BDO Gold Mastercard®

BDO Gold Mastercard®: interest rates, available limits, cashback and bonuses. Full conditions for obtaining a credit card online. The procedure for registration and receipt online or at a bank branch. Features.

The BDO Gold Mastercard is one of the best credit cards owned by BDO Unibank Inc., available for use in your everyday essentials, in-store, and online. BDO Unibank is regulated by the Bangko Sentral ng Pilipinas to provide credit card services and users can apply for this card from the BDO branch nearest to their location.

Features of BDO Gold Mastercard

Some of the features of the BDO Gold Master card are:

  • Deals on daily purchases. Earn cash rebates when you use your BDO Gold Mastercard to make purchases at petrol stations, supermarkets, drugstores, restaurants, and online. Terms and conditions apply.

  • Discounts on online stores and mobile apps. When you buy safely online and get savings from renowned online partners, you can bring home the newest electronics and appliances or stock up on groceries.

  • Deals of up to 50% on dining programs. Indulge in various cuisines at BDO Unibank Inc.'s partner hotels' best dining locations.

  • Credit card peso rewards program. Earn two peso points for every ₱1,000 eligible BDO credit card expenditure, where one peso point equals ₱1.00. You can transfer your peso points to your BDO rewards card and use them to buy at any SM retail outlet.

  • Travel accident and inconvenience insurance of up to ₱5 million. Charge your transport fee (airline tickets and other modes of public transportation) to your BDO Gold Mastercard whenever you travel to receive free coverage for you and your closest relatives.

Pros and cons of the BDO Gold Mastercard

Examine the benefits and drawbacks of the BDO Gold Mastercard before you visit any BDO branch to applying for one.


  • The card has the Buy Now Pay Later feature with a 0% interest rate.

  • It has a monthly interest rate of 2%, which is below average.

  • It is accepted in over 20 million locations globally and over 275 countries and territories.

  • It comes with 24/7 toll-free customer support from BDO Unibank Inc.


  • There are membership fees that cardholders must pay every month.

  • There are various limits and requirements that users must follow to qualify for discounts and promotions.

How to apply for a BDO Gold Mastercard

To apply for a BDO Gold Mastercard, follow the procedures below:

  1. Visit the BDO official website and click on Personal.

  2. Click on CardsCredit cardsRight card for You, then Choose the brand for my new card.

  3. Click on Mastercard, look for Gold Mastercard, and click on Apply now under it.

  4. Enter your first, middle, and last name, and then select your age range.

  5. Enter your residence mobile phone number, your area code, and your mobile number, and then select your mobile plan 

  6. Enter your email address.

  7. Choose if you are an existing principal credit card holder.

  8. Upload your document attachment and tick on the Terms of acceptance box if you accept the terms.

  9. Enter the verification code and click on Submit.

Application eligibility

Applicants must:

  • Be Filipinos or permanent residents who are 21 years old or older but not more than 70 years old.

    Be salaried employees with a monthly salary of ₱120,000 or ₱420,000 for self-employed individuals/professionals.

  • Have worked for their present company for more than two years.

  • Have a landline phone number.

  • Have a residence or office address where a BDO branch is located.

Application requirements

BDO will need you to provide identity as well as evidence of income. You must have all the following valid documents:

  • Proof of identification for Filipinos

    • Philippine Government passport

    • Driver’s license

    • TIN card

  • Proof of identification for foreigners

    • Valid work permit and visa

    • ACR or ICR or ACR-1

    • Valid passport

  • Proof of income for employed applicants

    • Original certificate of employment

    • Latest payslip

  • Proof of income for self-employed applicants

    • Photocopy of the latest ITR

    • Audited financial statements

    • SEC registration of business name

For concerns, please, visit any BDO branch nearest you or contact number 632 8708.

Company documents

Privacy Statement Show
Terms & Conditions Show
Updated 14.10.2022