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Asia United Bank credit cards for february 2024

AUB
Apply for a credit card at AUB. On 22.02.2024 you have access to 5 credit cards. Increase your chances of getting money — fill out a multi-application with a free credit rating check.
Offers: 5
Updated:
21.09.2022
13:59
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Submit your credit card application online
Submit your credit card application online

Take advantage of our credit card selection system with a free credit check!

Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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Credit Card Application Online of February 2024

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Savii
1
No comment yet coz im not yet approved in my application
Review
DIGIDO
5
very fast
Review
Kviku
4
Please address my concerns regarding my loan application and its processing...
Review
Kviku
1.6
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
Review
Kviku
1.4
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
Review
Kviku
1.8
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
Review
Asia United Bank credit cards for february 2024

With the AUB credit card, you can make payments whenever it's convenient for you. Payment terms include weekly, biweekly, and monthly. Additionally, you get one reward point for ₱50 you spend using your AUB Mastercard credit card. Since these reward points never expire, you can always exchange them for cash refunds, travel vouchers, electronic gift certificates, and airline miles.

Types of AUB credit cards

Below are the types of AUB credit cards:

  • The AUB Easy MasterCard. There is no interest in new purchases, and the annual membership fee is waived for life. The minimum payment is only ₱250 every week, and you can select when and how much to pay. By linking it to your Alipay account, you can also use this card to make purchases at more than 5,000 payment terminals across the nation.

  • The AUB Classic Mastercard. The minimum monthly payment for the card is ₱1,000, and payment periods are negotiable. One reward point is earned for every ₱20 spent on purchases or bill payments using the card. In addition, you can apply for as many supplemental cards as you want without ever having to pay an annual fee.

  • AUB Gold Mastercard. You can transfer your rewards points to the Mabuhay miles frequent flyer program and enjoy complimentary airport lounge access when you travel.

  • AUB Platinum Mastercard. The annual cost for the platinum card is waived for life. However, for each billing cycle that the account is past due, you must pay a late payment fee of ₱1,000 OR the unpaid minimum amount due, whichever is lower.

  • AUB Secured Credit Card. This secured credit card is available for application once an AUB savings account has been opened. However, the credit limit must not exceed 80% of your deposit guarantee.

  • AUB Corporate Credit Card. Credit limitations are assigned to specific employees based on rank, spending expectations, merchant type, and transaction volume. Annual fees are waived while transactions earn points that can be redeemed for rewards products by the company.

How to apply for an AUB credit card?

To apply for an AUB credit card, you can visit any branch and fill out the forms. Still, you can apply for an AUB credit credit via the website by following these steps:

  1. Visit AUB website.

  2. Click on Credit cards.

  3. Click on Apply for A Card Now in the right upper corner.

  4. Select with a program code if you have one and without if you do not have one.

  5. Complete and upload all required documentation.

  6. Verify that the documents attached are up to date.

  7. Click Submit.

  8. Wait for notification that your credit has been approved and the date you can go collect it.

                Requirements

                Below are some of the requirements to open an AUB credit card:

                Basic eligibility

                • You must be between the ages of 21 and 65.

                • You must earn at least 252,000 gross annual income (GAI).

                • You must work for a recognized company for at least one year. You must also include your most recent ITR (Form 2316), Certificate of Employment, and one month's pay stub if employed.

                • You must be in a registered business that has been profitable for at least a year. You must also have an ITR (Form 1701, 1701Q), most recent financial documents, and, preferably, a DTI registration in your name if self-employed.

                • You must have been in practice for at least one (1) year if you are a licensed professional.

                • You must have a mobile phone, an office landline, and an active email address.

                • You must have a copy of any government-issued photo ID or employment ID.

                List of valid ID cards

                • National Statistics Office (NSO) Certificate of Live Birth)

                • Pag-IBIG Loyalty Card, digitized

                • SSS ID, digitized or UMID

                • Voter's ID, digitized

                • Seafarer’s Identification & Record Book (SIRB)

                • Tax identification number (TIN)

                • Voter's ID, digitized

                • Driver's license

                Pros and cons

                The following are some advantages and disadvantages of AUB credit cards.

                Pros

                • You get an annual fee that is waived for life.

                • You earn one reward point for every 20 spent.

                • You can link your AUB credit card to Alipay or PayPal to make international shopping easier.

                Cons

                • You will qualify for the card if you have a gross annual income of less than 252,000.

                • You may not be eligible for the card if you have a low credit score or inaccuracies in your credit report.

                How to pay off credit card debt?

                To repay your credit card debt online, follow these steps:

                • Go to AUB's website.

                • Click Log in.

                • Enter your username and password.

                • Enter the six digits from the security token.

                • Choose Auto Debit Facility under Bills Payment.

                • Select AUB Credit Cards as the biller, enter the card information, and select the payment method.

                • Click Submit after entering the token number.

                FAQ

                What will happen if I do not pay the minimum amount due? 

                Your account will become past due, be temporarily suspended, and be charged financing fees and late payment penalties until you make payment. 

                How much is the interest charge per month? 

                A 2% interest fee is applied each month for all credit cards.

                Are credit checks required for AUB credit cards?  

                AUB may conduct a soft credit check to verify your eligibility or identity. The soft credit check does not affect your credit score.