PSBank credit cards for may 2023

The PSBank credit Mastercard is a straightforward card that meets your demands and assists you in managing your costs. This is a card that you can use for free and for the rest of your life. The PSBank credit Mastercard has no yearly charge for the rest of your life. It enables you to pay for basic necessities and assists you in budgeting. It provides flexible payment plans, installment programs, and unique perks and privileges to give you more bang for your buck. To apply for the card, visit any PSBank office or call their customer service hotline.

Philippine Savings Bank and Metrobank Card Corporation collaborated to create the PSBank credit Mastercard. Metrobank card Corporation, a partnership between Metrobank and Australia and New Zealand Banking Group Limited, provides a variety of credit card products to the Philippine market. With acceptability at over 23 million businesses globally, cardholders could enjoy improved spending power and worldwide shopping convenience. This card come with the following features:

• Chip card technology. The PSBank credit Mastercard includes an integrated chip that secures your credit card from cloning fraud, which occurs when private and financial information is duplicated and transferred to a phony card.
• Supplementary cards. While controlling your expenditure, share your credit card perks with loved ones.
• Balance transfer. Consolidate your card bills to the PSBank credit Mastercard to improve your cash flow. Simple payment plans of 6, 9, 12, 18, and 24 months.
• Cash rush. When the necessity comes, cash advances. Cash can be obtained at any time at any PSBank ATM, Metrobank ATM, or any ATM with a Mastercard/Cirrus logo, both in the Philippines and overseas. You can obtain the cash advance PIN by calling 88-700-772.

How to issue a PSBank credit card?

Applying for the PSBank credit Mastercard is done offline. You have to go to the bank’s branch to start and complete your application. Follow the steps below to complete your application:

1. Visit the PSBank branch that is most convenient for you.

2. Inform the customer service representative that you are interested in the PSBank credit Mastercard.

3. Take out your Mastercard application form and accurately fill it out. Keep in mind that the more accurate and real your data, the sooner your application will be granted.

4. Submit the form along with the relevant documentation.

5. Wait to be notified of the progress of your application through SMS or email.

6. When your card is ready, you must return to the bank branch where you applied to get it.

Requirements for the PSBank credit card

Below are the requirements for the PSBank credit card:

• Completed and signed PSBank credit Mastercard application form.
• Valid and acceptable government-issued ID card. Some of the accepted IDs are:

• Company ID cards
• Digitized non-professional or professional Filipino driver's license
• Digitized postal ID card, which must be issued by the Philippine postal corporation
• Digitized social security system or unified multi-purpose ID cards
• Government service insurance system e-card
• NBI clearance
• Overseas workers welfare administration and overseas Filipino workers e-cards
• Person with disability IDs
• Philippine government-issued passport
• Philippine identification or national ID cards
• Proof of earnings (at least ₱180,000 per year or ₱15,000 per month), for employed applicants:

• Copy of the most recent audited financial statement with a bank or BIR stamp

• SEC or DTI company registration certificate

• Proof of earnings for foreigners:

• Copy of their visa

• Copy of their alien certificate of registration

• Copy of immigrant's certificate of residence

Pros and cons of the PSBank credit card

Below are the advantages and disadvantages of the PSBank credit Mastercard:

Pros

• The card is accepted worldwide.
• The card comes with 0% interest rate with selected merchants.
• The card is available 24/7.
• The card comes with a lifetime access. No re-enrolment.

Cons

• The bank offers just one credit card type.
• There is no online application.

How to repay the PSBank credit card?

Follow the steps below to make your PSBank credit Mastercard repayment:

1. Visit the PSBank website or open the PSBank mobile app and login.

2. Go to the dashboard and click on Credit Mastercard, then Repay.

3. Choose your repayment amount and follow the on-screen directives to complete your payment.