Robinsons Bank offers credit cards that make shopping easier. Some of the features of the credit cards provided by the bank are:

• Secure. Receive SMS alerts for every approved transaction using your Robinsons cashback credit card.

• Contactless. Utilize your contactless card through Mastercard PayPass to free up more time for crucial tasks.

• Rewarding. Earn one point for each ₱50 you spend using your Robinsons Bank DOS Mastercard for more rewarded experiences.

• Convenient. Pay in Philippine Peso while taking advantage of the convenience of contactless payments wherever Mastercard is accepted.

Types of credit cards offered by Robinsons Bank

• Robinsons Bank DOS Mastercard. With Robinsons Bank DOS Mastercard, all your purchases are automatically converted to a 2-month installment, with no added interest and minimum required.

• Robinsons cashback credit card. You can enjoy up to a 3% rebate at Robinsons stores and up to a 1% rebate on all other merchants.

Requirements for Robinsons Bank credit cards

To qualify for the Robinsons Bank credit card, you must meet the following requirements:

Eligibility

The applicant:

• Must be between the ages of 21 and 65, and supplementary cardholders must be at least 16 years old.

• Must be a Filipino citizen or a foreigner who has been a permanent resident of the Philippines for the last two years.

• Must have a minimum gross fixed annual income of ₱180,000 (for single people) and ₱240,000 (for married people is required)

• Must have a regular job or a business that has been running for the last few years.

• Must have an active email address, a postpaid mobile phone, and a working landline.

• Must live or work in a neighborhood with a Robinsons Bank branch.

Employed applicants

• Copy of duly stamped latest ITR received by the BIR Form 2316 signed by the employer’s authorized representative

• Payslip for one month

• Original certificate of employment detailing the position's status, duration, and payment details

• One photo ID that is legitimate and hasn't expired

Self-employed applicants

• A copy of the most recent ITR that has been duly marked as having been received by the BIR, as well as the most recent two (2) years' worth of audited financial statements

• A copy of the business name registration (mandatory requirement)

• Bank statement for the last three months (optional)

• One photo ID that is legitimate and hasn't expired

Foreign applicants

• One official document from any of the following categories, which must be valid, as proof of identity:

  • Valid visa or work authorization

  • Immigration Certificate of Registration (ICR), Alien Certificate of Registration Identification Card, or Alien Certificate of Registration (ACR-1)

• Valid passport with any of the following:

  • Special Investors Resident Visa

  • For PEZA investors and employees, special Non-Immigrant Visa

  • Visa with executive order No. 226

Valid proof of identification list

• A company ID

• Passport

• A license to drive

• ID for the Social Security System (plastic card type with signature)

• TIN Card: Tax Identification Number (plastic card type)

• Philhealth card

• Government Service Insurance System (GSIS) card

• Professional Regulation Commission (PRC) ID

• Voter’s ID

• Unified Multi-Purpose ID (UMID)

• The Philippine government and its agencies issue all further identification documents.

• Proof of income.

Pros and cons

Below are some of the pros and cons you should consider before applying for a Robinsons Bank credit card.

Pros

• You enjoy the convenience of cashless transactions where a MasterCard is accepted, and you pay in Philippine peso.

• You get more time for important things with your contactless credit card.

Cons

• You get charged when you do not pay your credit card bills on the payment due date or pay an amount lower than the minimum amount due.

• You get charged annually or monthly for having an available credit line and account maintenance.

How to Repay?

You can pay your Robinsons Bank credit card bill effortlessly with one of the following payment methods:

• Robinsons bank branches. You can click here https://www.Robinsonsbank.com.ph/branches-and-atm/ to locate the nearest Robinson Bank branch. When found, you can pay your credit card bills there.

• Robinsons bank ATMs. You can click here https://www.Robinsonsbank.com.ph/branches-and-atm/ to locate the nearest RBank ATM. When seen, follow the steps below to pay your bills:

  • Insert your card and select Pay bills.

  • Select the partner you want to use and follow the onscreen directives.

• Robinsons bank online. If you have an RBank account, you can download the mobile app from the Apple Store or Google Playstore and log in using your computer at https://online.Robinsonsbank.com.ph/login. Follow the steps below to complete your payment:

  • After login, click on Credit cards, then Pay bills.

  • Select the amount you wish to pay.

  • Select your preferred partner and click on Submit.

• 7-Eleven. Pay through 7-Eleven branches using the CLIQQ machine. You can click here to locate 7-Eleven branches near you. http://www.ecpay.com.ph/partner-outlet-finder

• GCash. You can pay the balance on your Robinsons Bank credit card by logging into your Gcash account.