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China Bank credit cards for february 2024

China Bank
Apply for a credit card at China Bank. On 22.02.2024 you have access to 5 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 5
Updated:
14.10.2022
07:43
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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1000
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Chinabank credit cards calculator
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Savii
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No comment yet coz im not yet approved in my application
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DIGIDO
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very fast
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Kviku
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Please address my concerns regarding my loan application and its processing...
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Kviku
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Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
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I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
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Kviku
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High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
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China Bank credit cards for february 2024

A China Bank credit card enables cardholders to borrow money to pay for products and services from businesses that accept credit cards. The cards come with a minimum monthly spending limit, which is ₱5,000. If no minimum spending limit is indicated during the application, the default limit is ₱20,000. The monthly spending limit is shared with the principal account’s credit limit.

Types of China Bank credit card

China Bank has six types of credit cards, which are:

How to apply for a China Bank credit card?

To apply for a China Bank credit card, follow the steps below:

  1. Visit the China Bank website, scroll down, and click on Credit cards.

  2. Now click on China Bank credit cards. When the new page opens, click on your preferred credit card.

  3. Check if you’re eligible for that card, and confirm if you have all the needed documents. Scroll down and click on Apply now.

  4. The application form will be downloaded. Fill up the form and make sure you do not leave any space.

The filled application form can be submitted over the counter at any branch closest to you or online through the credit card email at [email protected]. But if you’re advancing through email, ensure you do it with all the required documents.

Requirements

To be eligible to apply for a China Bank credit card, applicants must make sure they pass the below requirements and eligibility criteria.

China Bank credit card eligibility

  1. Principal cardholders must be between the ages of 21 and 55, while supplementary cardholders must be at least 13 years old.

  2. You must hold a major credit card with another bank that has been active for at least 12 months.

  3. You must be a permanent resident of the Philippines who is either a Filipino citizen or a foreigner working there.

  4. You must have worked as a regular employee or been an independent contractor with legitimate business activities in the Philippines for at least two years.

  5. You must be earning at least ₱250,000 in gross annual income.

  6. You must have a working email address, mobile number, and landline number.

China Bank credit card documentary eligibility

  1. Fully completed and signed China Bank's credit card application form.

  2. Identification documentation (at least one valid government-issued identification with photo and signature).

Reference! You may visit the China Bank website and click on your preferred credit card to see the absolute requirement for each card.

Pros and cons

Before applying for a China Bank credit card, you should weigh these benefits and drawbacks to determine if it is worthwhile.

Pros

  • The application can be made online, which means it is hassle-free.

  • There’s a wide variety of credit cards to choose from.

Cons

  • You can quickly get debt stuck since you can easily spend even if you’re not with cash.

  • There’s not much information on interest rates and extra charges.

How to repay?

On or before your payment due date, you can pay your minimum amount due, statement balance, or any amount in between using one of the following channels:

  • China Bank branches closest to you.

  • Log in to your China Bank online account or mobile app.

  • Using a China Bank ATM.

  • An automatic debit arrangement will be charged from your China Bank deposit account.

  • *Other partnered merchants.

*For a list of all the partnered merchants, visit the China Bank website.

Steps for online payment

  1. Log in to your online account using the website or mobile app.

  2. Click on Credit cards, and navigate to Payment.

  3. Select how you want to pay and follow the instructions.

FAQ

How can I find out where my application for a China Bank credit card stands?

You check your application status by contacting the China Bank customer service hotline at +632 888-55-888 or domestic toll-free number 1-800-1888-5888 and pressing 2 for credit card services.

Do China Bank credit cards have international acceptance?

Yes. Millions of Mastercard-affiliated businesses worldwide, specifically retail stores and online shopping portals with the MasterCard mark, accept China Bank credit cards as payment.

How can I activate my credit card from China Bank?

Any of the following methods can be used to activate your credit card from China Bank:

  • Call the domestic toll-free number 1-800-1888-5888 or the China Bank customer service hotline at +632 888-55-888.

  • Following the instructions on the credit card carrier.