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BPI no annual fee credit cards for february 2024

BPI no annual fee
Apply for a BPI no annual fee credit cards. On 22.02.2024 you have access to 9 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 9
Updated:
13.10.2022
10:58
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
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1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI No Annual Fee Calculator
Calculate the loan at BPI
Loan amount
i

The amount you want to receive

PHP
PHP
20000 ₱
2000000 ₱
Loan term
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Specify the desired length of the loan

months
days
12
36
Annual Contractual Rate (ACR)
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Choose the interest rate on the loan

14.4 %
25.6 %
Type of payments
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Specify the type of payment for calculating

Credit Card Application Online of February 2024

Credit card limit
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Specify the credit card limit amount

10000 ₱
150000 ₱
Mark Levin
Your data is securely protected
Savii
1
No comment yet coz im not yet approved in my application
Review
DIGIDO
5
very fast
Review
Kviku
4
Please address my concerns regarding my loan application and its processing...
Review
Kviku
1.6
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
Review
Kviku
1.4
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
Review
Kviku
1.8
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
Review
BPI no annual fee credit cards for february 2024

All Bank of the Philippine Islands credit cards offer free annual membership for the first year. After that, the annual fee for the second year of membership and onwards varies from Php 1,320 to Php 5,500. In addition, BPI provides free-for-life membership for the first supplementary card.

Sometimes the bank offers highly attractive promotional options like No Annual Fee Forever Plus Up to Php 10,000 Shopping Credits Promo. It allows customers to get a free-for-life credit card, even a premium one if they apply for an eligible credit card and meet spending requirements.

No Annual Fee BPI Credit Card types

  1. BPI Gold Mastercard allows you to earn one reward point for every Php 35 spent redeemed for many options and Php 10 million in travel insurance coverage.
  2. BPI Blue Mastercard has a Php 2 million travel insurance and earning rate of 1 point for every Php 35 spent.
  3. BPI Amore Cashback Card lets you earn cashback for every Php 1,000 spent and get access to Ayala Malls lounges. 4% cash back in supermarkets, 1% on drug stores and utilities, and 0.3% on other purchases.
  4. BPI Amore Platinum Cashback Card lets you earn up to 4% cash back on dining and food, 1% in supermarkets and department stores, and more Ayala Malls perks.
  5. BPI Platinum Rewards Mastercard is a premium card with exclusive services, travel insurance, and purchase protection. In addition, you earn and redeem Real Thrills Rewards Premium Points for various things, including flights with 54 airline partners.
  6. BPI Visa Signature Card is a premium card with the highest annual fee after the first year — Php 5,500. In addition, the card provides exclusive 50% off deals on hotels, dining, etc., Visa Global Services travel benefits, full travel insurance, and access to Ayala Rewards Circle.
  7. Petron-BPI Mastercard is a special card for Petron fuel station customers which offers a 3% fuel rebate at BPI-accredited Petron stations and a free Php 200 fuel voucher.
  8. BPI Edge Mastercard has the lowest monthly fee for the second year of Php 110. In addition, you may earn one Real Thrills Reward point for Php 50 spent.

Real 0% Special Installment Plan (SIP), Buy Now Pay Later, and additional installment limit are available for all BIP credit cards.

The interest rate is 2%, and transaction and service fees may be applied.

How to apply for a No Annual Fee BPI Credit Card?

You could apply for a BPI credit card at the BPI branch or online.

  1. Visit the BPI website, choose «Cards — Credit cards» at the side menu and click the «Apply now» button.
  2. Enter your mobile number and email.
  3. Fill out personal information: name, date of birth, place of birth, citizenship, mother's maiden name, sex, address, educational attainment, civil status, and the number of dependents.
  4. Fill out financial information: gross monthly income and source, employment type, employer name, industry, employment start date, business contacts, and Tax Identification Number or SSS/GSIS Number. In addition, provide info about your car, other bank credit cards, and your existing BPI account.
  5. Add an additional cardholder for free.
  6. Upload your ID and income documents: select a file or take a photo with your mobile device.
  7. Review and submit the application.

Requirements

To be eligible for a BPI credit card, you must

  • Provide one valid ID with a picture
  • Provide Proof of Income, for example, a Certificate of Employment or latest Income Tax Return (ITR) with BIR stamp/bank stamp or a copy of your credit card statement from another bank.

Pros and cons

Pros

  • One year no annual fee card membership
  • No annual fee for a supplementary card
  • Different types of cards to choose
  • Apply online
  • Manage credit card through Online account and Mobile app
  • A lot of payment channels and flexible payment options
  • The great rewards program and cash-back rate

Cons

  • An annual fee is charged for the second year of card membership and onwards, not for the first year
  • Welcome bonus promo period is limited
  • No purchase protection for most cards

How to make a payment?

You could pay your BPI Credit Card bill via BPI Online or BPI Mobile app, in the BPI branch, via third-party payment channels: Bayad Center, Cebuana Lhuillier, SM Payment Counters, ECPay partner outlets, via Coins.ph, Gcash, PayMaya, Bayad.

Make at least a minimum payment not later than three banking days before your due date; otherwise, a late payment fee of Php 850 or equivalent to the value of the unpaid minimum amount due, whichever is lower, will be applied.

FAQ

What is a BPI eCredit Card?

BPI eCredit Card is a digital no, annual fee companion card to a BPI Credit Card. It is made for secure online shopping: it has a different card number and a lower and adjustable sublimit. Also, you could get offers from online stores and earn one rewards point per Php 35 spent.

How do I pay my credit card bill via BPI Online or the BPI Mobile app?

Enroll your BPI Credit Card in BPI Online first.

  1. Then, log in to BPI Online, and select «Other Services» —«Manage Recipients»

  2. Click on «Add New Recipient»

  3. In the «Recipient» field, choose «Billers»

  4. Select «BPI EXPRESS CARD CORP (BECC)» as the biller.

  5. Enter your Customer Number, review the details and click «Confirm»

  6. Input the One-Time PIN (OTP) and click «Submit»

What ID is needed to apply for a BPI credit card?

To get a BPI credit card, provide the front and back portion of one valid ID with a picture: Driver's License, Passport, Voter's ID, SSS/GSIS ID, BIR/TIN ID, PRC ID, Postal ID, Company ID issued by private entities or institutions registered by BSP, SEC, or IC.