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Bench Mastercard®
Credit cards

Bench Mastercard®

Updated: 14.10.2022

The Bench Mastercard is a credit card that can be used for more than simply Bench purchases. It's accepted at many businesses around the country, so you can use it almost anywhere - whether in the Philippines or overseas.

Features of BDO Bench Mastercard

Below are the features of the BDO Bench Mastercard:

  1. Offers exclusive discounts to users. With this credit card, you will receive a 20% discount every Monday at any Bench and worldwide associate brands such as Aldo, American Eagle, Mothercare, Pedro, and many more with a minimum purchase requirement. Cardholders receive a 10% discount on Bench online store purchases with a minimum expenditure of ₱1,500.

  2. Offers additional rewards on spends. You can earn up to 4 peso points for every ₱1,000 spent.

  3. Offers easy to pay installment programs. Any Bench/partner worldwide brand offers 0% payment plans for three and six months (except First Aid & PCX).

  4. Offers exclusive international deals. Bench/partner worldwide companies provide special discounts and gifts during promotions.

Pros and cons of BDO Bench Mastercard

Below are some of the pros and cons of the BDO Bench Mastercard credit card:


  • The BDO Bench Mastercard comes with a lot of promos and discounts.

  • The card can be used at different stores nationwide and even worldwide at large.

  • The card can be applied for online.

  • The card comes with a meager monthly interest rate of 2%.

  • It has a variety of payment options the cardholder can choose from.


  • It comes with a lot of monthly fee payments.

  • The holders of this card may be susceptible to online fraud if not careful.

  • There are many terms and conditions you should accept before being qualified for most of their discounts.

How to apply for the BDO Bench Mastercard

Follow the steps below to apply for the BDO Bench Mastercard:

  1. Visit the BDO official website and click on Personal.

  2. Click on Cards, Credit cards, Right card for You, then Browse by brand.

  3. Click on Mastercard, look for Bench Mastercard, and click on Apply now under it.

  4. Enter your first, middle, and last names, and then select your age range.

  5. Enter your residence phone number, your area code, and your mobile number, and then select your mobile plan 

  6. Enter your email address.

  7. Choose if you are an existing principal credit card holder.

  8. Upload your document attachment and tick on the Terms of acceptance box if you accept the terms.

  9. Enter the verification code and click on Submit.

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