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Capital Pawnshop

Advertiser Disclosure

About pawnshop

Capital Pawnshop was founded in 2007 and now has 44 locations across Makati, Manila, Marikina, Muntinlupa, Paranaque, Pasig, Pateros, Quezon City, and Valenzuela. Its main office is located in Makati City, Metro Manila, at 27 J P Rizal Extension Street. The pawnshop provides services like cash advance, money remittance, and direct to branch pawnshop services.

Pros and cons

Pawnshops are a great resource for those who need a loan or simply want to get something of value out of their used possessions. They offer several services, including jewelry and electronic pawn. Even though these pawnshops benefit those in need, weighing the advantages and disadvantages before visiting one is crucial.

Pros

  • You can either get cash for your items immediately or repay your loan over time.

  • You can access a small loan when you need money quickly at a low-interest rate.

  • You can quickly repay the loan because they accept anything you can pawn.

Cons

  • You have to call or visit one of the branches as the interest rate is unspecified.

  • You might lose your item if you provide a fake pawn without even realizing it is fake.

Products

Capital Pawnshop offers the following services:

Pawn services

You can pawn your item at Capital Pawnshop, but you must schedule a meeting for the item's actual appraisal. Before that, you must provide accurate information about your item so that the final appraised value matches the estimated appraised value. The pawn squad will immediately issue you a pawn ticket or ballot after the assessment.

You can pawn items like cellphones, Macbooks, DSLR cameras, tablets, jewelry, laptops, and mirrorless cameras and use them as collateral for your pawn loan.

To qualify for a pawn loan, you must meet these requirements:

  • You must have the accepted IDs like driver's license, passport, Social Security System (SSS), Tax Identification Number (TIN), Unified Multipurpose ID (UMID), or the Voter's ID

  • You must own the item to be pawned.

You can get a secured loan after your pawn has been appraised, and the service fee will be subtracted from the loan. You can get a secured loan for as little as 5000. The appraised value of the pawned object determines the maximum loan amount.

To apply for a secured loan, go to the Capital Pawnshop website, enter the loan amount and term, and click the Apply now button. Fill out the form and agree to the loan terms. After you sign the pawn ticket, your mortgage proceeds will be deposited into your designated bank account. You can quickly and effectively get out of debt by making installment payments on your debt over time.

Money remittance

You can use money remittance to send or receive money via bank wire, ACH. You can also do electronic money transfers over the Internet using credit card or debit card transfers.

Cash Agad

If you have locally issued debit or prepaid cards, you may withdraw cash or simply check your balance at point-of-sale (POS) terminals using this Instant Cash banking solution.

FAQ

What is the Capital Pawnshop? 

The Capital Pawnshop was established in 2007 and offers low-income individuals quick, fair, and amiable access to financing. Mobile phones, Macbooks, DSLR cameras, tablets, jewelry, laptops, and mirrorless cameras can all be pledged as security for pawn loans. The pawnshop offers direct-to-branch pawnshop services, cash advances, and money remittances. 

Who owns the Capital pawnshop? 

Capital Pawnshop is owned and operated by Emeraldpawn Services Inc. 

How do you qualify for a Capital pawn loan? 

To qualify for a Capital pawn loan, you must be at least 18 years old and the rightful owner of the genuine item being pawned. 

What is the maximum Capital pawn loan amount you can get? 

The appraised value of the object being pawned determines the maximum loan amount. 

How much interest does the Capital pawn loan attract? 

The interest rate is unspecified. As a result, it is best to visit the nearest branch, contact the pawnshop by phone, or send them a message on Facebook. 

What is the average approval time for a Capital pawn loan?

The average approval time for a Capital pawn loan is less than an hour after the pawnsquad arrives at your home. Your pawn loan will be processed quickly if the address and item description provided are correct and you are available on the day of your preferred schedule. 

Is the Capital Pawnshop a legitimate company? 

Yes. The Capital Pawnshop is regulated by the Bangko Sentral ng Pilipinas (BSP). 

For what period can I take out a Capital pawn loan? 

Pawn loans are offered for 90 days. 

Does the Capital Pawnshop own the collateral for the loan period? 

Yes. The pawn is sold at auction if your loan balance is not paid by the deadline. You can write and request to reserve the item or bid on it if it hasn't already been sold. 

How is a Capital pawn loan different from a jewelry loan? 

A pawn loan is a short-term loan used to purchase items such as jewelry, electronics, or other household goods. You can use your pawn loan to pay off any debts. On the other hand, a jewelry loan allows you to borrow money from your jeweler to pay for your engagement ring or different needs. You'll have to repay them with interest over time, so it's not like you can just take it home with no strings attached—you're still incurring unsecured debt. 

Is solvency confirmation required to receive a Capital pawn loan? 

No. A Capital pawn loan only needs proof of identity document and the item used as collateral. 

Financial products

Capital Pawnshop
Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱5000
Rate
i

Effective interest rate on the product

3% - 8% per month
Term
i

Loan term for the financial product

up to 90 days

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Calculate loan payments at Capital Pawnshop

With Capital Pawnshop calculator you can calculate an approximate payment schedule for the loan

Capital Pawnshop calculator
Interest rates are given in accordance with the rates of the Capital Pawnshop in Manila as of 04.12.2022
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What to pay attention to when applying for a loan at Capital Pawnshop?

Recommendations

What distinguishes Capital Pawnshop from a bank:

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