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China Bank Cash Rewards Mastercard®
Credit cards

China Bank Cash Rewards Mastercard®

Updated: 14.10.2022

About credit card

China Bank provides its customers with a Cash Rewards Mastercard for all purchases. When you pay with the cash rewards Mastercard, you get a 6% cash rebate on your purchases. The China Bank Cash Rewards Mastercard has a virtual card for online purchases as well. The Mastercard has security features such as 3D Secure, EMV chips, and transaction alerts to reduce fraud.


The China Bank Cash Rewards Mastercard allows you to buy goods and services from anywhere in the world. You are eligible for year-round 0% Merchant installments of up to 36 months at participating merchants as you make purchases. If you find that your credit limit has been depleted, you can transfer funds from your other credit cards and continue shopping. You can pay the balance in up to 24 monthly installments. Furthermore, you can convert your straight transactions at non-installment merchants and pay over up to 24 months in installments. 

Pros and сons 

Before visiting the China Banks website to apply, you should consider the benefits and drawbacks of this Mastercard. These advantages and disadvantages include: 


  • You can pay off your loan without financial constraints as the card provides flexible payment options. 

  • You will receive a monthly statement of account to assist you in keeping track of your transactions and paying on time. 

  • You get an interest-free loan when you pay on or before the due date. 

  • You can get up to 6% back on all of your purchases. 

  • You can purchase items online from anywhere worldwide using the companion card. 

  • You can use the interactive voice response system to conduct self-service banking. 


  • The card is only available to account holders with good credit. 

  • The cash rewards are only available to principal cardholders with good credit. 

How to apply for a China Bank Cash Rewards Mastercard?

To apply for a China Bank Cash Rewards Mastercard online, follow these steps: 

  1. Click on Credit Cards on the China Bank website homepage.
  2. Select Cash Rewards Mastercard.
  3. Tap Apply Now.
  4. Scroll down to the Credit Card Application Form and click on Download.
  5. Fill out all the required details and attach the required documents.
  6. Scan your completed application form and send it to
  7. The back processes your application within 10-15 business days. To check the status of your application, call the bank customer care at +632-888-55-888.
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