Citi Rewards Visa Card®

Citi Rewards Visa Card®: interest rates, available limits, cashback and bonuses. Full conditions for obtaining a credit card online. The procedure for registration and receipt online or at a bank branch. Features.
from 16.99 %
500000 ₱
Credit limit
365 days
Interest free period
0 ₱/year
Service price

Product Details

General Info
Required documents Required documents
ID card
from 16.99 %
Credit limit Credit limit
500000 ₱
Interest free period Interest free period
365 days
Interest rates
Shopping Shopping
16.99 %
Cash withdrawal Cash withdrawal
16.99 %
Do I fit in?
Credit Score Credit Score
Income required Income required
from 180000 ₱
Age Age
from 19 years
Service price Service price
0 ₱/year

About credit card

The Citi Rewards Visa card’s 2X ThankYou points on grocery and gas station purchases may not appear to be the most profitable reward program at first glance, but the card's point roundup function on every purchase and 10% points back add up to make this one of the finest cards if you frequently make little purchases.


  • You get to earn a reward point for every ₱30 you spend.
  • You get thrice this point when you shop, dine, or book a ticket with Cebu Pacific.
  • You can use your points to redeem free airplane tickets, stays in hotels, or merchandise.
  • You can also use your points to pay for both online and offline purchases at partner merchants.

Pros and cons

The card has its own set of benefits and drawbacks that should be considered before deciding whether or not to apply for it. Below are some of them.


  • The points received on each purchase are rounded up to the closest ten.
  • The card allows you to receive 10% back on the first 100,000 points redeemed each year.


  • There are few benefits aside from the ThankYou point features.
  • The card only allows users to earn basic ThankYou points that cannot be transferred to travel partners.

How to apply for the Citi Rewards Visa Card®?

  1. Visit the CitiBank website.
  2. Click on Credit cards and then click on View all credit cards.
  3. Click on Visa, go down to locate the rewards Visa.
  4. Click on Apply now, under Citi Rewards Visa Card®.
  5. Select if you do or you do not have a principal card with another bank.
  6. Select if you do or you do not have any of the listed documents.
  7. Choose if your annual income is below or above ₱180,000.
  8. If you are eligible, the application form will be displayed, if not, you would need to meet all the eligibility requirements before continuing.
  9. Fill up your personal details and click on Begin application.
  10. Follow the on-screen directives to complete your application.

Eligibility requirements

  • Applicants must have an active landline.
  • Applicants must be at least 21.
  • Applicants must have a minimum income of ₱250,000 a year for principal card holders and ₱180,000 a year for subsequent holders.

Documentary requirements

  • Applicants must have a valid government issued ID card.
  • Applicants must have a proof of income.
  • Applicants must have a bank statement, shown their names and their account statement for the last month.

Company documents

Company documents

Terms & Conditions Show
Updated 10.02.2024