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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.2

Blend's pay off

Advertiser Disclosure

How to pay back a Blend?

Borrowers can pay back the loans they obtain from the platform through a simple step. Making timely repayments, as agreed upon by the lender, enables borrowers to raise their creditworthiness for subsequent loans. Some standard methods to repay a Blend loan include the following:

  • Making monthly payments by rounding monthly installments
  • Making extra payments according to scheduled repayment plans
  • Refinancing

Conditions of loan extension at Blend

Borrowers can extend their loans without hurting their credit scores or creditworthiness by notifying Blend in advance. Depending on the reason for the extension, Blend can grant an extension by charging a one-off fee depending on the loan amount and type.

Early Payoff of Blend loan

Blend encourages borrowers to make early repayments to avoid lateness fines, reducing their chances of getting subsequent loans. Early payoffs also encourage lenders to make quick loaning decisions as they can see the borrower’s repayment history.

FAQ

How do I make a payment on a Blend loan?

Customers can usually make repayments of their Blend loans on the online lending platform by choosing the active loan they would like to repay, entering the amount, and making repayments at any time before the loan matures.

What will happen if I do not repay my Blend installment on time?

Failing to repay a Blend loan hurts a lender’s chances of getting subsequent loans. Besides, Blend charges a fee for defaulting and late payments. You can choose a comfortable repayment plan and stick to early payments to avoid these charges.

Can Blend sue you?

Failing to pay an existing loan can lead to a loan default. Blend will keep sending you notifications and encourage you to repay your loan. However, continued failure to comply with the agreement you sign when taking the loan can lead to your wages being garnished, and you may eventually get sued.

Financial products

Blend
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.6
Recommended FinScore™
0
300
650
1000
50000 - 2000000
Rate
i

Effective interest rate on the product

1.5% - 3% per month
Term
i

Loan term for the financial product

12 - 36 months

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Blend loans calculator

Calculate loan payments in Blend. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Blend calculator
Interest rates are given in accordance with the rates of the Blend in Manila as of 01.12.2022
Loan amount
i

Enter the desired loan amount

PHP
PHP
50000 ₱
2000000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
12
36
City

What to pay attention to when applying for a loan at Blend?

Recommendations

What distinguishes Blend from a bank:

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All Blend’s reviews by december 2022
Leave feedback
1 reviews
3.4
Advantages
online application + eligibility is simple. THAT’S IT
Disadvantages
this place looks like scam. u can apply for the loan but u need to be lucky to receive youe funds because this is a p2p platform. maybe the seller will send you money and maybe not. this is a casino. there are a lot of places where you will have a guaranteed approval and funds will arrie on the same day but not heer. be aware!
Complain
1 reviews
2.8
Advantages
well, looks like i was lucky. the support was very friendly and always helped me with my issues. its very cool that u can apply only online and dont need to go somewhere. applicaition was very fast and easy. their requirements are easy
Disadvantages
interest rate is a little bit high. in other comapnyes i saw rates smaller. approval was very fast but funds arrived only after some days. thats not cool…
Complain
1 reviews
2.4
Advantages
Nothing
Disadvantages
I had to wait for almost a week to receive my money and for what? To have such a rate? They didnt even call me, I had to call them every day and when they stoped answering the phone I started tecting them tru fb and guess what??? they stopped answering at fb. its just insane i had to write them at email and thank god they answered but their answer was kinda “wait” only on 6 day i r4ceved my money. horrible experience
Complain
1 reviews
3.6
Advantages
like that they have the online application. its really uncomfortable to go at those offices. also its great that you can make money transfers for FREEE, thats very cool, but they dont come fast but thats ok
Disadvantages
they need to do something with their rates, they are pretty high. transfers take VEEERRYY long time like a month maybe. the biggest problem is thier support. they work very slow and i had to wait for my loan for like a week. they didnt tell my why it was so long but at least they answered my messages. THANKS FOR THAT!!
Complain
1 reviews
Personal Loan Next
3.6
Advantages
online application is very easy. you dont need to go to their office or anything, you can just go to their site and do application. they approve quickly but maney transfers are not the same thing
Disadvantages
maybe applying is ok but the rest is not. i had to wait for over 3 days to receive my money from this company. and they didnt answer my why it is so long. i called them but after some time they stoped answering phone. and they didnt call me just like they forgot about me. only on the 4 day i finally received my loan. not reccomended
Complain
Overall company rating
3.2
/ 5
5 reviews
Execution of an application
3.8
Support service
3.4
Mobile app
2.2
Service quality
3.2
Your satisfaction level
3.2

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