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Bank of Commerce account

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How to register an account?

The Bank of Commerce offers online bank-to-bank money transfers in both foreign and domestic currencies. Through this interface, users may access account management, transaction history, and even stop payment requests for unnegotiated checks. The Bank of Commerce provides an online platform for managing bank accounts and other banking operations. A quick, simple, secure, and wise method to manage your money is online banking. With online banking, you can:

  • Check your account balances and check your transactions.

  • Transfer money between Bank of Commerce bank accounts to other financial institutions and send money to loved ones by email.

  • Make free online bill payments.

  • Utilize alerts to manage your accounts.

  • Lock your debit or credit card momentarily.

  • Control your money management program, such as Quicken, and export your banking data.

  • Use secure email to communicate with Commerce Bank customer service.

  • View your last six months' worth of checks and statements and even up to seven years.

  • Get access to online money transfer services like PESONet, and InstaPay.

To register an account, users can enroll online by following the steps below:

  • Visit https://www.bankcom.com.ph

  • Select the Online banking option in the right upper corner and click on either Bankcompersonal or Bankcombusiness login depending on the nature of your account.

  • After you are on the login page, click on Enroll now.

  • Fill out the enrollment form online.

  • The registration confirmation and the terms and conditions document (which will be emailed to the email address you provided on the online enrollment form) should be printed, signed, and delivered to any Bank of Commerce branch. After that, your account will be activated

For a more guided enrollment, you can also go to any Bank of Commerce branch. After you provide the necessary paperwork for any Bank of Commerce branch's verification and approval, your access will be activated.

How to restore access to Bank of Commerce online?

If you've forgotten your username or password for Bank of Commerce online, you can retrieve it by following the instructions below:

For forgotten password

  • Visit https://www.bankcom.com.ph

  • Select the Online banking option, and click on either Bankcompersonal or Bankcombusiness login depending on the nature of your account.

  • Here, click on the Forgot Password button

  • You can modify or reset your password by providing your User ID, the response to the challenge question you provided, and your mother's maiden name.

  • Following the completion of the steps above, Bank of Commerce Internet Banking will issue you a temporary password that you must enter to log in.

  • After you log in, you will be asked to change your password right away using the Change password option. Notify your respective branch right away if you think your password has been compromised.

For username

  • Visit https://www.bankcom.com.ph

  • Select the Online banking option, and click on either Bankcompersonal or Bankcombusiness login depending on the nature of your account.

  • Here, click the Forgot user ID button.

  • You can modify or reset your Username by providing your Email ID, the response to the challenge question you provided, and your mother's maiden name.

  • After completing the steps above, Bank of Commerce Internet Banking will let you input a new username. Input your new username to complete the process.

How to delete an account?

A Bank of Commerce online account can be terminated in person or by contacting customer care. A form will be provided for you to fill out after you've stated your reason for visiting. Fill out the form with your reasons for closing the account, then adhere to the directions given by the customer care agent. You may call the Bank of Commerce Retail Internet Banking Help Desk at (02)214-8899 or email customerservice@bankcom.com.ph. The Bank of Commerce retail Internet banking help desk is open Monday to Friday, from 8:30 am to 5:30 pm.

Bank of Commerce online account

FAQ

Can business owners use their business accounts to log in to Bank of Commerce online?

Yes. Corporations and businesses must use the Bank of Commerce online corporation. Visit a local Bank of Commerce location to register for or activate Bank of Commerce Online Corporate. Documentation for registration must be completed and signed in person.

Can I update my contact information in Bank of Commerce online?

Yes, you can update your contact information by selecting the Modify your personal and preferences option while logged in; you can also change your phone and email accounts in Bank of Commerce online.

Can I transfer funds to the Bank of Commerce online?

Yes, you can transfer funds to the Bank of Commerce online. You can do this through PESONet.

You can now transfer money from your Bank of Commerce account to any other bank account. Use the ATM, Internet Banking, and Over-the-Counter to transact. PESONet has no maximum allowed amount and posts transactions after closing business. Apart from that, you can also use InstaPay. It lets Bank of Commerce account holders send money in Philippine Peso to multiple destination accounts at other partner banks, e-money issuers, or mobile money providers in the Philippines. Up to ₱50,000 can be sent in real-time per transaction using InstaPay. 

Financial products

Bank of Commerce
Auto Loan
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
from ₱100,000
Term
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Loan term for the financial product

up to 60 months
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Home loan
Rating by Finanso®
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Recommended FinScore™
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300
650
1000
from 500 000 ₱
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6.25% - 8% per year
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10 - 20 years
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
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650
1000
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from 1 month
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i

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¥3,500 minimum initial deposit
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0.1% per annum
Bank of Commerce
Euro savings account
Rating by Finanso®
i

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€500 minimum initial deposit
Rate
i

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0.00% per annum
Bank of Commerce
US Dollar Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

$500 minimum initial deposit
Rate
i

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0.00% per annum
Bank of Commerce
Junior Smart Savers Savings Account
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱200 minimum initial deposit
Rate
i

Effective interest rate on the product

0.125% per annum
Bank of Commerce
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱500 minimum initial deposit
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Effective interest rate on the product

0.125% per annum
Bank of Commerce
Savings account with passbook
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱5,000 minimum initial deposit
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i

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0.125% per annum
Bank of Commerce
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Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

₱10,000 minimum initial deposit
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Effective interest rate on the product

0.125% per annum
Bank of Commerce
World Mastercard®
Rating by Finanso®
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Recommended FinScore™
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Bank of Commerce loan calculator

Calculate loan payments at Bank of Commerce. Loans calculator will allow you to calculate an approximate payment schedule for the loan.

Bank of Commerce calculator
Interest rates are given in accordance with the rates of the Bank of Commerce in Manila as of 01.12.2022
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