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LandBank credit cards for february 2024

 LandBank
Apply for a credit card at LandBank. On 22.02.2024 you have access to 7 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 7
Updated:
14.10.2022
07:26
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

24%
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
LandBank loan calculator
Calculate the loan at LandBank
Loan amount
i

Specify the desired loan amount

PHP
PHP
10000 ₱
1000000 ₱
Loan term
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Specify the loan term for the calculation

months
days
3
36
Annual Effective Interest
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Choose the interest rate on the loan

15 %
25 %
Type of payments
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Specify the type of payment for calculating

Credit Card Application Online of February 2024

Credit card limit
i

Specify the credit card limit amount

10000 ₱
150000 ₱
Mark Levin
Your data is securely protected
Savii
1
No comment yet coz im not yet approved in my application
Review
DIGIDO
5
very fast
Review
Kviku
4
Please address my concerns regarding my loan application and its processing...
Review
Kviku
1.6
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
Review
Kviku
1.4
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
Review
Kviku
1.8
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
Review
LandBank credit cards for february 2024

The Landbank credit card allows the cardholder to make cashless purchases from Mastercard-accredited merchants and securely facilitate cash advances.

Types of Landbank credit cards

There are three types of Landbank credit cards: classic credit cards, gold credit cards, and corporate credit cards.

  • Classic credit card. The principal annual membership fee for this card is ₱1,000, and the supplementary one is ₱250. Cash advance fee is 5% of the amount that is withdrawn but not exceeding ₱200.00. Interest rate is 2% a month.
  • Gold credit card. The gold card's standard annual membership fee is ₱2,500, while the supplementary annual membership fee is ₱1,000. The cash advance fee is 5% of the amount withdrawn, but not exceeding ₱200. Interest rates are 2% per month.
  • Corporate credit card. This is a special credit card facility offered by Landbank to corporations. The credit card comes with customizable options which can be availed as per the requirements of a corporate entity. To know more about this, you can visit the nearest branch and enquire about it.

How to apply a credit card?

  1. Visit Landbank's website and download the credit card application form.
  2. Fill it out and keep all the other requirements necessary for eligibility ready.
  3. Check to see if you qualify.
  4. Visit a Landbank branch to complete your application and get your card issued.

How to activate your Landbank credit card?

  1. To activate your Landbank credit card, open your Landbank mobile app and log in.
  2. Go to the More menu after successfully logging in. Opt for Activate credit card.
  3. Type in the expiration date and credit card number. Click Submit after entering the OTP delivered to your registered mobile number.

Landbank credit cards requirements

Eligibility

To be able to apply for a Landbank credit card, applicants must pass all the eligibility below:

  • The applicant's age must be between 21 and 65.
  • The applicant's source of income must be consistent.
  • The applicant's credit check should not generate any negative feedback.
  • The applicant should have a minimum annual income of ₱150,000.

Basic document requirements

  • Duly filled out credit card application form.
  • Data privacy consent form.
  • The latest 1x1 passport ID.
  • Your latest income tax return (ITR).
  • Your pay slips for the last three months.
  • Valid ID card that bears your photo and signature.
  • Business registration documents with BIR-stamp.
  • Most recent ITR and audited financial statements were filed with the department of trade and industry (DTI) or the securities and exchange commission (SEC).
  • Audited financial statements and ITR for the last three years.
  • Auto debit arrangement (ADA) payment instruction for each applicant, signed by the authorized signatories of the account.

*Visit the Landbank website for full requirements.

Pros and cons

Before applying for a personal or corporate credit card from Landbank, it is worth considering their pros and cons.

Pros

  • Offers access to funds. The credit card offers instant access to funds, so you don't need to be concerned about your cash reserves.
  • Records all your spending. Landbank credit cards provide a helpful record of your spending through your monthly statement and online account.

Cons

  • Leads to overspending. Credit cards are elementary to use, which makes them prone to overspending.
  • Increases the cost. If you purchase something and don't pay for it right away, you will have to pay both the original purchase price and interest when using a credit card.

How to repay?

  1. Log in to your iAccess account using the Landbank mobile banking app.
  2. Choose Landbank MasterCard and the source account to debit from the payment menu.
  3. Enter the desired payment amount and your credit card's 16-digit number, then tap the Submit button.
  4. Before concluding the transaction, double-check the details.
  5. A receipt will be mailed to you when a transaction occurs, and an on-screen notification will confirm this.

FAQ

What should I do if I don't receive my monthly billing statement from Landbank?

Call the Landbank phone hotline at (02) 405-7000 or the PLDT domestic toll-free number at 1-800-10-7000 to complain that you have not received your billing statement and to find out the current balance of your account.

You can also email [email protected] to receive a copy of your billing statement.

How can I check my Landbank credit card account balance?

For your most recent statement balance and current outstanding balance, you can call the Landbank phone access hotline at (02) 405-7000 or the PLDT domestic toll-free number at 1-800-10-7000.

Additionally, you can email [email protected] with your request.

What is the best way to check the progress of my credit card application at Landbank?

To find out the progress of your application, call their customer service line at (02) 405-7275, 405-7281, or 405-7282 on Monday through Friday from 8 am to 5 pm.

Additionally, you can email [email protected] with your request.