About company
Binixo is an online company that provides clients with a list of offers from lending institutions and non-credit financial companies where the client can apply for or obtain a credit product.
Binixo Corporation is a Philippine-based fintech company that focuses on online microfinancing loans. It was one of the first to offer Internet loans in the Philippines. They provide immediate and deluxe financial solutions in reaction to the Filipino's daily and immediate financial needs. The company has no liquidity constraints, complex approval procedures, or long waiting times. Binixo provides a unique, seamless, and quick approach to consumer loan products, enabling them to adapt to your changing needs while maintaining sound business ethics and transparency. They want to build customer trust by being open and honest about their loan conditions.
Pros and cons of Binixo
Binixo connects you with various fast online lenders by collecting your information and displaying all the lending companies that correspond to your needs. Here are some advantages and disadvantages to consider before using the service.
Pros
Their service is available online. You can do it whenever and from wherever you want as long as your network connection is stable.
Their service is completely free.
They provide quick service. In just two minutes, you can have a slew of lenders on your screen, with the only task remaining to select the best option for you.
Cons
You must first register and create an account with them before you can use the company's services.
The company can and will obtain information from your browser and even your device.
Products
The two services offered by Binixo are Get loans and Compare loans. Let's look at them closely.
Get loans
Select your preferred loan amount and term, enter your full name, date of birth, phone number, and email address, and click Get loan. The company will immediately search for and present the best loan offers for your chosen loan terms. It is now up to you to choose the best one for you. You can also apply for and receive your desired loan because everything is done online. Follow the below steps to get your loan proposals with Binixo:
Visit the Binixo website at binixo.ph.
Choose your preferred amount. This can range from ₱1,000 to ₱25,000, then click on Get loan.
Now the company will ask for your data: your full name, birthday, phone number, and email. According to them, this will help bring the best offers for you. Input the data and click on Continue.
The best loan offers for the information you provided will be displayed. Choose the best option for you. You can apply to more than one lender at the same time.
Compare loans
Compare loans is the same service as getting loans but this time, instead of applying, you'll be comparing and determining the one that is best for you. It works the same way as getting loans. The service searches for the best loan offers based on your personal information. They obtain information in a variety of ways, including:
Information from cookies. Cookies may be used to store information. Cookies are small data files that a website stores on your computer's hard drive. They may use session cookies (which expire when you close your web browser) and permanent cookies to provide a more personalized and engaging experience on their website (which remain on your computer until you delete them). This information is gathered to improve the website's value and tailor your experience with them to your specific interests and needs.
Information from customers. They collect the name of your company, your full name, your legal address, your email address, your phone number, and any other information you voluntarily provide on their website.
Information from the backend. They collect information about you and your computer/device automatically. When you visit their website, for example, they record your operating system version, browser version, browser language, the website you visited before visiting their website, the pages you view, and the amount of time you spend on each page.