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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.8

DIGIDO

Advertiser Disclosure

About Digido

Digido is a SEC-licensed online lending platform in the Philippines with an extensive network of offline branches spread across the country. Digido allows borrowers to access cash without collateral and repay within a short time, allowing borrowers to solve emergencies because the approval time is usually short.

Digido is a legitimate and state-licensed online lending platform for short-term loans. It is registered as Digido Finance Corporation, meeting the SEC registration requirement for any loan company operating in the Philippines. Digido offers its customers quick loans which they can access through the app or the company’s website. Filipinos can access fast cash loans to meet their financial needs at any time and pay back at an agreed interest rate. Borrowers enjoy the simple application process and fast loan approval time, which enables them to get quick cash loans for their personal use at any time. Besides, Digido allows eligible borrowers to access up to ₱25,000 through the fully automated online portal, which stands out as an innovative online platform with customer-friendly financial solutions to a wide range of service consumers. Digido’s automated online approval system makes independent decisions based on every application and transfers money to customers’ accounts within a few hours after approval. Besides, Digido has different loaning facilities, ranging from 0% interest promotional loans to non-collateral loans of up to ₱25,000.

Pros and cons

As a licensed online lender in the Philippines, Digido is among genuine financial companies operating within the lending rules and regulations stipulated by the state to offer credit services to its customers. The company gives each eligible borrower an equal opportunity to access its instant loan service. Borrowers can also access the loans online from an online platform, mobile application, or by visiting any of Digido’s offline branches spread across the country. Besides, the lending institution does not require borrowers to disclose their confidential information, such as bank details to access the loans.

Pros

  • Safe to use
  • Fast loan processing time of up to 4 minutes
  • Flexible loan terms
  • Accessible on different platforms
  • Easy repayment schedules
  • Online platforms operate 24/7
  • Automated approvals
  • Customer-friendly
  • High loan approval rate of up to 90%
  • Easy tracking of your loan repayment
  • No hidden fees
  • No collateral or guarantor needed to borrow money

Cons

  • High penalties for defaulting
  • High interest rates
  • High late payment fees

Loan conditions

New customers who have not previously taken a loan from Digido can enjoy a promotional 0% interest on their loans. Digido encourages new borrowers to follow the easy application process to access the 0% interest on their first loan. First-time borrowers also enjoy up to ₱10,000. New customers can access the loans through Digido online platform or mobile application. Those unable to use these platforms can visit any Digido branch to apply for a loan. After the first loan, repeat borrowers can access installment loan of up to ₱25,000 at an interest rate of 1.5% per day. Customers must make timely monthly payment to access the second loan.

Methods of a loan funding

The receiving time for approved loans is one day. However, approval can be as fast as within 4 minutes. After the successful loan application, borrowers will get the money in the online lending account. They can then transfer money to their mobile wallets or claim at the local branch.

Digido

Reviews

FAQ

What is Digido?

Digido is a legit online lender registered with the Securities and Exchange Commission as Digido Finance Corp. The online lending platform offers quick cash loans to borrowers in Philippines with 0% interest for first-time borrowers and 1.5% daily interest for repeat customers.

Who owns Digido?

Digido is registered under SEC as Digido Finance Corp, a financial lending company offering quick online loans to customers in the Philippines.

How do you qualify for a loan?

You are eligible for a loan if you meet the following requirements:

  • Filipino nationality

  • Aged between 21 and 70 years

  • Employed officially or has a source of income

How much can you borrow from Digido?

New customers can borrow up to ₱10,000, while repeat ones can access up to ₱25,000.

Is Digido a legitimate company?

Yes. Digido is a legit and state-licensed company registered as Digido Finance Corp.

Company documents

Privacy policy
Terms and Conditions

Minimal documentation, high loan approval rate, and immediate fund availability, even for people with lousy credit history, make online loans the most popular type of loans for the Filipinos.

© DIGIDO FINANCE CORP.

DIGIDO available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
DIGIDO available areas

Financial products

DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months

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DIGIDO loans calculator

Calculate loan payments in DIGIDO. Loans calculator will allow you to calculate an approximate payment schedule for the loan

DIGIDO calculator
Interest rates are given in accordance with the rates of the DIGIDO in Manila as of 29.11.2022
Loan amount
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Enter the desired loan amount

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1000 ₱
25000 ₱
Loan term
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days
months
90
180
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What to pay attention to when applying for a loan at DIGIDO?

Recommendations

What distinguishes DIGIDO from a bank:

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All DIGIDO’s reviews by november 2022
Leave feedback
1 reviews
3.2
Advantages
I was in need of cash badly and these guys really helped. approval was veery fast, i didint even lock my phone screen)) received money tru digido, many people say that its scam but my experience with this app wasnt frustrating
Disadvantages
but their rates are just insane. you can be charged xtra apr just for breathing. also there are no installment plans. very sad( and please, STOP CALLING ME! I knowthat my due date is on the next week, i have a calendar, just stop
Complain
2 reviews
Instant online loans Next
4.4
Advantages
i had a really good experience with Digido. the response was immediate and i received my cash on the same day. the app was very easy to use and the support group is very polite and friendly. if you need some cash asap this place may be a real choice for you.
Disadvantages
rates are really high. maybe a bit higher than at simialr places but i think its not crucial. also, it was a bit weird to receive phone calls from their agent all the time even after i had received reimbursment
Complain
2 reviews
Instant online loans Next
3.6
Advantages
The support is really friendly, I had some questions and they replied very quickly. Also the application was very easy, no need to leave your home or collect different documents endlessly. The service is very convenient, like it
Disadvantages
Well the truth is rates are very high and you cant control their change. At least I didnt have to pay x2, thanks for that. They promised to increase the loan limit for the second loan but it never happened that’s why I’ll never apply again
Complain
1 reviews
4
Advantages
really appreciate that you can get a quick cash in 2 minutes. if you really need money ASAP these guys are ok. done the application online and on the same day received cash. very cool that you dont need to leave your couch + support is really user friendly. i have a question - they have a quick answer. like for that
Disadvantages
would be better if they fix their rates. you just cant afford to pay if you set 2 months. the interest will double almost A HALF of your loan. you will need to take another loan to repay this one
Complain
1 reviews
3.4
Advantages
good theres no need to go to their office. but to be honets, the application is REEAALLY quick, just a matter of several minutes
Disadvantages
if u believe that u’ll have promo interest, FORGET ABOUT IT. if u dont repay, rates will go to the moon. i took 5k but now have to repay +2k. is that for real?? and i m not talking about their app that can be described as piece of scam. for a month the interest goes for up to 50% of my loan. are u ok?
Complain
1 reviews
Instant online loans Next
4
Advantages
The advantages of this app was good, they are very responsive and quickly answered you if you are able to get a loan or not.
Disadvantages
Disadvantages of this app, was i always declined😅😔every time i applied for a loan because i dont meet their credentials.. But all in all this loan app was good abd legit.
Complain
Overall company rating
3.8
/ 5
6 reviews
Execution of an application
3.8
Support service
4.3
Mobile app
3.7
Service quality
3.5
Your satisfaction level
3.5

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