About credit card
The EastWest Privilege® card allows users to pay for goods and services, buy travel tickets and settle their bills. You earn a reward point for every ₱100 you spend using a EastWest Privilege® credit card. The points are redeemable for eGifts, limitless vouchers, cash rebates and gift certificates at partner merchants. You can also enjoy special discounts and privileges all year round when shopping, paying for health and; wellness, or dining.
Features
The EastWest Privilege® card allows you to enjoy reward points for every ₱100 you spend. You can also have access to cash advance of up to 50% of your credit limit. In addition, cardholders enjoy perks and discounts for goods and services they purchase from partner merchants. They can also get access to supplementary cards for their families and set a monthly credit sub-limit to monitor finances. The EastWest Privilege® card also enables you to enjoy international purchases because it has a global acceptance.
Pros and cons
You need to check out the benefits and drawbacks of EastWest Privilege® credit card and determine whether it meets your financial requirements before filling out an application form.
Pros
- You earn redeemable reward points which you can convert to eGifts, miles, and gift certificates for use in partner merchants.
- You can request for supplementary cards for your family members and monitor their expenditure.
- You can use the card globally in over 200 countries.
- You enjoy a low annual membership fee of ₱1500 for principal credit card and ₱750 for supplementary cards.
Cons
- You incur high-interest rates on loans.
- You are not eligible for the card if you are a low-income earner with less than ₱480,000 annual income.
How to apply for EastWest Privilege Credit Card?
You can apply for the EastWest Privilege® credit card in the following steps:
- Visit any EastWest bank branch and head over to the customer service desk.
- Ask for an application form and fill it out.
- Attach a copy of your valid ID with your photo and signature.
- For proof of income, attach the latest payslip or letter of appointment to your current job. If you are self-employed, attach the latest financial audit statement or BIR.
- Submit your application for processing.
- Wait for approval and notification about when you can collect your EastWest Privilege® credit.