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Asia United Bank

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About bank

AUB provides various financial and banking services and products, including corporate and consumer loans, deposit products, corporate banking, treasury and trust products, and cash management solutions. The primary purpose of the bank is to help its clients realize their prospects for getting financing, managing risk, and growing their businesses.

In 1997, Asia United Bank Corporation was registered with the Securities and Exchange Commission and was granted a full-service commercial bank license. (SEC). In 2012, the Bangko Sentral ng Pilipinas (BSP) authorized it to upgrade its license to expanded commercial banking status. In 2013, the bank was granted a license to operate as a universal bank. As a universal bank, AUB includes investment house skills, such as the capacity to syndicate loans, underwrite and trade securities, and give financial advice. It also has the authority to invest in connected and unrelated firms, subject to regulatory constraints on the amount of investment in proportion to the bank's capital and ownership percentage.

AUB has recognized its remarkable efforts over the years due to its inclusion on Forbes Asia's 2020 Best Under a Billion Banks, Best Managed Fund 2020, and Best Cash Management Bank - Philippines 2020 lists. AUB is currently located at the Joy-Nostalg Center, 17 ADB Avenue, Ortigas Center, Pasig City, Philippines.

Features

Asia United Bank is a full-service bank that supports businesses in growth. It offers its customers personal, auto, business, and mortgage loans and real estate finance. AUB also provides online banking services through its website and mobile app. You can use a mobile device to access your accounts and conduct transactions with mobile banking.

Pros and cons

AUB focuses on providing financial services to people in the Asia region. The bank aims to help customers reach their objectives by offering reasonably priced, high-quality goods and services.

However, keep in mind the following advantages and downsides before using any of their products:

Pros

  • It has low-interest rates. The bank offers a variety of loan and savings account interest rates, including low-cost savings accounts that pay up to 5% percent annually.

  • It is accessible. Receiving AUB's services when you need them is easy because they are available at their respective branch, online, or via their website.

  • It is convenient. If you have questions about your account or wish to make a payment, you can always contact customer service.

Cons

  • The bank is not widely available.The bank lacks branches in numerous cities across the nation and is smaller than other banks in the Philippines.

  • The bank does not offer high deposit interest rates. Because the rates are not very competitive, a depositor does not make much money.

Products

The Asia United Bank provides a wide range of goods and services to people, businesses, and governmental organizations. They consist of:

  • Deposit account products. Provides nine deposit accounts to fit your financial needs. These includes Preferred Peso Checking, Preferred Peso Checking Plus, Preferred Peso Savings, Preferred Savings Plus, Preferred Time Deposit, Preferred Money Max 5, Preferred Dollar Savings, Preferred Dollar Time Deposit, Preferred Renminbi Account.

  • Cash management service. Offers a wide range of cash management services like payroll organizer, checkmaker, checkbanker, sss remitter, balance checker, and e-banker to help you manage your funds more efficiently and securely.

  • Special corporate services. Provides services like escrow, custodianship, and mortgage trust indentures.

  • Auxiliary services. Offers Internet, phone, and ATM banking. Additionally, it provides fund transfers, manager's cheques or gift checks, deposit pick-up services, and digital and clearing conduit services.

  • International banking services. Offers business and individual client's letters of credit, clean and transparent bill enforcement, international and domestic remittance, and the buying and trading of foreign currency.

  • Credit and loan facilities. For all types of consumers, the bank offers a variety of loans, such as personal loans, company loans, and mortgage loans for either commercial or residential real estate.

  • Trust and Investment services. Provides a comprehensive range of trust products, including employee benefit trusts, provident funds, pension funds, fund management, and portfolio management for individuals and businesses.

  • Treasury services. Offers treasury solutions and liquidity management to businesses, financial institutions, and banks. It maximizes shareholders' profits by buying or selling bonds, notes, and other debt instruments.

Asia United Bank

Reviews

FAQ

What is the Asia United Bank?

Asia United Bank provides its customers with comprehensive financial services as a full-service bank. They provide credit and lending facilities in addition to the deposit, savings, treasury, foreign exchange, check cashing, cashier's checks, and other services. 

Who owns the AUB?

The three largest shareholders in AUB are Republic Biscuit Corporation, Kuo Yu Philippines Holdings Corporation, and Lambda Holdings Corporation. 

Is the AUB a legitimate bank?

Yes. AUB is supervised by the Bangko Sentral ng Pilipinas (BSP) and the Securities and Exchange Commission (SEC). 

Company documents

Privacy Policy
Terms of use

We are committed to be the bank of choice, known for financial strength and superior delivery of innovative products and services, driven towards total customer satisfaction.

© Asia United Bank

Financial products

Asia United Bank
Home Loan
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
from ₱1,000,000
Rate
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Effective interest rate on the product

6.0% - 7.0% APR
Term
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Loan term for the financial product

up to 20 years
Asia United Bank
Truck Loan
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Asia United Bank
Big Bike Loan
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Asia United Bank
Auto Loan
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Asia United Bank
PDC Discounting Line
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Asia United Bank
Foreign Bills Purchase Line
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300
650
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Asia United Bank
Domestic Bills Purchase Line
Rating by Finanso®
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Asia United Bank
Long-Term Loan
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Recommended FinScore™
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650
1000
Term
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Loan term for the financial product

3 - 7 years
Asia United Bank
Short Term Loan
Rating by Finanso®
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Recommended FinScore™
0
300
650
1000
Term
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Loan term for the financial product

up to 1 year
Asia United Bank
Preferred Foreign Currency Savings
Rating by Finanso®
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Asia United Bank
Preferred Dollar Time
Rating by Finanso®
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from $1,000
Term
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Loan term for the financial product

30 - 360 days
Asia United Bank
Preferred Dollar Savings
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.05% per year
Asia United Bank
Starter Savings
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.100% per year
Asia United Bank
Preferred Peso Savings Plus
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

from ₱100,000
Term
i

Loan term for the financial product

from 30 days
Asia United Bank
Preferred Peso Savings
Rating by Finanso®
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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Rate
i

Effective interest rate on the product

0.100% per year
All products

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Time deposit
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i

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from ₱1,000
Term
i

Loan term for the financial product

up to 360 days
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Savings Account
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from ₱1,000
Rate
i

Effective interest rate on the product

0.25% per annum
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Basic deposit
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from ₱100
Rate
i

Effective interest rate on the product

0.5% per annum
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Kids and teens savings account
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from ₱500
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0.5% per annum
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from ₱1,000
Rate
i

Effective interest rate on the product

0.5% per annum
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All Asia United Bank’s reviews by december 2022
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