Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.8

BillEase PayOff

Advertiser Disclosure

How to pay back a BillEase?

The company has various types of payments to assist customers in paying their installments without incurring excessive complications. You can pay your loan through Coins.ph or by Electronic Fund Transfer (ETF) to bank accounts (BPI, BDO, Security Bank). They also accept payments at 22,000 non-bank outlets (7eleven, Cebuana, MLhuillier) nationwide.

Steps to repay

  1. Log in and click Pay Now
  2. Confirm the amount you want to pay
  3. Select payment method
  4. Click Proceed

Conditions of a loan extension

The limit will be increasingly dependent on how successfully consumers pay their current installments. To obtain a greater credit limit, simply continue to use BillEase and make on-time installment payments. Paying with a downpayment on a particular merchant's checkout for certain costly items may increase your limit. The downpayment amount depends on the merchant's terms and conditions, usually ⅓ of the total cost.

Early payoff

If you want to pay early using coins.ph, 7-Eleven, M Lhuillier, or Cebuana Lhuillier, send an email to pay@billease.ph. The BillEase team will give you a payment request that you may utilize to pay early. Please, note that the request for early payment is valid only for the same day.

FAQ

What happens if you don't pay back BillEase?

Contact the company before the due date if you can't pay on time. They'll try to figure out a payment schedule that works for you. Note that late payments would incur a ₱50 per day penalty.

Can you pay BillEase early?

Yes, you may pay early. To repay a loan in advance, contact the BillEase team via pay@billease.ph.

Can BillEase sue you?

The company will try to resolve any issues without going to court. However, if you are unable to repay a loan, you may end up being sued.

Financial products
BillEase
Blissful Shopping. Easy Billing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4.13
Recommended FinScore™
0
300
650
1000
to 40000.00 ₱
Rate
i

Effective interest rate on the product

to 3.49 %
Term
i

Loan term for the financial product

1 days – 12 days
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BillEase loans calculator

Calculate loan payments in BillEase. Loans calculator will allow you to calculate an approximate payment schedule for the loan

BillEase calculator
Interest rates are given in accordance with the rates of the BillEase in Manila as of 25.01.2025
Loan amount
i

Enter the desired loan amount

PHP
PHP
2000 ₱
40000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
2
24
City
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All BillEase’s reviews by january 2025
Leave feedback
5
Advantages
The best interest – lower than other companies. I've been using Billease for 2 years, and want to say thanks. You may use it with no fear to pay for you smartphone or smth.
Disadvantages
I didn't notice
Complain
4.2
Advantages
Billease is for you when you need to buy a new gudget but can't afford it, you may pay by parts. And I don't even need a credit card. I find a lot of my favorite tech stores to work with it like Lazada and Aldo. So for me its a match. Recommend
Disadvantages
Commission to pay at 7/11 or bank. I don't have coins wallet to pay with no fee.
Complain
4.2
Advantages
Fast approval and great app. It is easy even for me and I'm not good with technology. I apply, approved and get my Php 2000 in 30 minutes.
Disadvantages
Need to input documents, ids, income etc and pray to get a good credit limit. Im ok with my job and history, so happy with it.
Complain
3.2
Advantages
My first loan with Billease was ok
Disadvantages
I decided to get a second loan, bigger one. But it takes me ages to apply. They already had my info and acc. Why so long? My sis says its the best lender… I dont know.
Complain
2.2
Advantages
They give money
Disadvantages
Worst company. Do not use it, you are desperate in need but use bank or other company who care a little. They dont care you are a customer or what. Every time I need response every step I wait a, week. Wtf???)!!!? They charge me late payment fee but I told my payment was on time!
Complain
Overall company rating
3.8
/ 5
5 reviews
Execution of an application
3.8
Support service
4.0
Mobile app
3.0
Service quality
4.0
Your satisfaction level
4.0
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