Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5

CashMart's pay off

Advertiser Disclosure

How to pay back a CashMart?

The repayment is done based on the loan tenure you select and the loan product you have chosen. For example, if you have selected a salary or personal loan, your repayment schedule will be discussed with CashMart Loan representatives over the phone and emailed to you.

Supported types of payment

CashMart accepts repayments through the following channels:

  • 7-11
  • LBC
  • Cebuana Lhuillier
  • Bayad Center
  • Robinson Payment Center
  • EC pay
  • SM Payment Center
  • M Lhuillier (has ₱20 transaction charge)
  • GCash

Steps to repay

CashMart will send you an email with instructions on how to pay your loan once your application is approved and the loan contract is signed. Please, make a note of the reference number mentioned in the email. There are three options for loan repayment:

  • Weekly loan term allows you to pay back the loan in weekly installments, divided evenly into 3/4/5 weeks.
  • Bi-weekly loan term allows you to return the loan every two weeks by paying it off after two weeks/dividing it evenly into 2/dividing it equally into three installments.
  • Monthly loan term allows you to repay the loan with interest after 28 days.
  • If your repayment deadline comes on a non-working holiday, you must pay on the last working day before the holiday. Assume your due date is December 30, 2016, Rizal Day. You must then pay on December 29.

To make a repayment by GCash

  1. Log in to the GCash app and select Pay Bills from the menu.
  2. Select Loans, then CashMart. Fill in the required information, including your loan ID, registered mobile number, and payment amount.
  3. Check to see if your e-wallet has enough money in it.
  4. You'll receive a receipt of repayment and an SMS from GCash verifying your payment to Cash Mart.

It is best to log in to your Cash Mart account and verify the receipt of your payment For any queries regarding payment. You can contact the Cash Mart Philippines Collection Department at (02) 701-5488.

Conditions of loan extension

Loan extensions are offered based on the payment history of the borrower. The company has strict policies regulating loan extensions. It is recommended that you pay according to the contract's terms. Also, note that late repayments will be assessed as a penalty.

Early payoff

You have the option of repaying your debt early. The sooner you pay, the more quickly you can re-loan. You can contact the CashMart staff at (02) 701-5488 for details about early payback.

FAQ

How do you make a payment on CashMart?

You can pay via its channel partners mentioned on the website. It is highly recommended that you keep track of the repayment dates because bank transfers might take up to 5 days. Always notify the company that you've made a payment so it doesn't go unnoticed and you're not fined for late payment.

What happens if you don't pay back?

Late payments incur a penalty. Contact CashMart collections department for late payment charges.

Can you pay CashMart early?

Yes, you can make early payments. Details of the early payoff are best discussed with the lender's staff directly.

Can CashMart sue you?

When a customer fails to pay a debt, the company can choose to follow legal processes.

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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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300
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Rating by Finanso®
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3.4
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Recommended FinScore™
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All CashMart’s reviews by may 2024
Leave feedback
3.6
Advantages
everybody say that their reps are rude but looks like i m a luck because i had no problems with these guy.he was very polite when he said that i am declined… well, ok..
Disadvantages
i m tired of these documents. they ask me to proof of billing, payslip, gov’t IDs, colored pic of ATM and it happens every time. i call them, they ask for more. what for? after 3 days i called them and no answer just goddam great!! i texted them tru email and the bot said that wait. in some hours they call me and say you are not approved, sorry bro.
Complain
2
Advantages
i dont know
Disadvantages
somethings wrong with this company. wats rong with your workers?? can they be polite sometimes? very sarcastic and very rude. it s reeeally uncomfortable to talk to a person who looks like hate you. but i coiuld bare it, but where is my answer?? you asked a million of additional papers fro what? after 3 days of million documents they jus stopped answering me. ,aybe i should know what is going on with my loan?? i m i approved or not? still no updates someone emailed me said still verifying
Complain
5
Advantages
very good experience with this company. i had a wedding on the next week and needed money badly, the guy name Jasper was very kind and patient andd helped to find all the papers they need, i eas approved in 2 days and had enough money
Disadvantages
maybe they shold fix their approval. they ask very many papers. i dont know why do they need so many but thats was ok. gladly i have received my money but i didnt like so long approval. fix this pls
Complain
3.4
Advantages
like for the online application. it wwas very simple and quick to complete. dislike for the rest
Disadvantages
during the whole application process they asked a very big number of different documents. everery time i send them a document and then they say that they need more, there are many companies that approve you on the same day but its not about these guys, i had to waut for several days to finally hear that i am approves for my loan. FINALLY. why do you need so many papers?
Complain
3.4
Advantages
online application is a very good idea. i didnt need to go to the office and applied only online on thier site. the rep was very friendly and kind and helped me with taking my documents all together. thanks for that
Disadvantages
i dont know why they need so uch documents for the application, each time i send them papers they call me only to say that they need another papers and it was very long. i am tired of taking photos of my ID and so on. also the approval wasnt very quick
Complain
Overall company rating
3.5
/ 5
5 reviews
Execution of an application
4.2
Support service
3.8
Mobile app
2.4
Service quality
3.4
Your satisfaction level
3.6
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