Choose a country
Philippines
Select a city
Select a city
Additional Information
English (PH)
Select country
Choose a country
Philippines
Australia
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Россия

UnionBank credit cards for february 2024

UnionBank
Apply for a credit card at UnionBank. On 22.02.2024 you have access to 33 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 33
Updated:
18.10.2022
05:50
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
UnionBank loan calculator
Calculate the loan at Unionbank
Loan amount
i

Specify the desired loan amount

PHP
PHP
1000 ₱
1000000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
1
12
Interest rate
i

Choose the daily interest rate

0.5 %
2 %
Type of payments
i

Specify the type of payment for calculating

Interest rates on credit cards in the Philippines

According to the guidelines for Bangko Sentral ng Pilipinas Circular No. 1133, Series of 2021, on the ceiling/s of interest rates and other fees charged by lending companies, financing companies, and their online lending platforms, the maximum nominal interest rate for unsecured loans is 6% per month (0,2% per day), and the maximum effective interest rate is 15% per month (0,5% per day). The caps apply to unsecured loans of no more than ₱10000 and payable within four months.

Credit Card Application Online of February 2024

Credit card limit
i

Specify the credit card limit amount

10000 ₱
150000 ₱
Mark Levin
Your data is securely protected
Savii
1
No comment yet coz im not yet approved in my application
Review
DIGIDO
5
very fast
Review
Kviku
4
Please address my concerns regarding my loan application and its processing...
Review
Kviku
1.6
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
Review
Kviku
1.4
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
Review
Kviku
1.8
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
Review
UnionBank credit cards for february 2024

Having the right card can make your life easier. You can browse through a selection of the credit cards offered by UnionBank and find the one that fits your lifestyle.

Types of UnionBank credit cards

The bank has a variety of credit cards you can choose from. Here are the popular ones you may like:

  • UnionBank Lazada credit card. With this card, you can get up to six times Lazada credits for every time you spend at lazada.

  • PlayEveryday credit card. With this card, you can enjoy the fun of adulthood with some good benefits. This card comes with an annual fee of ₱1,500, an interest rate of 2%, and the minimum monthly income allowed is ₱30,000.

  • UnionBank Gold Visa card. With this card, you can reach the skies in various methods for free. UnionBank Gold offers premium travel rewards and more. This card comes with an annual fee of ₱2,500, an interest rate of 2%, a minimum monthly income allowed is ₱30,000 and rewards of one point per ₱35 spent.

  • UnionBank Miles+ Platinum Visa card. With this card, you can travel extensively while receiving numerous rewards. Charge your travel costs to your Miles+ Platinum card to get the maximum points possible. This card comes with an annual fee of ₱3,000, an interest rate of 2%, and the minimum monthly income allowed is ₱50,000.

  • UnionBank Platinum Mastercard. With this card, you can earn cashback on anything and join the Platinum Club. Enjoy platinum perks with a Mastercard that offers 1% cash back on everything from groceries to large purchases. This card comes with an annual fee of ₱5,000, an interest rate of 2%, and the minimum monthly income allowed is ₱50,000.

  • Cebu Pacific Platinum credit card. With this card, you may earn Go rewards points on every purchase and receive special Cebu Pacific bonuses and perks. This card comes with an annual fee of ₱5,000, an interest rate of 2%, and the minimum monthly income allowed is ₱50,000.

  • UnionBank Classic Visa card. This fully loaded card offers the most features appropriate for business class. You also enjoy shopping with the UnionBank traditional Visa card that is fully loaded.

  • Don Bosco Alumni Association Visa card. You can preserve the Don Bosco spirit of generosity. With the official Alumni Association Visa card, you may share a variety of perks with other Don Bosco alumni.

How to issue a UnionBank credit card?

To have a UnionBank credit card issued to you, follow the steps below:

  1. Check to see if you're qualified for a UnionBank credit card.

  2. Select the best UnionBank credit card for you. UnionBank credit cards are not all the same. Each has its characteristics and functions tailored to specific groups of people's requirements and goals. As a result, you should take your time deciding which of these credit cards is best for you. Knowing the features, similarities, and variations of these credit cards can also assist you in selecting the card that will allow you to manage your payments correctly.

  3. Fill out the online application form. Do this by following the steps below:

    1. Visit the UnionBank website and click on Personal, then Cards, then Apply for a credit card.

    2. On the next page, select if you have a reference number and choose the type of card you want.

    3. Follow the onscreen instructions to complete your registration.

Requirements

Below are the general requirements to apply for a UnionBank credit card. Applicants must:

  • Be between 18 to 70 years old.

  • Have a filled application form.

  • Have a valid government-issued ID, which must bear their photo and signature.

  • Have proof of income, including any of the following:

    • Income tax return (ITR) or certificate of restitution payout and tax withheld.

    • Certificate of employment or employment contract, bearing the payment term and term of the employment.

    • The latest three-month salary payslips.

    • BIR form 2316.

    • Proof of pension for pensioners.

    • Copies of bank SOA if the applicant is not a UnionBank deposit account holder. It must be for the last three months.

  • Be able to submit a copy of their alien certification of registration or its equivalent document, if the applicant is a foreigner.

Pros and cons

Below are some pros and cons of the UnionBank credit cards to take note of:

Pros

  • The bank has a wide range of credit cards to choose from.

  • Their interest rates are lower compared to competitors.

Cons

  • Your other bank accounts are being used as collateral.

  • You must meet particular membership requirements before you can apply for some cards.

How to repay UnionBank credit cards?

The UnionBank credit card loans can be repaid through the automatic debit arrangement. The money will automatically be withdrawn from your deposit account when the payment date arrives.

FAQ

How can I check my UnionBank credit card application status?

You can check the status of your application on the UnionBank website by visiting the Talk to Rafa of UnionBank page. Enter the reference number issued to you through SMS or email after completing your credit card application.

How do I activate my credit card after being issued?

You can activate your credit card with the UnionBank mobile banking app, which is available on the App Store and Google Play. You can also activate it using messenger by contacting Rafa at UnionBank. Enter the essential information and wait for the card to be activated.