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The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Asteria's pay off

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How to pay back an Asteria?

Asteria will provide you with Repayment instructions via email after successful loan disbursement, including when, how, and how much to pay along with the implications of non-payment. You can also access your Asteria Dashboard to see data about your loan, the next due date, the amount owing, and your Dragon ID.

Supported types of payment

You can make a payment using one of their DragonPay payment partners, which can be found at the following locations

Supported ways

  • 7-Eleven (Using Dragon loans)

  • Bayad Center

  • SM Payment Counters (Department Store, Supermarket, Savemore, Hypermarket)

  • Robinsons Department Store and Supermarket

  • Cebuana Lhuillier

  • LBC

  • Landbank ATM

Steps to repay

The borrower will have complete control over the amount of debt they owe. You can search for the details in your dashboard once your loan is approved. Debt can be paid off completely at once or in monthly installments.

The maturity date could be as short as ten days. It is developed in the payback schedule for consumers over a longer period. All issues are taken into consideration on a case-by-case basis. On request, a certificate of payment completion will be given to you after all payments have been made. In the event of payment difficulties, Asteria will provide cost-effective financial options.

Asteria will aid in the extension of the return time and the avoidance of fines. The company does not have any offline locations. Its headquarter is in Manila, the Philippines' capital. The creditor's guiding premise becomes the rejection of offline offices. Virtual mode is used in all phases of the service.

Following the successful distribution of your loan, Asteria will provide you with repayment instructions via email.

  1. Log in and submit your evidence of payment to your existing Asteria ID or provide the proof of payment through email to payments@asteria.com to expedite the processing of your re-loan.
  2. Search for the subject column, and provide your loan ID so that they can confirm that your loan has been paid off.
  3. After each payment, you can see your dashboard under the My loan tab. You can also access your Asteria Dashboard to see data about your loan, the next due date, the amount owing, and your Dragon ID.

Asteria will validate your payment through their payment partners once you have completed your repayment to one of the Dragon Pay payment facilities listed on your repayment instruction email.

To make a payment through a payment center

  1. Go to any of the listed payment facilities to make a payment;
  2. You'll need your Loan Agreement Number to pay your loan, which you'll receive after your loan application is approved;
  3. Make sure you pay each amount in full the first time;
  4. Obtain a receipt as proof of a loan repayment.

Conditions of loan extension

If you need to move your due date, you can use this option (postpone it). The maximum number of days you can prolong is 7. The extension fee will always be 200 pesos, regardless of the number of days you are extending, and you will also have to pay daily interest rate multiplied by the number of days you are extending. The fees will be calculated and displayed on your dashboard.

The Asteria system will send you an email with your new due dates following the payment. If you do not pay the extension fee, your due dates will remain the same as before, and you may be charged late fees if you do not pay the extension fee or your regular amortization.

Early payment

Only Asteria's reloaners have access to the prepayment service if they have a second or higher loan and one of the following schedules: 61 days with 4 due dates, 75 days with 5 due dates, or 90 days with 6 due dates. Only on the day of the midterm you will be able to pre-pay your loan, and Asteria will waive the interest for the unused period. The company strongly advises its customers to contact their collection department for advice on how and when to do so.

FAQ

How do I make a payment to Asteria?

For your convenience, Dragon Pay Payment facilities are available in every 7 Eleven, Cebuana, LBC, SM Payment Centers, Robinson Payment Centers, and Bayad Center. Once your loan has been credited, you will get repayment instructions.

What happens if you default?

If you default on your payment, you will incur a late payment cost and a penalty of 1% per day.

Can you make early payments?

Yes, you can make early payments without incurring any additional charges.

Can Asteria sue you?

Asteria may, as a last resort, take legal action against you.

Financial products

Asteria
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days

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₱15,000
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Asteria loans calculator

Calculate loan payments in Asteria. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Asteria calculator
Interest rates are given in accordance with the rates of the Asteria in Manila as of 08.12.2022
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What to pay attention to when applying for a loan at Asteria?

Recommendations

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