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CTBC Bank debit cards for october 2023

Get a debit card at CTBC Bank checked by our specialists. On 03.10.2023 there are 3 options available to you.
Offers: 3
MySaves Cash Card
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

SSS Visa Cash Card
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

CTBC Bank Visa Debit & ATM Card
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Credit Card Application Online of October 2023

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CTBC Bank debit cards for october 2023

CTBC Bank cards are protected by EMV (Europay, MasterCard, and Visa), which is the universal standard for credit, debit, and prepaid card payments utilizing chip card technology. Magnetic tape stripe payment cards are less secure than EMV chip-based payment cards.

Types of cards available in the bank

The three types of cards offered by the bank are:

  • CTBC Bank Visa debit & ATM card. The CTBC Bank Visa debit and ATM cards are simple, multi-functional debit cards that allow you to pay bills, transfer funds, check your balance, and withdraw cash from over 20,000 BancNet ATMs in the Country and over 2.7 million Visa-affiliated ATMs globally. These debit cards are linked to a savings or current account in pesos. Cardholders of the CTBC Bank Visa debit and ATM card can make cashless transactions at point-of-sale (POS) or online in any locations carrying the Visa mark internationally and the BancNet logo countrywide. The entire amount of your purchases will be deducted from your account automatically, with no additional costs or fees! Because it is a Visa, you are also eligible for many CTBC Bank and Visa promotions.
  • SSS Visa Сash Сard. Because it is readily loaded in a Cash Card, the SSS Visa cash card is one of the quickest ways to obtain pension claims (Retirement, Disability, and Death Claim). Some of the features are:

    • No maintenance balance. Unlike a credit card, which gives credit to the cardholder and is due on a specified date, the cash card comes pre-loaded with cash from your pension.

    • Worldwide ATM accessibility. The SSS Visa cash card is accepted nationwide for all CTBC Bank ATMs and over 20,000 BancNet ATMs. Furthermore, the retiree can withdraw cash from over 2.7 million Visa-affiliated ATMs globally because it is a Visa card.

    • Worldwide shopping. The veteran can pay for groceries or shop globally at any institution with the Visa or BancNet logos. All they have to do to pay for goods at any outlet (supermarkets, department shops, restaurants, etc.) is swipe and sign. All purchases will be deducted automatically from the card with no additional costs.

  • MySaves cash card. The CTBC Bank MySaves cash card is a handheld financial device with security features that allows for the smooth disbursement of cash and payments. This card is useful for payroll, loan proceeds, incentives, and remittances, among other things. This card offers all of the benefits of the SSS Visa cash card.

    How to issue the CTBC Bank cards?

    If you want to apply for a new CTBC Bank card, you must first complete the following steps:

    1. Visit the nearest CTBC Bank branch.
    2. Go to the card section for an interview and briefing.
    3. Fill out all of the required forms and then present the necessary papers.
    4. If your card needs you to make a minimum maintenance deposit, deposit the required amount (if you do not have up to the amount in the account that will be linked to the card).
    5. Get your CTBC Bank card.

    CTBC Bank cards' main requirements

    Eligibility requirements

    To apply for the CTBC Bank cards, applicants must:

    • Have a deposit account with the CTBC Bank of the Philippines.
    • Be at least 21 years old.

    Documentary requirements

    • Must have two valid Identification cards.
    • Must have a signature card.
    • Must possess the account opening form (AOF), which can be obtained in the bank.
    • Must accept the terms and conditions for debit card.

    Pros and cons of CTBC Bank cards

    Below are some honest pros and cons of CTBC Bank cards


    • Most of the cards do not require a minimum maintenance balance.
    • The cards can be accessed from anywhere in the world.


    • The bank does not have a credit card.
    • The bank has very few card types available.


    Is the EMV stripe safe?

    Yes, it is safe. Numerous studies have found that it is safer than regular strips.

    What makes the EMV different from the regular magnetic stripe card payment?

    The magnetic stripe on typical credit, debit, and prepaid cards hold unchanging (static) data that criminals may readily copy using a simple, low-cost skimming device. When an EMV card is used for payment, the chip on the card provides a unique transaction code that cannot be applied again, unlike a magnetic stripe card. This characteristic, referred to as dynamic verification, makes counterfeiting EMV cards difficult, if not impossible, and costly.

    Regarding consumer experience, EMV chip-compliant cards are scanned via a method known as "card dipping" rather than the traditional swiping of magnetic stripe cards. Due to the extra verification and data flows for the EMV chip-compliant card, the process could take longer than swiping. As a result, the consumer must be patient and recognize the trade-off between security and performance.

    Why do CTBC Bank cards implement EMV technology in the Philippines?

    EMV chip technology has greatly reduced counterfeit fraud, skimming, and other related assaults on magnetic stripe payment cards. As a result, fraudsters have moved their efforts to nations that rely heavily on magnetic stripe security, such as the Philippines. As a result, the Philippines must use EMV technology to combat the rising prevalence of counterfeit fraud, protect the public's interests, and encourage interoperability with global payment providers.