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RCBC business bank accounts for december 2023

Open a business account at RCBC. On 11.12.2023 there are 1 options available to you.
Offers: 1
Corporate Checking Account
Rating by Finanso®

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱50,000 minimum initial deposit

Effective interest rate on the product

0.15%-0.400% per annun
very fast
Please address my concerns regarding my loan application and its processing...
Warning: This lender is predatory and extremely dangerous. Do not use this app for loans as they will trap you with impossible and maliciously high interest rates...
I was charged an excessive amount by KVIKU. My last loan was approved on November 25th, 2022 for 5000 pesos...
High Interest Rate. They approved my auto loan without discussing repayment options in full. Instead, they sent me a contract with scheduled payments, which is nowhere near the advertised 0...
Great Online Loan. Low interest. No hidden charge. Full amount receive. Mababait at magagalang mga staff.
RCBC business bank accounts for december 2023

An RCBC business bank account gives users access to a wide range of financial products and services, making it easy for them to manage their finances. The bank account also offers business owners and entrepreneurs services, such as credit cards and loans.

Types of RCBC business bank accounts

The bank offers the following financial products to its customers:

Corporate Savings Account

Businesses that want to save money can open a Corporate Regular Checking, Corporate Dragon Peso Savings, or a Corporate Dragon Checking account.

Corporate Checking Account

With a Corporate Dragon Checking account, you can make payments and track your company's finances.

Corporate Loans

To assist businesses in meeting their financial obligations, RCBC offers both short- and long-term revolving credit.

Corporate Cash Management

RCBC can assist you in managing your cash flows and streamlining your financial processes. The bank can accomplish this by automating disbursements, ensuring the security of your payments, and ensuring that your receivables are well-managed.

Corporate trust

RCBC can help your business's finances thrive while keeping employees in place through investment management and employee benefit plans that fund, manage, and provide retirement benefits.

How to apply?

To apply for an RCBC business bank account, you must visit any branch and fill out the forms. First, visit any RCBC branch. Go to the business accounts section and ask for new business account forms. You will be required to fill in and upload all the necessary documents. Then, verify that the documents attached are up to date. Confirm the minimum initial deposit, required average daily balance (ADB), and balance to earn interest. After that, you can deposit the minimum amounts required for your account to be operational at the teller.

Requirements for an RCBC business bank account

You must have specific documentation before opening a business bank account with RCBC. These documents prove your eligibility and the existence of a legitimate, functioning business. Nonetheless, organizations in the top 1000 and publicly traded organizations are not required to provide proof of address.

Basic eligibility

  • One valid photo-bearing government-issued identification card of each authorized signatories and corporate secretaries

  • Certificate of Registration issued by DTI, SEC, BSP

  • Articles of Incorporation/Partnerships or Association and By-Laws;

  • Board or Partner's Resolution duly certified by the Corporate/Partner's Secretary authorizing to sign on behalf of the entity

  • Latest General Information Sheet

  • Notarized Lease Contract

  • Latest Mayor's Permit

  • Utility Bills like electricity and water should be dated within the last three months

  • Delivery receipts of known couriers like LBC, DHL, and JRS should be dated within the last three months

  • Latest General Information Sheet

  • Latest Corporate Income Tax Receipt

  • Unexpired insurance policies covering corporate assets/risks

  • Latest Corporate Real Estate Tax Receipt

List of valid ID cards

Local companies

  • Board of Partner's Resolution, Secretary's Certificate

  • SEC Registration (Corporation/ Partnership)

  • General Information Sheet (GIS)

  • Articles of Inc./Assoc./Coop.

  • By-Laws

  • Cooperative Development Authority Registration

Foreign companies

  • SEC Documents

  • Similar documents issued by a foreign country; duly authenticated by the Philippine Consulate

  • Board Resolution

Pros and cons

RCBC business bank account is useful for a wide range of financial services, including online and mobile banking, as well as foreign currency exchange rates. You can also access your account 24 hours a day, seven days a week, to manage all your transactions and pay your bills. You will also receive alerts about your transactions, which means you'll never miss an important payment again. However, it also come with some drawbacks, as shown below:


  • You can use their website or mobile app to access your company's business bank account quickly.

  • You can use your business bank account to make online purchases, pay invoices, and set up automatic payments.


  • There is no online application for businesses accessible; applications must be submitted in person.

  • There are certain standards you must meet when opening a business account.


Am I allowed to have multiple RCBC business accounts?

Yes. You can have multiple RCBC business accounts. You can manage your savings, investments, and business concerns with an RCBC business account. However, you must be able to meet the necessary minimum standards, such as a minimum retaining balance for each account.

What makes an RCBC business bank account necessary?

RCBC business bank accounts are essential since they make it easier for you to manage your cash flow. The more access to the money you have, the better you can plan for current and prospective future costs.