRB (Seafarer’s Registration Certificate/Seafarer’s Identification and Record Book)
- Updated and latest allotment slip
- Passport
- Latest proof of billing
- SSS or TIN
Please, note that you will also need to have a co-borrower in order to complete the loan application, who must be your allottee or immediate relative, have a stable source of income, and agree to co-borrow. The co-borrower should provide any two of the following IDs: SSS
- Drivers License
- TIN
- Passport
- UMID
- PRC
Business loan
- In case you are not registered, either Sign up or click on Continue with Facebook.
- Go to the business loan section, and enter your Business name
- Now click on Apply for a business loan.
- Read the pop-up message and click on Got it.
- Enter the details: loan amount, loan term, and the purpose of this loan.
- Fill out the online loan application form to apply for a loan.
- Present all the necessary documents and submit your online loan application.
Required documents
Complete data sheet with all the information related to your net worth
Business license and registration
Financial statement for the last 2 years
Bank statement for the last 12 months
Please, note that to apply for a business loan, the applicant can also avail of collateral financing depending on the terms of their online loan. Furthermore, the company also requires the applicant to nominate a co-borrower as a part of its loan application process.