Choose a country
Philippines
Select a city
Select a city
Additional Information
English (PH)
Select country
Choose a country
Philippines
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Broker
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Crezu

Advertiser Disclosure

About company

Crezu is a fast-growing international company that boasts of the ability to serve as a conduit between you and your best possible online lending option. Regardless if you’re a student or a pensioner, whether you have a sterling or poor credit history, the platform can be helpful for all types of borrowers. This is made possible through Crezu's links with reputable financial partners in the online loan market, such as MoneyCat, CashXpress, OLP, and many more. Customers typically pick one of these partners to borrow money.

The company uses state-of-the-art technology to match your data with the best options on the market. It compares hundreds of quotes and lenders and provides you with the personal loan options that best fit your needs. Apart from that, the company offers an approval rate of 86%, and customers are sure to find what they're looking for. The loans offered are between ₱1000 and ₱25000 with minimum repayment terms of 61 days (2 months) and maximum repayment terms of 120 days (4 months). The lending rates vary from lender to lender but come within the range of 12% to a maximum APR of 36%.

Pros and cons

Crezu provides individuals with access to different loan options. However, it is always important to know the pros and cons associated.

Pros

  • The company provides a wide range of financial sources from reputable partners in the Philippines.

  • The company has simplified its requirements and procedures to apply for a loan.

  • The company offers a 100% online loan application process, and customers do not have to visit its branch to borrow money.

  • The company provides high approval rates that go up to 86% with quick disbursals.

Cons

  • Payment terms are relatively short, with a maximum loan term of just four months.

  • Maximum loan amounts may not suffice if the borrower requires a large sum.

Products

Crezu serves as a broker between individuals of the public and online lenders. The loan offers presented to a potential borrower would depend on the data given during registration. Crezu is free to use, and users can select the best loans available by using the platform. The service shortlists companies that meet these four criteria: no hidden payments, verified reputation, online credit granting, and personal data protection. By filtering the best lenders, Crezu is able to offer its only product, which is fast online loans.

Fast online loans

With Crezu, borrowers can get an online loan within a matter of minutes without the conventional requirements such as payment of fees, credit history, or other such paperworks. Crezu compares hundreds of transparent loan providers across the market to provide access to these loans, then presents you with multiple approved offers that meet your needs. Crezu, as a broker, offers access to loans ranging from ₱1,000 to ₱25,000 with a minimum repayment term of 61 days (2 months) and a maximum of 120 days (4 months).

You must be 18 to 70 years old and residing in the Philippines to apply for a loan. Regarding loan interest rates, Crezu works with lenders to arrive at reasonable times in the market. However, interest rates will vary depending on the lender in question and circumstances at the point of borrowing. Interest rates range from lender to lender in the range from 12% to a maximum APR of 36%. In terms of requirements for Crezu loans, all you need is your email, phone number, and some required government-issued documents.

Crezu

FAQ

What is Crezu?

Crezu is a leading online loan provider developed as a service to give customers access to selected trusted financial institutions for loans.

Who owns Crezu?

Crezu was created as an online lending application trademarked under Fininity Ltd.

Is Crezu a legitimate company?

Crezu is a brand of the company Fininity Ltd with the registration number 14523902 under the governing body of the Philippines.

What is the maximum loan amount?

The maximum loan offers that can be found on Crezu is up to ₱25,000.

What is the minimum loan amount?

The minimum loan amount which Crezu gives access to is ₱1,000.

What are the requirements for loans?

A feature of Crezu is that the requirements for the application aren't at all steep. To apply, the individual must be:

  • Between the ages of 18 to 70

  • Resident in the Philippines

 You also have to provide:

  • Your national ID

  • Your email

  • Your phone number

How do I apply for a loan?

Applying for a loan online is very simple, you only have to follow the steps below:

  • Open Crezu’s official website, and click on Request your loan

  • On the next page, you will be redirected to an online application form. Complete the online form with all the required data.

  • After that, you will get personalized offers through their platform.

  • Pick the offer you consider most suitable to you and submit your application.

  • Once your application is processed, you will get a response from the lender.

What are the repayment terms?

With Crezu, The loans offered have minimum repayment terms of 61 days (2 months) and maximum repayment terms of 120 days (4 months).

How can the loan be repaid?

Repaying credit can be through a bank transfer, making a charge to your credit card, or other forms as mentioned in the loan contract. But you should repay your loan to the loan provider, not Crezu, as they are just an online credit broker.

Company documents

Terms & Conditions
Privacy Policy

Here at Crezu, we do the hard work for you.

© Crezu

Financial products

Crezu
Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱1000 - ₱25000
Rate
i

Effective interest rate on the product

12% - 36% APR
Term
i

Loan term for the financial product

61 - 120 days

Similar products

DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Kviku
Online Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

up to 0.16% per day
Term
i

Loan term for the financial product

180 days
MoneyCat
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Finbro
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱1,000 - ₱50,000
Rate
i

Effective interest rate on the product

up to 0.6% per day
Term
i

Loan term for the financial product

up to 12 months
OFBank
Multi-purpose loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000

Calculate loan payments at Crezu

With Crezu calculator you can calculate an approximate payment schedule for the loan

Crezu calculator
Interest rates are given in accordance with the rates of the Crezu in Manila as of 04.12.2022
Loan amount
i

Specify the desired loan amount

PHP
PHP
1000 ₱
25000 ₱
Loan term
i

Specify the loan term for the calculation

days
months
61
120
City
Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All Crezu’s reviews by december 2022
Leave feedback

Similar companies

Binixo
754 Gonzalo Puyat Street, 1001, Manila
+36202114538
Mazilla
Letonia, Riga, Krisjana Valdemara calle, 33 – 7, LV-1010
+44 (131) 608-05-01
LoanOnline
License No. CS201916698
East Tower Philippine Stock Exchange Centre, Exchange Rd, Ortigas Center, Pasig, 1605 Rizal, Philippines
+63 2 8635 2835