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Bank of Commerce Mobile App Review

Advertiser Disclosure

Bank of Commerce is a leader in offering its customers cutting-edge digital banking services. With Bank of Commerce mobile banking, customers may carry out a variety of financial transactions anytime, anywhere. Any customer registered for online banking is eligible for mobile banking from the Bank of Commerce. All account types, including checking, savings, and loan accounts, are viewable through mobile banking. Transfers between accounts are possible.

By installing the Bank of Commerce mobile banking app, customers who have signed up for Bank of Commerce online banking can access their credit, savings, or checking accounts on their smartphones. With the Bank of Commerce mobile app for mobile banking, you may start banking wherever you are. You can use the Bank of Commerce mobile to check balances, make transfers, pay bills, make deposits, make person-to-person payments, and find locations. It is available to all customers of the Bank of Commerce's consumer online banking service.

Follow the steps below to download the Bank of Commerce mobile app for your preferred operating system:

Bank of Commerce on Google Play

Download

Bank of Commerce on Google Play

On Android

  • Go to the Google play store and search for the BankCom app.

  • Open the first app, and click on install.

  • Once the app is downloaded, log into your Bank of Commerce online account and launch the app.

Bank of Commerce on App Store

Download

Bank of Commerce on App Store

On iOS

  • Go to the App store and search for the BankCom app.

  • Open the first app, and click on download.

  • Once the app is downloaded, log into your Bank of Commerce online account and launch the app.

How to register on the Bank of Commerce mobile app

You must have a checking or savings account registered for Online Banking to sign up for Bank of Commerce Mobile Banking. In case you don’t, you first have to register an account to access the Bank of Commerce online services. Your login information, including your PIN, is the same as on the Bank of Commerce Online Banking website. Once you've downloaded the Bank of Commerce mobile app to your smartphone, all you need to do is to log in using the same credentials.

Features

In addition to handy features like branch finding and rate checking, Bank of Commerce mobile banking app offers a fully configurable design that incorporates banking features, including a balance inquiry, bill payment, and money transfer capabilities.

The Bank of Commerce mobile app offers several options:

  • The new BankCom personal mobile app delivers a safe, secure, and seamless digital experience. It includes checking account balance, access to transaction history going back 90 days, bill payment, fund transfer to your account or any BankCom account, fund transfer to any bank via Instapay and PesoNet, and a One-Time Password (OTP) generator.

  • Online fund transfers and bill payments are essential features that customers can use through the BankCom personal mobile app.

  • Furthermore, safety and security were given significantly considering the mobile app creation. The highest level of protection was used to accomplish this. The mobile app enables customers multi-factor authentication, which includes device registration and OTP, and the most recent mobile security in banking transactions.

  • You may securely and conveniently access your accounts whenever and wherever you want with the Bank of Commerce mobile banking app. Free of charge, the mobile app enables you to:

  • View your balance.

  • Check your account activity.

  • Send money.

  • Pay bills.

  • Deposit checks.

  • Get in touch with customer service.

FAQ

How do I repay a Bank of Commerce loan using the mobile app?

Unfortunately, there isn't a method for you to repay a loan via the Bank of Commerce mobile app. You can compensate with any of the following ways: the Bank of Commerce website, the Bank of Commerce ATMs, its automatic debit program, or by visiting a Bank of Commerce facility.

How do I apply for a loan using the Bank of Commerce mobile app?

Applying for a loan cannot be done through the Bank of Commerce mobile app. You can apply online or in person at any Bank of Commerce location.

How do I extend a loan using the Bank of Commerce mobile app?

A loan cannot be extended or renewed. Subject to credit approval, the borrower may apply for a new loan even if they already have one. To find out more information, use the customer service app on your smartphone.

How do I restore access to the Bank of Commerce app?

If you've forgotten your Bank of Commerce mobile app password, take these steps to get back into your account. First, you have to choose your card type and enter your card details. Then tap on the Forgot password. You can validate your account by following the instructions on the next page. Click the Submit button after entering the OTP that will be sent to the phone number you have on file.

How do I delete an account using the Bank of Commerce mobile app?

Use the app to send a direct message to a customer support representative to delete your account.

Financial products
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Auto Loan
Rating by Finanso®
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Recommended FinScore™
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from ₱100,000
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from 500 000 ₱
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$500 minimum initial deposit
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₱200 minimum initial deposit
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0.125% per annum
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₱500 minimum initial deposit
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0.125% per annum
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₱5,000 minimum initial deposit
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₱10,000 minimum initial deposit
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World Mastercard®
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up to 20 years
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1.8
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from ₱500
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from ₱1,000
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Effective interest rate on the product

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650
1000
Equicom Savings Bank
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300
650
1000
Equicom Savings Bank
Classic Credit Card
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Recommended FinScore™
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300
650
1000
Rating by Finanso®
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Recommended FinScore™
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300
650
1000
₱100,000
Rating by Finanso®
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300
650
1000
$10,000
Bank of Commerce loan calculator

Calculate loan payments at Bank of Commerce. Loans calculator will allow you to calculate an approximate payment schedule for the loan.

Bank of Commerce calculator
Interest rates are given in accordance with the rates of the Bank of Commerce in Manila as of 14.05.2025
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