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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.8

DIGIDO's pay off

Advertiser Disclosure

How to pay back a DIGIDO?

Borrowers can track their loans on the mobile app or through Digido online platform and make timely installments on the stipulated days. To pay back a loan, go to your personal account and check if you have an active loan.

  1. Check Active Loans
  2. Confirm you want to repay or extend the loan
  3. A list of repayment options will pop up
  4. Choose your preferred choice (such as a bank card or Gcash)
  5. Proceed to the payment window
  6. Wait for payment confirmation.

Customers can use different options to pay the debt: bank card, Trustly, or cash. When using a bank card, follow the steps outlined above and choose bank card as the preferred method of repayment. However, if you want to make fast and safest repayment, use Trustly. It forwards your payment instantly and safely to Digido from your account. You can also use the formalized payment order available on the website and present the form with the amount you would like to repay at a nearby bank. However, transfers can take as much as 5 days.

Conditions of loan extension at Digido

Borrowers can extend their loans without hurting their credit score. However, borrowers must abide by the following terms:

  • Extensions are only available for repeated loans
  • Borrowers can extend their loan before and after the repayment date
  • Borrowers can only extend a loan for 7, 14, 21, or 30 days
  • The service paid for a loan extension depends on the borrowers’ loan amounts

Early payoff

Borrowers can make a prepayment or an early payoff of their loans to reduce their loan obligations. Making early payoffs also enables an individual to avoid penalties for late payments and improve their chances of getting subsequent loans.

Digido payoff

FAQ

How do I make a payment on a Digido loan?

Borrowers can make a payment by checking their active loans, entering the amount they need to repay, and making a payment through selected payment methods.

What will happen if I do not repay my Digido installment on time?

When you fail to pay back your loan on time, Digido can apply a penalty depending on the loan amount you have borrowed and the amount of time your loan has taken.

Can Digido sue you?

Digido can only take legal action against loan defaulters according to the loan agreement, mainly by using third-party debt collection agencies and/or reporting your non-payment activities to credit bureaus.

Financial products

DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months

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DIGIDO loans calculator

Calculate loan payments in DIGIDO. Loans calculator will allow you to calculate an approximate payment schedule for the loan

DIGIDO calculator
Interest rates are given in accordance with the rates of the DIGIDO in Manila as of 28.11.2022
Loan amount
i

Enter the desired loan amount

PHP
PHP
1000 ₱
25000 ₱
Loan term
i

Specify the loan term for the calculation

days
months
90
180
City

What to pay attention to when applying for a loan at DIGIDO?

Recommendations

What distinguishes DIGIDO from a bank:

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All DIGIDO’s reviews by november 2022
Leave feedback
1 reviews
3.2
Advantages
I was in need of cash badly and these guys really helped. approval was veery fast, i didint even lock my phone screen)) received money tru digido, many people say that its scam but my experience with this app wasnt frustrating
Disadvantages
but their rates are just insane. you can be charged xtra apr just for breathing. also there are no installment plans. very sad( and please, STOP CALLING ME! I knowthat my due date is on the next week, i have a calendar, just stop
Complain
2 reviews
Instant online loans Next
4.4
Advantages
i had a really good experience with Digido. the response was immediate and i received my cash on the same day. the app was very easy to use and the support group is very polite and friendly. if you need some cash asap this place may be a real choice for you.
Disadvantages
rates are really high. maybe a bit higher than at simialr places but i think its not crucial. also, it was a bit weird to receive phone calls from their agent all the time even after i had received reimbursment
Complain
2 reviews
Instant online loans Next
3.6
Advantages
The support is really friendly, I had some questions and they replied very quickly. Also the application was very easy, no need to leave your home or collect different documents endlessly. The service is very convenient, like it
Disadvantages
Well the truth is rates are very high and you cant control their change. At least I didnt have to pay x2, thanks for that. They promised to increase the loan limit for the second loan but it never happened that’s why I’ll never apply again
Complain
1 reviews
4
Advantages
really appreciate that you can get a quick cash in 2 minutes. if you really need money ASAP these guys are ok. done the application online and on the same day received cash. very cool that you dont need to leave your couch + support is really user friendly. i have a question - they have a quick answer. like for that
Disadvantages
would be better if they fix their rates. you just cant afford to pay if you set 2 months. the interest will double almost A HALF of your loan. you will need to take another loan to repay this one
Complain
1 reviews
3.4
Advantages
good theres no need to go to their office. but to be honets, the application is REEAALLY quick, just a matter of several minutes
Disadvantages
if u believe that u’ll have promo interest, FORGET ABOUT IT. if u dont repay, rates will go to the moon. i took 5k but now have to repay +2k. is that for real?? and i m not talking about their app that can be described as piece of scam. for a month the interest goes for up to 50% of my loan. are u ok?
Complain
1 reviews
Instant online loans Next
4
Advantages
The advantages of this app was good, they are very responsive and quickly answered you if you are able to get a loan or not.
Disadvantages
Disadvantages of this app, was i always declined😅😔every time i applied for a loan because i dont meet their credentials.. But all in all this loan app was good abd legit.
Complain
Overall company rating
3.8
/ 5
6 reviews
Execution of an application
3.8
Support service
4.3
Mobile app
3.7
Service quality
3.5
Your satisfaction level
3.5

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