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Banks
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

BPI app

Advertiser Disclosure

BPI mobile application is a digital platform created by the Bank of the Philippine Islands for its customers to ease their access to banking activities. Available on Android and iOS devices, it provides access to all individuals or businesses with a BPI account. The app makes it possible to pay government fees, send money, book branch appointments, and pay bills on the go.

Features of the BPI Mobile APP

The BPI mobile application presents a lot of features to its users. With the app, you can:

  1. Transfer funds. You can transfer up to an aggregated amount of ₱250,000 using the BPI mobile app. A fee of ₱25.00 is charged for every Instapay transaction when sent to other banks and e-money issuers. There are other options on the BPI application which allow users to transfer funds to:
    • Self account
    • Other BPI accounts
    • QR codes
    • Other local banks
    • Dollar account
  2. Pay fees. Users can make payments for their government fees via the BPI Mobile app with convenience by using the BPI eGov, which is a payment portal you access via your BPI mobile app.
  3. Pay bills. The company offers convenience with security. By enrolling up to 99 billers in your account, the application will provide a list of billers you could pick, and payments are debited from your account in real time
  4. Set appointments. Save time by fixing appointments in advance on BPI Online.
  5. Access mobile key. This feature helps you verify and review your online banking transactions through your chosen biometrics or a nominated PIN code.
  6. Personalize accounts. Account personalization and settings are accessible through this mobile application. You can personalize your account to:
    • Set your debit card control limits.
    • View your account statements./li>
    • Turn on your notifications.
    • Enroll in third-party accounts.
  7. Access Beep QR. Beep QR is a QR code-based ticket that you can scan before riding the bus or ferry instead of using a Beep card or a regular ticket. It can be generated using your BPI online password on BGC bus routes and Topline Express Ferry routes in Cebu.

Pros and cons of the BPI mobile app

Online banking is even more necessary these days following the pandemic, so it is essential to know what benefits we can gain from this service and the risks that come with it.

Pros

  • Provides notifications through email and SMS. You receive an email or SMS when a transfer or withdrawal is made from your BPI online account.
  • Provides cash flow monitoring. Whether you’re a traveler or a homebody, monitoring your cash transaction history will give you comfort in knowing that your money is intact and well-accounted for. The app’s personalization setting will enable you to review and keep track of your money.
  • Provides features that save time. With the application, there’s easy access to get around transactions via your BPI online account within a short amount of time without waiting in a queue.

Cons

  • Provides risky services. While users transfer money, there are times when they don’t crosscheck the account details and commit errors. This can lead to a fund transfer into another account, which is very risky.
  • Faces multiple downtimes. Users have complained about numerous downtimes that cause delays in accomplishing online banking tasks and accessing their prepaid accounts.

BPI on Google Play

Download

BPI on Google Play

BPI on App Store

Download

BPI on App Store

How to register on the BPI mobile app

If you are wondering what product you need to enroll in the BPI app, a deposit, credit card, or loan account is all you need. To register on the BPI mobile app:

  1. Visit BPI online banking through their website or download the BPI Mobile app from the Google Play or App Store.
  2. Once the app is downloaded, open it.
  3. Click Register now.
  4. Select a product type that fits you, whether a deposit, credit card, or loan account.
  5. Enter your account number, customer number, or loan account number.
  6. Select your date of birth.
  7. Create your BPI online username and password.
  8. Type your email address.
  9. An OTP will be sent to your mobile number. Enter it and click Submit. After that, you will see a confirmation screen which means your registration is complete.

Financial products

BPI
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱10,000 - ₱1,000,000
Rate
i

Effective interest rate on the product

up to 25.60% per year
Term
i

Loan term for the financial product

12 - 36 months
BPI
Seafarer Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20,000 - ₱2,000,000
Rate
i

Effective interest rate on the product

up to 25.60% per year
Term
i

Loan term for the financial product

12 - 36 months
BPI
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20,000 - ₱2,000,000
Rate
i

Effective interest rate on the product

up to 25.60% per year
Term
i

Loan term for the financial product

12 - 36 months
BPI
Auto Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱200,000
Rate
i

Effective interest rate on the product

9.28% - 16.72% per year
Term
i

Loan term for the financial product

12 - 60 months
BPI
BPI Debit EMV Cirrus Gold®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

BPI
BPI Debit EMV Cirrus Red®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

BPI
BPI Debit Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

BPI
Home Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱400,000
Rate
i

Effective interest rate on the product

6.75% - 12% per year
Term
i

Loan term for the financial product

1 - 25 years
BPI
BPI eCredit Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Edge Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
Petron-BPI Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Blue Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Amore Cashback Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Gold Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Amore Platinum Cashback Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Platinum Rewards Mastercard®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
BPI Visa Signature Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
BPI
SME Credit Line
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱300,000
Term
i

Loan term for the financial product

1 year renewable
BPI
SME Term Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱300,000
Term
i

Loan term for the financial product

up to 5 years
BPI
Ka-Negosyo Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱500,000
Rate
i

Effective interest rate on the product

from 4.5% per year
BPI
Business Checking
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱10,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0% per year
BPI
Jumpstart
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱100 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0625% per year
BPI
Padala Moneyger
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱0 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0625% per year
BPI
US Dollar Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum initial deposit
Rate
i

Effective interest rate on the product

0.050% per year
BPI
Saver Plus
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱50,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0925% per year
BPI
#MySaveUp
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱1 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0925% per year
BPI
#SaveUp
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱1 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0925% per year
BPI
Maxi Saver
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱2,000,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per year
BPI
Pamana Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱25,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0625% per year
BPI
Regular Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱3,000 minimum initial deposit
Rate
i

Effective interest rate on the product

0.0625% per year

Similar products

DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Kviku
Online Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

up to 0.16% per day
Term
i

Loan term for the financial product

180 days
MoneyCat
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Finbro
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱1,000 - ₱50,000
Rate
i

Effective interest rate on the product

up to 0.6% per day
Term
i

Loan term for the financial product

up to 12 months
OFBank
Multi-purpose loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Auto Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
PSBC
Car Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 60 months
PSSLAI
Vehicle loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
Modified motorcycle loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural bank of Mangaldan
Modified car loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
OFBank
OFBank Visa Debit Beneficiary Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500
Rate
i

Effective interest rate on the product

0.05% per annum
OFBank
OFBank Regular Debit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500
Rate
i

Effective interest rate on the product

0.05% per annum
OFBank
OFBank Visa Debit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500
Rate
i

Effective interest rate on the product

0.05% per annum
Equicom Savings Bank
Prepaid Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Equicom Savings Bank
Debit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

MSCB
Consumer loan housing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Term
i

Loan term for the financial product

up to 20 years
Equicom Savings Bank
Home Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱300,000
Term
i

Loan term for the financial product

up to 25 years
Bank of Makati
Housing and construction loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
PSBC
Housing Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱1,000,000
Term
i

Loan term for the financial product

up to 15 years
Rural bank of Mangaldan
Housing loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Business Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Gold Credit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Equicom Savings Bank
Classic Credit Card
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
LandBank
LANDBANK General Purpose Reloadable Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱100,000
LandBank
LANDBANK Travel Card®
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
$10,000
OFBank
Small business loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural Bank of Angeles
Commercial loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural Bank of Angeles
Microfinance Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
up to ₱300,000
Rate
i

Effective interest rate on the product

up to 54% per annum
Rural Bank of Angeles
Agricultural loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rate
i

Effective interest rate on the product

26.82% per annum
1st Valley Bank
Supervised credit (SUCRE)
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
Rural Bank of Angeles
Current account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱25,000
Rate
i

Effective interest rate on the product

0.25% per annum
1st Valley Bank
Agricultural loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
MSCB
Regular Cooperative Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Rate
i

Effective interest rate on the product

up to 0.375% per annum
WealthBank
Checking accounts
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Bank of Makati
Checking account plus
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱10,000
Rural Bank of Angeles
Time deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Term
i

Loan term for the financial product

up to 360 days
Rural Bank of Angeles
Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Rate
i

Effective interest rate on the product

0.25% per annum
1st Valley Bank
Basic deposit
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱100
Rate
i

Effective interest rate on the product

0.5% per annum
1st Valley Bank
Kids and teens savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱500
Rate
i

Effective interest rate on the product

0.5% per annum
1st Valley Bank
Regular savings account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱1,000
Rate
i

Effective interest rate on the product

0.5% per annum

BPI loan calculator

Calculate loan payments at BPI. Loans calculator will allow you to calculate an approximate payment schedule for the loan.

BPI calculator
Interest rates are given in accordance with the rates of the BPI in Manila as of 02.12.2022
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