Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.9

DIGIDO's application

Advertiser Disclosure

How to apply?

Applying for a Digido loan is a simple process. Users can apply for a loan on the online platform or through the mobile application. The registration process takes a few minutes.

  1. Open the Digido app or online application
  2. Log in to the online platform or mobile app if you are an existing customer
  3. Register with your phone number if you are a new customer
  4. Drag and select the amount you would want to borrow
  5. Confirm your details
  6. Tap ApplyNow button
  7. Fill out the loan application form
  8. Check and confirm the appropriate terms of the loan (such as interest rates and repayment schedules)
  9. Wait for approval
  10. You will receive money via the payment channel selected

Requirements

Digido offers an automated system of ID verification to ascertain if you qualify for a loan or to increase your chances of cash loan approval. Overall, you will need the following:

  • A valid ID
  • A valid mobile phone number
  • Proof of employment
  • Providing payslip, COE, ITR, company ID, DTI will help to get approved faster

Application details

Application reviews take about 4 minutes after submitting your application. However, you may have to wait up to 1 day for your loan to be approved.

Digido application

FAQ

How long are applications considered?

The Digido loan approval process takes about 4 minutes after you submit the required documents. Once approved, you can get your loan reimbursed in the bank account you provided within a working day.

How long does it take to be approved by Digido?

The approval time is fast. You will receive an application approval message within 4 minutes.

How trustworthy is Digido?

Digido is a legit online lender licensed to operate in the Philippines by the SEC.

Does Digido verify income?

Digido offers online loans with flexible repayment plans and 0% interest for first-time borrowers. Depending on the amount of loan and type you apply for, the company may require income verification.

Does the Digido loan hurt your credit score?

Digido loan offers flexible loans without hurting your credit score.

Financial products
DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
10500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

from 11.90 %
Term
i

Loan term for the financial product

3 days – 6 days
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DIGIDO loans calculator

Calculate loan payments in DIGIDO. Loans calculator will allow you to calculate an approximate payment schedule for the loan

DIGIDO calculator
Interest rates are given in accordance with the rates of the DIGIDO in Manila as of 20.05.2024
Loan amount
i

Enter the desired loan amount

PHP
PHP
1000 ₱
25000 ₱
Loan term
i

Specify the loan term for the calculation

days
months
90
180
City
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All DIGIDO’s reviews by may 2024
Leave feedback
5
Advantages
very fast
Disadvantages
nothing
Complain
3.2
Advantages
I was in need of cash badly and these guys really helped. approval was veery fast, i didint even lock my phone screen)) received money tru digido, many people say that its scam but my experience with this app wasnt frustrating
Disadvantages
but their rates are just insane. you can be charged xtra apr just for breathing. also there are no installment plans. very sad( and please, STOP CALLING ME! I knowthat my due date is on the next week, i have a calendar, just stop
Complain
4.4
Advantages
i had a really good experience with Digido. the response was immediate and i received my cash on the same day. the app was very easy to use and the support group is very polite and friendly. if you need some cash asap this place may be a real choice for you.
Disadvantages
rates are really high. maybe a bit higher than at simialr places but i think its not crucial. also, it was a bit weird to receive phone calls from their agent all the time even after i had received reimbursment
Complain
3.6
Advantages
The support is really friendly, I had some questions and they replied very quickly. Also the application was very easy, no need to leave your home or collect different documents endlessly. The service is very convenient, like it
Disadvantages
Well the truth is rates are very high and you cant control their change. At least I didnt have to pay x2, thanks for that. They promised to increase the loan limit for the second loan but it never happened that’s why I’ll never apply again
Complain
4
Advantages
really appreciate that you can get a quick cash in 2 minutes. if you really need money ASAP these guys are ok. done the application online and on the same day received cash. very cool that you dont need to leave your couch + support is really user friendly. i have a question - they have a quick answer. like for that
Disadvantages
would be better if they fix their rates. you just cant afford to pay if you set 2 months. the interest will double almost A HALF of your loan. you will need to take another loan to repay this one
Complain
3.4
Advantages
good theres no need to go to their office. but to be honets, the application is REEAALLY quick, just a matter of several minutes
Disadvantages
if u believe that u’ll have promo interest, FORGET ABOUT IT. if u dont repay, rates will go to the moon. i took 5k but now have to repay +2k. is that for real?? and i m not talking about their app that can be described as piece of scam. for a month the interest goes for up to 50% of my loan. are u ok?
Complain
4
Advantages
The advantages of this app was good, they are very responsive and quickly answered you if you are able to get a loan or not.
Disadvantages
Disadvantages of this app, was i always declined😅😔every time i applied for a loan because i dont meet their credentials.. But all in all this loan app was good abd legit.
Complain
Overall company rating
3.9
/ 5
7 reviews
Execution of an application
4.0
Support service
4.4
Mobile app
3.9
Service quality
3.7
Your satisfaction level
3.7
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