Choose a country
Philippines
Select a city
Select a city
Additional Information
English (PH)
Select country
Choose a country
Philippines
Canada
España
México
Philippines
United States
Việt nam
Казахстан
Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.5

BillEase

Advertiser Disclosure

About lender

BillEase company was established in 2017, and today it occupies a leading niche in the Philippines and Southeast Asia financial services market. The company is FDFC's key product for Southeast Asian retail financing. This licensed lender specializes in Buy Now, Pay Later options and short-term consumer loans. The head office of First Digital Finance Corporation is located in Makati, Philippines. Buy Now, Pay Later (BNPL) solution provider BillEase is one of the largest lenders in the Philippines and Southeast Asia that allows its users to shop online and pay later for their purchases.

Pros and cons

Generally, most installment plans have a variety of benefits and disadvantages, and BillEase is no exception. Like any other installment plan, BillEase can be good if the customers use it wisely and can afford to pay back the money they borrow.

Pros

  • Cheap interest rates of 3.49% monthly
  • Flexible credit line
  • Full control payment schedule

Cons

  • Buy Now, Pay Later services may encourage impulse spending
  • Late payment fees

Loan conditions

BillEase loans allow customers to purchase and pay with ease. BillEase offers two loan products for borrowing money: the BillEase Buy Now, Pay Later service and the Bill Ease Cash Loan with a flexible installment payment option and low interest rates.

Methods of a loan funding

If you decide to get a loan from BillEase, you need to study the process to make sure that you will receive an installment plan with a payment schedule that is suitable for you. After approval, the lender will deposit your credit line at the company service (an app or a website), which you may use for online purchases. You may also turn your credit limit into a cashout limit and withdraw the money through your nominated bank account or Coins.ph account.

Billaese

Reviews

FAQ

What is BillEase?

BillEase is a digital installment plan platform that allows its customers to buy now and pay later, even without a credit card.

Who owns BillEase?

BillEase is a product of First Digital Finance Corporation (FDFC), which does business as FDFC, Balikbayad, and Bill Ease. The Securities and Exchange Commission regulates FDFC as a finance business (CoA No. 1101) and the Bangko Sentral ng Pilipinas as a Payment System Operator (OPSCOR-2021-0007).

How do you qualify for BillEase?

Applicants should be at least 18 years old and have a solid source of income.

How much can you borrow from BillEase?

If you meet credit requirements, you may be assigned an initial credit line of between  ₱2,000 and  ₱10,000. If you use a loan to pay for all purchases and make payments on time, you may increase your limit to ₱40,000.

Is BillEase a legitimate company?

FDFC is a fully-licensed fintech company regulated by the Securities and Exchange Commission (SEC) and a registered PIP/PIC under the National Privacy Commission (NPC). You have no reasons to concerns.

Company documents

Privacy Policy
Terms and Conditions

We’re here to help every Filipino take control of their financial future.

© First Digital Finance Corporation (Billease)

BillEase available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
BillEase available areas

Financial products

BillEase
Blissful Shopping. Easy Billing
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

3.7
Recommended FinScore™
0
300
650
1000
up to ₱40,000
Rate
i

Effective interest rate on the product

0% - 3.49% per month
Term
i

Loan term for the financial product

up to 24 months

Similar products

DIGIDO
Instant online loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

4
Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Kviku
Online Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱25000
Rate
i

Effective interest rate on the product

up to 0.16% per day
Term
i

Loan term for the financial product

180 days
MoneyCat
Instant cash loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱20000
Rate
i

Effective interest rate on the product

11,9% per month
Term
i

Loan term for the financial product

6 months
Finbro
Personal Loans
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
₱1,000 - ₱50,000
Rate
i

Effective interest rate on the product

up to 0.6% per day
Term
i

Loan term for the financial product

up to 12 months
OFBank
Multi-purpose loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000

BillEase loans calculator

Calculate loan payments in BillEase. Loans calculator will allow you to calculate an approximate payment schedule for the loan

BillEase calculator
Interest rates are given in accordance with the rates of the BillEase in Manila as of 30.11.2022
Loan amount
i

Enter the desired loan amount

PHP
PHP
2000 ₱
40000 ₱
Loan term
i

Specify the loan term for the calculation

months
days
2
24
City

What to pay attention to when applying for a loan at BillEase?

Recommendations

What distinguishes BillEase from a bank:

Your comment has been added
Error
Your complaint has been recorded
Invalid username or password
comment.alert.error-reg
Please log in to like/dislike
Invalid SMS code has been entered
All BillEase’s reviews by november 2022
Leave feedback
1 reviews
Blissful Shopping. Easy Billing Next
4.2
Advantages
Billease is for you when you need to buy a new gudget but can't afford it, you may pay by parts. And I don't even need a credit card. I find a lot of my favorite tech stores to work with it like Lazada and Aldo. So for me its a match. Recommend
Disadvantages
Commission to pay at 7/11 or bank. I don't have coins wallet to pay with no fee.
Complain
1 reviews
4.2
Advantages
Fast approval and great app. It is easy even for me and I'm not good with technology. I apply, approved and get my Php 2000 in 30 minutes.
Disadvantages
Need to input documents, ids, income etc and pray to get a good credit limit. Im ok with my job and history, so happy with it.
Complain
1 reviews
Blissful Shopping. Easy Billing Next
3.2
Advantages
My first loan with Billease was ok
Disadvantages
I decided to get a second loan, bigger one. But it takes me ages to apply. They already had my info and acc. Why so long? My sis says its the best lender… I dont know.
Complain
1 reviews
2.2
Advantages
They give money
Disadvantages
Worst company. Do not use it, you are desperate in need but use bank or other company who care a little. They dont care you are a customer or what. Every time I need response every step I wait a, week. Wtf???)!!!? They charge me late payment fee but I told my payment was on time!
Complain
Overall company rating
3.5
/ 5
4 reviews
Execution of an application
3.5
Support service
3.8
Mobile app
2.5
Service quality
3.8
Your satisfaction level
3.8

Similar companies

Bayad
Business Solutions Center Meralco Complex, Ortigas Avenue 0300 Pasig City, Philippine
+632 8672-5777
GCash
internet only
MOTOPAWN
RABAYA ST. KIMBA CANSOJONG, Talisay, Philippines
+63 949 376 6445
BHF Pawnshop
974 Gen. Kalentong St. Mandaluyong City Metro Manila
(02) 534-5993
PTS Gadget Pawnshop
691 Tandang Sora Ave, Matandang Balara, Quezon City, 1119 Metro Manila
+63 915 505 7703