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About lender

CashMart is based in Taguig, Manila, Philippines, and is part of the Nondepository Credit Intermediation Industry. CashMart has officially set itself as a legal online loan solutions provider in the Philippines. It has over 50,000 customers, which makes it one of the most reputable SEC-licensed online lending organizations in the area. It provides individuals with loan solutions like a personal loan, a salary loan, a car loan and also an OFW loan.

Pros and cons

Requesting a personal loan or any other type of loan from CashMart may be beneficial if you're suffering from financial troubles. It is, however, crucial to educate oneself on all of the upsides and downsides before you borrow money online.


  • Fast approval and same day disbursement

  • Competitive interest rates

  • Provides a data secure service


  • The company maintains the right to reject or downgrade the credit offering for any subsequent loans without providing any explanation.

  • Their personal loan interest rate is among the highest in the industry.

Loan conditions

The cash loan is intended for Filipino residents aged between 21 to 50. The borrower must be employed currently, self-employed, or be an OFW/Seafarer’s Allottee. To qualify for any loan at CashMart, you must have the latest proof of billing, a company ID, current payslip, a valid government ID, driver’s license, NBI clearance, police clearance, a voter’s ID, TIN ID, UMID, Philhealth ID, firearms license, and postal ID. The applicant will also have to pay a certain amount of interest rate which depends on their credit score.

Methods of a loan funding

This lending company offers online loans that can be taken in a three-step process. The application process begins with an online application form. CashMart representatives contact the applicant within one business day after submitting the online application. After contacting the candidate by phone and email, CashMart determines their eligibility. The contract is signed, and the applicant can access their cash once the applicant's qualifications and eligibility have been verified and the terms and rates have been agreed upon.

CashMart's loan products are good for applicants who have urgent personal needs and are looking for quick loans to aid their cash crisis. The lending company allows customers to apply for credit at any time and receive money within 24 hours after completing a credit agreement. All the loans have a certain amount of interest rate, which is calculated on the basis of the loan amount and the applicant's credit score. Borrowers can also use multiple financial tools like a loan calculator for calculating interest.


What is CashMart?

CashMart is a Philippines-based online fast loan company initially established in Singapore in 1969. The lender offers four types of loans: personal loans, salary loans, car loans, and OFW (overseas Filipino workers) loans. Any type of quick loan attracts a certain amount of fixed interest rate.

Who owns CashMart?

CashMart Asia Lending Inc. was registered by the Securities and Exchange Commission in 2016. Its key principal is Sirong Daryl Wee. 

How do you qualify for CashMart?

Salaried, commission-based employees, and self-employed individuals must have a government-issued ID, the most recent one-month payslip, and proof of billing to qualify for a personal loan in the Philippines. Taxi drivers must submit a valid government ID, the most recent one-month bank account statement, and the most recent proof of billing.

How much can you borrow?

The applicant can apply for a loan ranging from ₱5,000 to ₱50,000.

Is CashMart a legitimate company?

CashMart is a legitimate online lender with a Securities and Exchange Commission registration. They have already provided loans to over 50.000 consumers.

Company documents


Cash Mart is dedicated to serving clients with utmost diligence. We understand that each Filipino has unique day-to-day cash needs. Serving you do not stop with world class loan products, we want to be your partner as you gain more financial control. We strive to provide quality customer experience to every client who trusts our brand because we believe that trust and loyalty are the strongest foundations of lasting partnerships.

© Cash Mart Asia Lending Inc.

CashMart loans calculator

Calculate loan payments in CashMart. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Loan amount

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50000 ₱
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What to pay attention to when applying for a loan at CashMart?

- The company shall be registered at Securities and Exchange Commission in the Republic of the Philippines;

- You can check the availability of the Certificate of Authority on the official SEC website;

- The rules for granting microloans should be available on the company's website;

- The procedure for applying for a microloan should be published on the site;

- The procedure for concluding an agreement and receiving a payment schedule should be available;

- Other terms and conditions for granting microloans should be available.


- Get acquainted with the interest rates on microloans;

- Check the availability of general terms and conditions of the consumer loan agreement;

- Check the availability of information on the total cost of the loan in the consumer loan agreement;

- Take time to think. After reviewing the individual terms of the agreement, take the allowed time to make the final decision.

What distinguishes CashMart from a bank:

- Fast processing of loan applications;

- High interest on the loan for the borrower;

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All CashMart’s reviews by May 2022