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Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Asteria

Advertiser Disclosure

About lender

Asteria Lending Inc. is a renowned online financial lending organization specializing in personal and business loan financing and lending. In the Philippines, Asteria Lending offers the cheapest online lending rates.

Asteria lending Inc. is a Makati based fully licensed company by SEC. The company was established to provide personal loans in the Philippines in February 2016. They provide personal and business loans to those with little income or negative credit history and small firms who require funds rapidly but lack sufficient collateral assets.

With their flexible lending options, you can pay back in as little as ten days or choose a longer repayment period of six months.

Pros and cons

Requesting a personal loan from Asteria may be useful if you're suffering financial issues. However, it is essential to educate oneself on all advantages and disadvantages.

Pros

  • Quick turnaround time of loan application;
  • Unsecured debt;
  • Low interest rate
  • Minimum creditor responsibilities;
  • Disbursement of the loan is within 24 hours

Cons

  • The coverage area is limited; it is mostly for Metro Manila inhabitants and residents of adjacent provinces and cities;
  • Other customers claim that applying for a personal loan is not as simple as it appears, contradicting what they advertise.

Loan conditions

A personal loan is available to any employee, whether self-employed or in a professional position, as well as companies in the public and private sectors and government servants in the public sector. The applicant must be a Filipino citizen aged 20 to 60 years old. They must have a valid bank account in their name, as well as a working phone number and email address. Individuals must be employed, self-employed, or employed as a professional with a monthly gross income of at least ₱10,000.

Funding a loan

The first step is to go to their official website and register by selecting the Apply now button. You'll be taken to the application registration page. Complete the required fields. Upload the essential papers during the final step of the application. Following the verification process, Asteria Lending will give notification of loan approval or payback instructions. To meet their basic requirements, upload the following documents during the application's final phase:

  • One primary ID (UMID, New TIN ID, New PhilHealth ID, or Driver’s License);
  • A company ID;
  • 2 months latest payslips;
  • Billing proof;
  • A bank-verified account proof in the applicant's name.

Asteria PH

FAQ

What is Asteria Lending service?

Asteria Lending Inc. is a fully licensed, Makati-based corporation registered with the Securities and Exchange Commission as Asteria Lending Inc. In February 2016, the company was founded in the Philippines to provide personal loans.

How do you qualify for Asteria?

You must be at least 20 years old and not more than 60 years old at the time of repayment to apply for a personal loan with Asteria. You must be a Filipino national with a landline at your business or residence. If you are employed, your gross monthly income must be at least ₱15,000 per month.

How much can you borrow from Asteria?

The lowest Personal Loans amount for first-time customers is ₱2,000, while the maximum amount is ₱10,000.  The minimum amount for renewal is ₱2,000, and the maximum amount is ₱20,000, depending on the prior loan payback and the applicant's salary.

Is Asteria Lending a legitimate company?

Yes. On February 23, 2016, Asteria Lending Philippines was officially registered with the Securities and Exchange Commission. It holds a Certificate of Authority from the Philippines to function as a lending firm.

Company documents

Privacy Policy

Asteria lending Inc. is a Makati based fully licensed company by SEC. The company was established to provide personal loans in the Philippines. Our goal is to provide online, hassle-free service to our new and existing clients.

© Asteria lending Inc.

Asteria available areas

  • Ilocos Region
  • Cagayan Valley
  • Central Luzon
  • CALABARZON
  • MIMAROPA Region
  • Bicol Region
  • Western Visayas
  • Central Visayas
  • Eastern Visayas
  • Zamboanga Peninsula
  • Northern Mindanao
  • Davao Region
  • SOCCSKSARGEN
  • Caraga
  • National Capital Region
  • Cordillera Administrative Region
  • BARMM
Asteria available areas

Financial products

Asteria
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Salary Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days
Asteria
Personal Loan
Rating by Finanso®
i

The rating by Finanso® is determined by our editorial team. The scoring formula includes a financial product type as well as tariffs, fees, rewards and other options.

Recommended FinScore™
0
300
650
1000
2000 - 20000
Rate
i

Effective interest rate on the product

0,9% per day
Term
i

Loan term for the financial product

up to 90 days

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0.3% - 0.5% per day
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Rating by Finanso®
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2.6
Recommended FinScore™
0
300
650
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₱15,000
Rate
i

Effective interest rate on the product

0.5%
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Loan term for the financial product

61 days

Asteria loans calculator

Calculate loan payments in Asteria. Loans calculator will allow you to calculate an approximate payment schedule for the loan

Asteria calculator
Interest rates are given in accordance with the rates of the Asteria in Manila as of 04.12.2022
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What to pay attention to when applying for a loan at Asteria?

Recommendations

What distinguishes Asteria from a bank:

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