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Lender
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

EasyCash

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About lender

Easy Cash is a financial lending service provider that operates in the Philippines. The company is popularly used by individuals and small- to medium-size enterprises.

Easy Cash is a loaning company registered with the Securities and Exchange Commission. It was established in 2010 and is known for assisting every Filipino in yielding easy loans. They provide three types of loans, a business loan, a seaman loan and a personal loan.

Easy Cash is known for its specialization in creating and funding individuals and small- to medium-sized business owners. The mission of Easy Cash is to make taking a loan easier for every Filipino by using top-notch technology, analytical software, and hassle-free procedure.

Pros and cons

Before taking any prominent financial decision, one should be cognizant of all the advantages and disadvantages associated with the loaning company. Easy Cash has both advantages and drawbacks.

Pros

  • They provide various loans to make it convenient for the borrowers.
  • They aim to make the loan availing process straightforward and quick for businesses.
  • Easy Cash allows borrowers to apply for a loan from the comfort of their homes.
  • The repayment method is flexible and tailored as per the convenience of the borrower.

Cons

  • The rate of interest might be high.
  • If the borrower does not have a good credit history, they might not get the loan.

Loan conditions

If you are looking to opt for the best online loan, it's important to gauge all the available options. Easy Cash offers three types of a loan: business loans, seaman loans, and personal loans. If someone is applying for the first loan online, the range varies from ₱1000 to ₱7000. The interest rate for the first-time applicant is lower but depends on the amount borrowed.

Applying for a personal loan online

  • The applicant must be between 21 and 49.
  • The applicant must be a citizen of the Philippines.
  • The applicant must be employed as a normal worker or self-employed entrepreneur for the last two years.

Applying for a seafarer loan

  • The applicant must have the seamen's bank certificate of eligibility.
  • The borrower should carry a current deployment contract approved by their agency.
  • The applicant must be a Filipino citizen.
  • The applicant must be below the age of 60.

Applying for a business loan

  • The company has been successful for two years and mandatorily delivers morally acceptable products and services.
  • The company must be worth ₱100000 at least.
  • The applicant must be below 55 years of age.

The borrower should be a Filipino citizen.

Funding a loan

To apply for a loan with Easy Cash, the applicant first needs to visit the bank’s website and click on Apply for a loan today button available on the home page. Their website has three loan products, and the applicant can choose the one they need. After that, the website will open a loan application form that one must fill out carefully and correctly.

Once the loan application form is successfully filled in, the applicant will be redirected to another page. There, the applicant will have to upload the necessary documents. Now, the borrower will have to wait for a call from the lender within a few hours. Once the online loan is approved, the applicant can expect the money to be transferred immediately or within a few days into their bank account.

Easycash

FAQ

What is Easy Cash?

Easy Cash is among many financial institutions in the Philippines that offer loan services like instant credit, a cash loan, etc. at a predecided interest rate. They are known for using new technology with scalable infrastructure and analytic software. 

Who owns Easy Cash?

Easy Cash is an online lending company that operates independently as a privately held microfinance organization.

How do you qualify for Easy Cash?

In order to be qualified for a loan agreement with Easy Cash, the borrower must be between 18 and 60 years of age and should be able to produce the required documents to apply for a loan.

How much can you borrow from Easy Cash?

If you are applying for a personal loan, the loan amount will be between ₱5000 to ₱10000. Similarly, if you apply for a loan under their Seafarer loan scheme, the loan amount will be ₱20000 to ₱200000. At the same time, for a business loan agreement, the borrower will have to apply for a minimum of ₱200,000.

Is Easy Cash a legitimate company?

Yes, Easy Cash is a legit lender as it is registered with SEC. Its registration number is CS201001882. It's among the many lending companies authorized to provide different loan offers to borrowers based on their requirements.

Company documents

Data Privacy Statement and Consent

We deliver top-notch service and utilize advance technology to bring timely loans to extraordinary people like you.

© Easycash Lending Company, Inc.

EasyCash available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
  • BARMM
EasyCash available areas

Financial products

EasyCash
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
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3000 - 10000
Rate
i

Effective interest rate on the product

up to 10%
Term
i

Loan term for the financial product

30 - 90 days

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EasyCash loans calculator

Calculate loan payments in EasyCash. Loans calculator will allow you to calculate an approximate payment schedule for the loan

EasyCash calculator
Interest rates are given in accordance with the rates of the EasyCash in Manila as of 03.12.2022
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10000 ₱
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What to pay attention to when applying for a loan at EasyCash?

Recommendations

What distinguishes EasyCash from a bank:

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