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Lender
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DIGIDO

Finanso.Multilogin™

About Digido

Digido is a SEC-licensed online lending platform in the Philippines with an extensive network of offline branches spread across the country. Digido allows borrowers to access cash without collateral and repay within a short time, allowing borrowers to solve emergencies because the approval time is usually short.

Digido is a legitimate and state-licensed online lending platform for short-term loans. It is registered as Digido Finance Corporation, meeting the SEC registration requirement for any loan company operating in the Philippines. Digido offers its customers quick loans which they can access through the app or the company’s website. Filipinos can access fast cash loans to meet their financial needs at any time and pay back at an agreed interest rate. Borrowers enjoy the simple application process and fast loan approval time, which enables them to get quick cash loans for their personal use at any time. Besides, Digido allows eligible borrowers to access up to ₱25,000 through the fully automated online portal, which stands out as an innovative online platform with customer-friendly financial solutions to a wide range of service consumers. Digido’s automated online approval system makes independent decisions based on every application and transfers money to customers’ accounts within a few hours after approval. Besides, Digido has different loaning facilities, ranging from 0% interest promotional loans to non-collateral loans of up to ₱25,000.

Pros and cons

As a licensed online lender in the Philippines, Digido is among genuine financial companies operating within the lending rules and regulations stipulated by the state to offer credit services to its customers. The company gives each eligible borrower an equal opportunity to access its instant loan service. Borrowers can also access the loans online from an online platform, mobile application, or by visiting any of Digido’s offline branches spread across the country. Besides, the lending institution does not require borrowers to disclose their confidential information, such as bank details to access the loans.

Pros

  • Safe to use

  • Fast loan processing time of up to 4 minutes

  • Flexible loan terms

  • Accessible on different platforms

  • Easy repayment schedules

  • Online platforms operate 24/7

  • Automated approvals

  • Customer-friendly

  • High loan approval rate of up to 90%

  • Easy tracking of your loan repayment

  • No hidden fees

  • No collateral or guarantor needed to borrow money

Cons

  • High penalties for defaulting

  • High interest rates

  • High late payment fees

Loan conditions

New customers who have not previously taken a loan from Digido can enjoy a promotional 0% interest on their loans. Digido encourages new borrowers to follow the easy application process to access the 0% interest on their first loan. First-time borrowers also enjoy up to ₱10,000. New customers can access the loans through Digido online platform or mobile application. Those unable to use these platforms can visit any Digido branch to apply for a loan. After the first loan, repeat borrowers can access installment loan of up to ₱25,000 at an interest rate of 1.5% per day. Customers must make timely monthly payment to access the second loan.

Methods of a loan funding

The receiving time for approved loans is one day. However, approval can be as fast as within 4 minutes. After the successful loan application, borrowers will get the money in the online lending account. They can then transfer money to their mobile wallets or claim at the local branch.

Reviews

FAQ

What is Digido?

Digido is a legit online lender registered with the Securities and Exchange Commission as Digido Finance Corp. The online lending platform offers quick cash loans to borrowers in Philippines with 0% interest for first-time borrowers and 1.5% daily interest for repeat customers.

Who owns Digido?

Digido is registered under SEC as Digido Finance Corp, a financial lending company offering quick online loans to customers in the Philippines.

How do you qualify for a loan?

You are eligible for a loan if you meet the following requirements:

  • Filipino nationality

  • Aged between 21 and 70 years

  • Employed officially or has a source of income

How much can you borrow from Digido?

New customers can borrow up to ₱10,000, while repeat ones can access up to ₱25,000.

Is Digido a legitimate company?

Yes. Digido is a legit and state-licensed company registered as Digido Finance Corp.

Company documents

Privacy policy
Terms and Conditions

Minimal documentation, high loan approval rate, and immediate fund availability, even for people with lousy credit history, make online loans the most popular type of loans for the Filipinos.

© DIGIDO FINANCE CORP.

DIGIDO loans calculator

Calculate loan payments in DIGIDO. Loans calculator will allow you to calculate an approximate payment schedule for the loan

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What to pay attention to when applying for a loan at DIGIDO?

- The company shall be registered at Securities and Exchange Commission in the Republic of the Philippines;

- You can check the availability of the Certificate of Authority on the official SEC website;

- The rules for granting microloans should be available on the company's website;

- The procedure for applying for a microloan should be published on the site;

- The procedure for concluding an agreement and receiving a payment schedule should be available;

- Other terms and conditions for granting microloans should be available.

Recommendations

- Get acquainted with the interest rates on microloans;

- Check the availability of general terms and conditions of the consumer loan agreement;

- Check the availability of information on the total cost of the loan in the consumer loan agreement;

- Take time to think. After reviewing the individual terms of the agreement, take the allowed time to make the final decision.

What distinguishes DIGIDO from a bank:

- Fast processing of loan applications;

- High interest on the loan for the borrower;

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All DIGIDO’s reviews by May 2022