Banks
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China Bank account

Advertiser Disclosure

How to register an account?

With China Bank's convenient and secure online banking channels, you may pick when, where, and how to bank by logging in through your preferred channel. The tracks are through the mobile app and the China Bank website. Customers can access their accounts and conduct financial transactions via a desktop computer, laptop, tablet, or smartphone with China Bank online, the bank's internet banking service.

Some of the services the channel renders are:

  • View balances and transaction history for your accounts.
  • Pay your debts and China Bank loans now, later, or repeatedly (no biller enrollment required).
  • Get PINs for prepaid cards.
  • Transfer money right away, repeatedly, or at a later time.
  • Chinese Bank Inter-bank.
  • Transfer money from your US dollar or euro accounts to your peso account to convert your US dollars.
  • Inquire about a checkbook.
  • Enroll in more accounts.
  • Request insurance.
  • Purchase bonds.

China Bank online enrollment can be done using an ATM card or through the bank, using an SMS pin.

Enrolment using cash card or ATM

    1. Firstly, download the China Bank mobile app from Google Play or the App Store, depending on your operating system.
    2. Tap Sign-up on the app, review the terms and conditions, and accept them. Choose ATM/cash card.
    3. Your active cell phone number and email address should be listed along with a unique user ID and password.
    4. Enter the one-time password (OTP) sent to the mobile number you provided.
    5. To activate your mobile banking access, visit the China Bank ATM that is closest to you and follow these steps:
      1. Put your ATM or cash card in, then enter your PIN.
      2. Then click Activate enrolment.
      3. Tap on Mobile banking, and follow the instructions.
      4. Enter the online activation code (OAC) issued to your designated email address during your first login to activate your account entirely.

Enrolment through bank branch using SMS pin

You can still register for an account with China Bank online if you don't have an ATM or cash card by following these instructions:

      1. Visit a China Bank branch closest to you and complete the enrolment form. An SMS pin will be delivered to your registered cellphone number upon form validation and approval.
      2. Get the China Bank mobile app from Google Play or App Store, depending on your operating system.
      3. Tap Sign-up on the app., review the terms and conditions, and accept them. Choose non-ATM/others.
      4. Enter your account number, birth date, and SMS pin, then select Continue. Enter the one-time password (OTP) sent to your registered mobile number.
      5. Choose the account(s) you want to connect to your account for your mobile app.
      6. Enter a unique username and password, then select Confirm.
      7. Enter the online activation code (OAC) issued to your designated email address during your first login to activate your account entirely.

How to restore access to a China bank online account?

If you've forgotten your password, you can get a new one by calling the customer service hotline at (632) 888-55-888. You will be asked a series of questions to authenticate your identity and protect your privacy. Alternatively, you can visit your account's branch and complete the Access to Alternative Channels form.

You can do it online by visiting the China Bank website and logging in. Next, click on Forgot password, enter your user ID and email, and click Submit. Enter the answers to your security questions and follow the instructions.

How to delete a China bank online account?

If you want to delete your China Bank online account, you must visit a China Bank branch closest to you and request the Access to Alternative Channels form, fill it out and state your reason, then follow the instructions the customer service will give.

China bank online account

FAQ

Which types of accounts can be registered for China Bank online?

The following accounts can be enrolled:

  • Deposit accounts include Money Plus, China Check Plus, ATM Savings, and Dollar, Euro, and Chinese Yuan Savings.

  • Lending accounts (i.e., Auto Plus, Home Plus).

  • Accounts for term deposit or investment (e.g., Diamond savings account).

  • Trust investing (i.e., UITF).

Once I begin using the China Bank mobile app, can I continue to use China Bank web-based banking?

Yes. Once you begin using the mobile banking app, you can still use and access your China Bank online account and phone banking. You have more options and banking convenience as a result.

Using the China Bank online services, am I secured?

Yes, the system is secured by 256-bit transport layer security (TLS) encryption, which safeguards the data users enter into the system. The system is protected by a firewall, intrusion prevention, and other cutting-edge security measures to assure its safety.

What if I forget the security questions I registered?

Your registered security questions are always subject to modification or updating. Go to My profile after logging into your China Bank online account and choose Set security questions from the menu of choices. Choose at least two security questions, enter the answers, and click Register.

Can I download the China Bank mobile app on more than one smartphone?

Yes. A total of five devices may have the mobile banking app installed on them. You can only use one of these devices to access your account at a time. It is forbidden to log in simultaneously.

Financial products
China Bank
China Bank SalaryPlus
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
₱15,000 - ₱1,000,000
Term
i

Loan term for the financial product

up to 36 months
China Bank
China Bank AutoPlus
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
up to ₱5,000,000
China Bank
China Bank HomePlus
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
up to 80% of home price
Term
i

Loan term for the financial product

up to 25 years
China Bank
Commercial Lending
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
₱100,000 - ₱20,000,000
China Bank
Special US Dollar Time Deposit
Rating by Finanso®
i

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$50,000 minimum initial deposit
Rate
i

Effective interest rate on the product

fixed interest rate for the entire term
Term
i

Loan term for the financial product

from 3 years
China Bank
Foreign Currency Time Deposit
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 or €1,500 minimum initial deposit
Rate
i

Effective interest rate on the product

0.6250% - 2% for USD, 0% for Euro per year
Term
i

Loan term for the financial product

30 - 360 days
China Bank
Foreign Currency Savings
Rating by Finanso®
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$500 minimum initial deposit
Rate
i

Effective interest rate on the product

0.050% per year
China Bank
Diamond Savings
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.5% - 2.25% per year
China Bank
Regular Time Deposit
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0% - 2% per year
Term
i

Loan term for the financial product

90 - 360 days
China Bank
MoneyPlus Savings
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱20,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
Passbook Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
ChinaCheck Plus
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
Special US Dollar Time Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$50,000 minimum initial deposit
Rate
i

Effective interest rate on the product

fixed interest rate for the entire term
Term
i

Loan term for the financial product

from 3 years
China Bank
Foreign Currency Time Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 or €1,500 minimum initial deposit
Rate
i

Effective interest rate on the product

0.6250% - 2% for USD, 0% for Euro per year
Term
i

Loan term for the financial product

30 - 360 days
China Bank
Premium Savings Account
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$1,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.050% per year
China Bank
Overseas Kababayan Savings - USD
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$10 minimum initial deposit
Rate
i

Effective interest rate on the product

0.050% per year
China Bank
Foreign Currency Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500, €1,000, 2,500 Chinese Yuan, 50,000 Japanese Yen
Rate
i

Effective interest rate on the product

0.050% for USD, 0.025% for Euro, 0.080% for Chinese Yuan, 0% for Japanese Yen
China Bank
Money Lift Plus
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱50,000 minimum initial deposit
Term
i

Loan term for the financial product

5 years and 1 day
China Bank
Diamond Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.5% - 2.25% per year
Term
i

Loan term for the financial product

30 - 360 days
China Bank
Regular Time Deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0% - 2% per year
Term
i

Loan term for the financial product

90 - 360 days
China Bank
Young Savers
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱100 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
Passbook Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
Overseas Kababayan Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

waived minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
MoneyPlus Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱20,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
ChinaCheck Plus
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
China Bank
ATM Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱2,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
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Recommended FinScore™
0
300
650
1000
to 50000.00 ₱
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i

Loan term for the financial product

to 12 months
Kviku
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

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i

Loan term for the financial product

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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
PSBC
Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
PSSLAI
Vehicle loan
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
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Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
Modified car loans
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
MSCB
Consumer loan housing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 20 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱300,000
Term
i

Loan term for the financial product

up to 25 years
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

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0
300
650
1000
PSBC
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱1,000,000
Term
i

Loan term for the financial product

up to 15 years
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
OFBank
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Rating by Finanso®
i

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Recommended FinScore™
0
300
650
1000
Rural Bank of Angeles
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Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
Rural Bank of Angeles
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Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
up to ₱300,000
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i

Effective interest rate on the product

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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

26.82% per annum
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural Bank of Angeles
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Rating by Finanso®
i

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from ₱25,000
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i

Effective interest rate on the product

0.25% per annum
1st Valley Bank
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Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
MSCB
Regular Cooperative Account
Rating by Finanso®
i

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from ₱1,000
Rate
i

Effective interest rate on the product

up to 0.375% per annum
WealthBank
Checking accounts
Rating by Finanso®
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Bank of Makati
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Rating by Finanso®
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from ₱10,000
Rural Bank of Angeles
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Term
i

Loan term for the financial product

up to 360 days
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i

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from ₱1,000
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i

Effective interest rate on the product

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i

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from ₱100
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i

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from ₱500
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i

Effective interest rate on the product

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Regular savings account
Rating by Finanso®
i

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from ₱1,000
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i

Effective interest rate on the product

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Rating by Finanso®
i

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Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Gold Credit Card
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Classic Credit Card
Rating by Finanso®
i

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Recommended FinScore™
0
300
650
1000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000
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