Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Apply For Cashalo

Advertiser Disclosure

How to get money?

You can apply for a loan using the Cashalo App, available on Google Play and Apple Store. Download the Cashalo app, sign up using your phone number, fill in your profile with the necessary personal information, employment details, and account information for verification and loan disbursement, and click the Apply link.

Requirements

To apply for an online loan, you must:

  • Be over the age of 18.
  • Have a steady job and provide a valid employment ID with the latest salary slip.
  • Provide valid government ID with address proof. (Unified ID (UMID)/Driver's License/SSS ID/TIN ID/Passport are examples of acceptable government identification)
  • Provide valid work ID.
  • Provide active bank account number.

Application Process

The phone number and email address you give at signup will be used to send you updates on the status of your application. Once the contract is approved, Cashalo will send the loan credit with your designated interest rate.

Rejection of application

Cashalo double-checks the accuracy of the personal and financial information you enter. If these can't be substantiated, it could lead to delays or even rejection as loans financed by Paloo financing has multiple prerequisites.

Cashalo application

FAQ

How long does it take to get approved by Cashalo?

You can get approval within 24 hours with its digital credit app.

How trustworthy is Cashalo?

Cashalo has completed its SEC registration and is permitted to operate in the Philippines. It has also passed inspections by regulatory authorities and is a reputable company. The company leverages it's authority to offer zero interest schemes to its customers.

Can Cashalo hurt your credit score?

Yes. Delinquency can harm your credit score as Paloo Financing Inc tracks all payments. 

How do I contact Cashalo?

You can use the company's panel's support page to make your request for a loan, a complaint, or any other feedback. 

Financial products
Cashalo
Shop Now and Pay Later
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 15000.00 ₱
Rate
i

Effective interest rate on the product

to 3.99 %
Term
i

Loan term for the financial product

2 months – 9 months
Cashalo
Lazada loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
to 4500.00 ₱
Term
i

Loan term for the financial product

to 3 months
Cashalo
Cashloan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 10000.00 ₱
Rate
i

Effective interest rate on the product

0.30 – 0.50 %
Term
i

Loan term for the financial product

1 days – 3 months
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱500 - ₱25000
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Effective interest rate on the product

30% - 365% APR
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Loan term for the financial product

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MoneyCat
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1.8
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300
650
1000
₱20000
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Effective interest rate on the product

11,9% per month
Term
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Loan term for the financial product

6 months
DIGIDO
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
10500.00 – 25000.00 ₱
Rate
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Effective interest rate on the product

from 11.90 %
Term
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Loan term for the financial product

3 days – 6 days
Finbro
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

5
Recommended FinScore™
0
300
650
1000
to 50000.00 ₱
Term
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Loan term for the financial product

to 12 months
Kviku
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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
500.00 – 25000.00 ₱
Rate
i

Effective interest rate on the product

to 0.16 %
Term
i

Loan term for the financial product

2 months – 6 months
Cashalo loans calculator

Calculate loan payments in Cashalo. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Cashalo calculator
Interest rates are given in accordance with the rates of the Cashalo in Manila as of 16.05.2025
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PHP
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500 ₱
10000 ₱
Loan term
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1
90
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