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You can focus on running your business while BPI handles all your financial needs with the help of BPI business banking, which is a reliable business partner. You may use valuable tools to manage your accounts, transactions, government payments, loan applications, and other things more effectively.
Features
Grow and expand your business
BPI lets you grow and expand your business if you partner with them by offering:
SME term loan. This loan is perfect for funding operating capital, paying suppliers, buying inventory or equipment, and making capital improvements or expansions.
SME credit line. This is a credit line arrangement to fund sudden, unforeseen costs and meet your company's working capital needs.
Organize your business transactions and cash flow
With a BPI business account, you can manage your business' cash flow through:
Bizlink. A one-stop-shop for all of your online business transactions.
Maxi one. A card-based all-in-one account with characteristics similar to checking and a savings account.
Secure your business
With a BPI business account, you can protect and secure your business through:
Life and health. With insurance policies designed for you and your employees, you can live in the present and worry less about the future.
Asset protection. You may relax knowing that what you've worked hard to achieve is secure.
How to apply?
Opening a BPI business account is simple. Applicants must open an account online or nearby to begin the procedure. When creating a business bank account with the bank, the following paperwork is necessary:
Personal identification, business formation paperwork, an employer identification number (EIN), or Social Security number (SSN);
Property ownership agreements.
A business permit.
Attestation of assumed name.
Monthly income from credit cards.
Requirements
Apart from general requirements like promoter’s ID proof (any accepted ID listed on the website), TIN, police clearance, you will also need the following to open an account.
The company’s articles of incorporation
The company’s documents proving its status as a member of Securities and Exchange Commission (SEC)
The company’s letter autthorized by its board members to open a bank account which is duly notarized.
Apart from these, you may be required to submit other related documents based on the nature of your business and other aspects.
Pros and cons
BPI offers optimal business accounts to people who want additional features supporting their operations that can help them expand their business even further. However, before applying, it’s always important to gauge all its advantages and disadvantages.
Pros
BPI offers favorable interest rates.
Many people can sign checks, make deposits, and process debit card transactions using BPI corporate accounts. Some of the obligations of the business owner may be lessened as a result.
Cons
Some products attract many charges.
It requires you to maintain a minimum balance to be operational.