Tonik Bank debit cards are payment cards that can be used to make transactions instead of cash. You will receive a free virtual debit Mastercard which you can use instantly after creating your account. An actual debit card is also on the way. After producing a valid government-issued ID and paying a cost of ₱300, which will be deducted from your account, you can obtain a separate physical debit card.

Types of Tonik Bank debit cards

Tonik Bank offers two types of debit cards: virtual debit cards and physical debit cards.

• Virtual debit card. The Tonik virtual debit card protects your online purchases. Customers receive a free virtual debit card when they open an account. It can be used to shop on any of the customer's preferred e-commerce platforms, pay bills, and conduct a variety of other online transactions.

• Physical debit card. Tonik Bank physical debit cards can be used to access cash at thousands of ATMs around the country. Customers can now use their Tonik physical debit card to accomplish more and go anywhere. It has several perks, some of which are as follows:

  • Purchasing necessities without difficulty

  • Having no need to be concerned about hackers because you can turn off the card in-app whenever you are not using it.

  • Withdrawing from any ATM in your area.

How to issue the Tonik Bank debit cards?

The Tonik Bank virtual debit card will be given upon completion of account creation. The physical debit card must be applied for through the Tonik mobile app. Follow the steps below to apply for the Physical debit card successfully:

1. Open the Tonik mobile app and log in with your correct details.

2. Go to the Cards dashboard and select the Physical debit card.

3. Tap on Application and give all the elements that will be needed.

4. Upload your valid government-issued IDs.

5. Select the location you want the card to be delivered to.

6. Make the necessary payments, which will be deducted from your account.

7. Submit your application and make sure you are close to your phone because your card will arrive any time from the time of application.

Requirements for the Tonik Bank debit cards

To apply for a Tonik Bank debit card, applicants must have or pass the following requirements:

• Applicants must be Filipino citizens.
• Applicants must also be Filipino citizens.
• They must be at least 18 years old.
• They must have at least two government-issued valid ID cards.

Pros and cons of Tonik Bank debit cards

Before applying for a Tonik Bank debit card, it is advisable to look into the pros and cons below to know if it is a good choice.

Pros

• The application is made online. You will not even have to go to any branch for card collection as it will be delivered to your location.
• The card has a unique feature. You can turn it off using the mobile app if you are not using it, or maybe you misplace it. You can also turn it back on if you want to use it or you found it.

Cons

• The application fee is somewhat higher than that of competitors. This could be due to the fact that it has to be delivered to you.
• Not much can be done with the card, as only one type exists.
• The delivery could take up to ten days.