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Sterling Bank of Asia debit cards for december 2023

Sterling Bank
Get a debit card at Sterling Bank of Asia checked by our specialists. On 06.12.2023 there are 2 options available to you.
Offers: 2
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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Sterling Bank of Asia debit cards for december 2023

With Sterling Bank, you have access to debit and prepaid card accounts that are usable in more than 200 countries worldwide.

Types of Sterling Bank cards

The bank offers two types of cards: debit and prepaid.

ShopNPay Visa Debit Card

The ShopNPay debit card is an all-in-one card that allows you to withdraw cash at ATMs and make purchases with available funds in your bank account. This card offers all of the benefits you may need from any other generic debit card. Without worrying about monthly charges, you can enjoy the convenience and privileges of shopping and dining.

Types of ShopNPay Visa Debit cards

  • ShopNPay Philippine peso visa debit card. This all-new metallic-look debit card has many benefits. It allows users to enjoy the conveniences and pleasures of shopping and dining on the go without worrying too much about monthly payments.
  • ShopNPay US dollar visa debit card. This EMV chip-enabled Visa card makes traveling more enjoyable – simply spend solo Dollars wherever, whenever and however you wish and stay connected.

ShopNPay Visa Prepaid Card

It's a reloadable stored-value Visa card that lets you load funds at ATMs that are enough to make purchases, pay bills, or withdraw cash whenever and wherever you want to use it. This card is the easiest way to spend money anywhere in the world. You can use it to send remittances to your loved ones in the United States and abroad or to pay bills online or over the counter. Furthermore, it does not require the hassle of opening a bank account or managing account balances. You only have to load what you need to spend.

The ShopNPay prepaid card gives cardholders greater control over their funds since they can only spend what is on their card. With the card, you can shop and dine with ease and convenience. You can use your Sterling Bank ShopNPay Visa Prepaid Card anywhere you see the Visa or Bancnet logo to take full advantage of it.

How to issue a debit card?

The application can be done online and offline, but by doing it online, you will still have to visit the bank premises to get your card. To apply offline, visit the bank premises and state your reason for visiting. You will be given an application form; fill it out and submit it, and wait and get your card. For online application, follow these steps:

  1. Visit the Sterling Bank of Asia website, navigate to Personal, and then Cards.
  2. Click on the card you would like to apply for and then it will open a new page, on this new page, scroll down and click on Apply now.
  3. It will take you to a new page where you would be required to fill in your personal details, your home, and office addresses, your application details, and your preferred document. Fill these out and then click on Submit application.
  4. Wait to be contacted by your bank for pick up.


To be eligible to apply for a credit card, applicants must:

  • Be a Sterling Bank of Asia customer
  • Have filled and completed the application form
  • Have two passport-size photographs
  • Have proof of identity
  • Have proof of residence (utility bills, driving license, PAN, etc.)
  • Have the latest salary slips, not later than two months
  • Have the latest bank statements

Pros and cons

Here are some of its pros and cons.


  • It helps monitor your monthly spending
  • The cards are safe for online shopping
  • It helps build a good credit history


  • There are risks of overspending


What are the Sterling Bank debit cards used for? 

With your Sterling bank of Asia debit or prepaid card you can do the following:

  • You can check your account balance at any ATM using the card

  • You can withdraw cash

  • You can use it to transfer funds

  • You can use it to pay bills

  • It can be used to request a checkbook reorder (for Sterling Bank accounts only)

  • You can change your PIN

What does the chip in front of my Sterling Bank card do?

The Europay Mastercard Visa (EMV) chip embedded in the front of your ShopNPay Visa Card is a global standard for interoperating integrated circuit cards (IC cards or "chip cards") that lets you transact at point-of-sale (POS) terminals and automated teller machines (ATMs) and is used to authenticate credit and debit card transactions. Its added security features provide cardholders with greater protection against fraud.

What can I do if my Sterling Bank card gets lost or stolen?

If your card is lost or stolen, please, contact Sterling Bank of Asia customer service at the phone numbers +632 8721 6000 and +632 8672-6300 to make your card deactivated as soon as possible.