How to apply?
To apply for a loan, go through a few simple steps:
- You must fill out the form on the Loans page after registering an account on Asteria's official website. Fill in the requested loan amount, select a loan type from 30 days to 3 months, and select a period from 2 to 6 terms, depending on the loan type. After that, select the type of account you have and proceed to the following step.
- You will be redirected to a new page and asked to enter more information like providing your civil status, birth date, complete address information, employment details, the best time to contact you, and any company promotional codes.
- Click the Applynow icon. Wait 20 minutes for the Asteria loan department to assess your application and connect with you.
- You should expect to receive the funds in your selected account within 24 hours after receiving confirmation of your application's approval.
Requirements
The terms of the loan from Asteria, the interest rate, and the repayment term are all examined individually for each client. In the evaluation process, a qualified consultant makes recommendations. Money is provided to regular customers on favorable terms.
Personal loan
- Any employee, whether salaried, self-employed, or a specialist; companies in the public and private sectors, and government employees, including those in the public sector, are all eligible for a personal loan;
- The Asteria Personal Loan calculator, estimates the cost of borrowing and the amount of each installment payment. Enter the required loan amount to estimate the monthly amortization for various tenors;
- You must either be employed or self-employed. If you are employed, your minimum gross monthly income should be ₱ 15,000, and your credit score should be bank specified;
- You’d be required to submit any of the following documents: UMID, New TIN ID, New PhilHealth ID, or driver license;
- Early partial or full payback may be possible. There is no hidden fee or penalty.
Salary loan
- You must be at least 21 years old to apply for a salary loan;
- It would be best if you are employed and have access to certain documents to apply for a loan;
- You are required to submit your government-issued ID, company ID, and the latest payslip (for salaried and commission-based staff);
- You also need to upload two different bills as proof of address;
- Taxi drivers must adhere to significantly different standards. Documents required include a driver's license, corporate identification, TODA paperwork, and vehicle OR/CR.
Application details
Asteria will connect with you as soon as your application has been accepted. You can contact them by phone or email if you have any queries or wish to follow up on your loan application. They are open Monday through Friday from 9 a.m. - 7 p.m., and they answer all email inquiries within 24 hours.
Reasons for rejection
There may be a chance that your application will be rejected/denied or that the approval process will take too long. The only locations where they provide service are Metro Manila, Pampanga, Batangas, Bicol, Quezon province, or nearby cities. If you live outside of these cities, you won't be able to use their services. You can check the status of your loan application by logging in to your dashboard through their website.
