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Казахстан
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.2

Blend's application

Advertiser Disclosure

How to apply?

Before applying for a Blend loan, borrowers need to create an account. The loan application process is fast and straightforward. New borrowers submit their applications during their initial registration process. Regular customers can log in to the platform, choose a loan product that meets their qualifications, and proceed with the simple and hassle-free application process. When creating an account, you will be prompted to enter the amount, purpose, and duration of the loan for new customers. You will also be needed to confirm your employment status. These details will help Blend gauge your creditworthiness and confirm if you are qualified to get a loan. After this process, proceed with your application by completing the credit assessment and verification stages, where Blend checks all the data and requirements you have provided to decide whether you qualify for a loan or if your application is rejected. The next step is a credit auction stage, where your approved loan is published at an action in Blend so that lenders can choose and finance it. After a lender chooses to finance your loan request, you will get a notification of loan approval and the approved loan terms. Therefore, when applying, borrowers need to do the following:

  1. Fill in an online application form
  2. Wait for about 20 minutes for a review
  3. Receive a loan decision
  4. Get money

Requirements

Blend offers different types of loans, ranging from fast loans with quick approval time to franchise loans with varied requirements. Generally, customers must meet the initial eligibility criteria to apply for a loan. In addition, all loans require borrowers to have the following:

  • Have a Certificate of Employment with Compensation
  • Company ID for a franchise
  • Latest 1 month's payslip
  • Two valid government IDs
  • Proof of billing

Other loans such as franchise require borrowers to have a collateral to get their loans approved.

Application details

Application reviews of Blend loans depend on the type of loan. While fast loans can take few minutes to be approved, Blend generally takes between 24 and 48 hours to approve bigger loans.

Blend application

FAQ

How long are applications considered?

All applications are considered within 1-2 business days. Once you are approved to get a loan, the loan will be available in your account within 1-2 days.

How trustworthy is Blend?

Blend is a legitimate online p2p platform licensed to operate in the Philippines by the SEC.

Does Blend verify income?

Blend verifies all borrowers income to ascertain their creditworthiness. Providing proof of income increases your likelihood of getting a loan approved.

Does the Blend loan hurt your credit score?

Blend loans are flexible through the lending platform and do not hurt borrowers credit scores.

Financial products

Blend
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.6
Recommended FinScore™
0
300
650
1000
50000 - 2000000
Rate
i

Effective interest rate on the product

1.5% - 3% per month
Term
i

Loan term for the financial product

12 - 36 months

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Blend loans calculator

Calculate loan payments in Blend. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Blend calculator
Interest rates are given in accordance with the rates of the Blend in Manila as of 01.12.2022
Loan amount
i

Enter the desired loan amount

PHP
PHP
50000 ₱
2000000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
12
36
City

What to pay attention to when applying for a loan at Blend?

Recommendations

What distinguishes Blend from a bank:

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All Blend’s reviews by december 2022
Leave feedback
1 reviews
3.4
Advantages
online application + eligibility is simple. THAT’S IT
Disadvantages
this place looks like scam. u can apply for the loan but u need to be lucky to receive youe funds because this is a p2p platform. maybe the seller will send you money and maybe not. this is a casino. there are a lot of places where you will have a guaranteed approval and funds will arrie on the same day but not heer. be aware!
Complain
1 reviews
2.8
Advantages
well, looks like i was lucky. the support was very friendly and always helped me with my issues. its very cool that u can apply only online and dont need to go somewhere. applicaition was very fast and easy. their requirements are easy
Disadvantages
interest rate is a little bit high. in other comapnyes i saw rates smaller. approval was very fast but funds arrived only after some days. thats not cool…
Complain
1 reviews
2.4
Advantages
Nothing
Disadvantages
I had to wait for almost a week to receive my money and for what? To have such a rate? They didnt even call me, I had to call them every day and when they stoped answering the phone I started tecting them tru fb and guess what??? they stopped answering at fb. its just insane i had to write them at email and thank god they answered but their answer was kinda “wait” only on 6 day i r4ceved my money. horrible experience
Complain
1 reviews
3.6
Advantages
like that they have the online application. its really uncomfortable to go at those offices. also its great that you can make money transfers for FREEE, thats very cool, but they dont come fast but thats ok
Disadvantages
they need to do something with their rates, they are pretty high. transfers take VEEERRYY long time like a month maybe. the biggest problem is thier support. they work very slow and i had to wait for my loan for like a week. they didnt tell my why it was so long but at least they answered my messages. THANKS FOR THAT!!
Complain
1 reviews
Personal Loan Next
3.6
Advantages
online application is very easy. you dont need to go to their office or anything, you can just go to their site and do application. they approve quickly but maney transfers are not the same thing
Disadvantages
maybe applying is ok but the rest is not. i had to wait for over 3 days to receive my money from this company. and they didnt answer my why it is so long. i called them but after some time they stoped answering phone. and they didnt call me just like they forgot about me. only on the 4 day i finally received my loan. not reccomended
Complain
Overall company rating
3.2
/ 5
5 reviews
Execution of an application
3.8
Support service
3.4
Mobile app
2.2
Service quality
3.2
Your satisfaction level
3.2

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