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Lender
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Asteria's application

Advertiser Disclosure

How to apply?

To apply for a loan, go through a few simple steps:

  1. You must fill out the form on the Loans page after registering an account on Asteria's official website. Fill in the requested loan amount, select a loan type from 30 days to 3 months, and select a period from 2 to 6 terms, depending on the loan type. After that, select the type of account you have and proceed to the following step.
  2. You will be redirected to a new page and asked to enter more information like providing your civil status, birth date, complete address information, employment details, the best time to contact you, and any company promotional codes.
  3. Click the Applynow icon. Wait 20 minutes for the Asteria loan department to assess your application and connect with you.
  4. You should expect to receive the funds in your selected account within 24 hours after receiving confirmation of your application's approval.

Requirements

The terms of the loan from Asteria, the interest rate, and the repayment term are all examined individually for each client. In the evaluation process, a qualified consultant makes recommendations. Money is provided to regular customers on favorable terms.

Personal loan

  • Any employee, whether salaried, self-employed, or a specialist; companies in the public and private sectors, and government employees, including those in the public sector, are all eligible for a personal loan;
  • The Asteria Personal Loan calculator, estimates the cost of borrowing and the amount of each installment payment. Enter the required loan amount to estimate the monthly amortization for various tenors;
  • You must either be employed or self-employed. If you are employed, your minimum gross monthly income should be ₱ 15,000, and your credit score should be bank specified;
  • You’d be required to submit any of the following documents: UMID, New TIN ID, New PhilHealth ID, or driver license;
  • Early partial or full payback may be possible. There is no hidden fee or penalty.

Salary loan

  • You must be at least 21 years old to apply for a salary loan;
  • It would be best if you are employed and have access to certain documents to apply for a loan;
  • You are required to submit your government-issued ID, company ID, and the latest payslip (for salaried and commission-based staff);
  • You also need to upload two different bills as proof of address;
  • Taxi drivers must adhere to significantly different standards. Documents required include a driver's license, corporate identification, TODA paperwork, and vehicle OR/CR.

Application details

Asteria will connect with you as soon as your application has been accepted. You can contact them by phone or email if you have any queries or wish to follow up on your loan application. They are open Monday through Friday from 9 a.m. - 7 p.m., and they answer all email inquiries within 24 hours.

Reasons for rejection

There may be a chance that your application will be rejected/denied or that the approval process will take too long. The only locations where they provide service are Metro Manila, Pampanga, Batangas, Bicol, Quezon province, or nearby cities. If you live outside of these cities, you won't be able to use their services. You can check the status of your loan application by logging in to your dashboard through their website.

Asteria PH application

FAQ

How long does it take to get approved by Asteria?

Asteria will process your loan request within 24 hours, and funds will be paid to your account via Instapay after it has been approved.

How trustworthy is Asteria?

Asteria Lending is an SEC-registered company, as of February 2016.

What happens if you don't meet your monthly dues on time?

As mentioned in the repayment guidelines that the company will issue after a successful disbursement, you will suffer late payment costs and a penalty of 1% per day. To maintain a good credit standing and score, Asteria encourages its customers to make payments in advance or on time. In the event of late payment, you should contact their team so that they can assist you.

Financial products

Asteria
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days

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Asteria loans calculator

Calculate loan payments in Asteria. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Asteria calculator
Interest rates are given in accordance with the rates of the Asteria in Manila as of 01.12.2022
Loan amount
i

Enter the desired loan amount

PHP
PHP
2000 ₱
20000 ₱
Loan term
i

Specify the loan term for the calculation

days
months
61
90
City

What to pay attention to when applying for a loan at Asteria?

Recommendations

What distinguishes Asteria from a bank:

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