Lender
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AEON PayOff

Advertiser Disclosure

How to pay back an AEON

It is important to check the loan agreement to understand more about your loan's repayment schedule. Once you know when to repay, you can complete the payments via the following supported payment options

Supported methods

  • 711
  • LBC
  • Villarica
  • True Money
  • All Day
  • CVM
  • Express Pay
  • PeraHub
  • TouchPay
  • USSC Puregold
  • Cebuana Lhuiller (Processing fee: ₱15)
  • Bayad Center (Processing fee: ₱15)
  • EC Pay (Processing fee: ₱15)
  • SM Bills Payment (Processing fee: ₱15)
  • M Lhuiller (Processing fee: ₱15)
  • BDO (Processing fee: ₱15)
  • Metro Bank (Processing fee: ₱15)
  • Rizal Commercial Banking Corporation (Processing fee: ₱15; ATM charge: P20; Online charge: P20)
  • GC Cash (Processing fee: ₱15)
  • PayMaya (Processing fee: ₱15)

Steps to repay

To pay through a payment center

  1. Go to any of the listed payment facilities to make a payment.
  2. You'll need your 10-digit AEON Personal Loan Agreement Number to pay your loan, which you'll receive after your loan is authorized.
  3. Make sure you pay each amount in full the first time.
  4. Obtain a receipt as proof of loan repayment.

To pay online

  1. You can also use GCash and PayMaya to make a payment online.
  2. You must first download the app, go to Bills Payment and choose AEON Credit from the list.
  3. Fill in the agreement number as well as the amount.

Conditions of a loan extension

If you fail to make a payment, AEON may choose to transfer the debt to a higher interest rate. If you fail on your loan, AEON may, as a last resort, take legal action against you. In any case, expect a lot of phone calls.

Early payoffs

If the outstanding balance is settled before the due date, the borrower is entitled to a rebate on the Credit Sales Agreement charges. The rebate will be calculated with the following formula:

Rebate = RP X (RP+1) divided by OP X (OP+1)

Here,

RP = Remaining period (no. of months);

OP = Original period (no. of months)

AEON repayments

FAQ

What happens if you don't pay back AEON?

AEON may charge you a late payment charge if you cannot pay your loan installment on time. As a result, it's critical to keep track of when each payment is due.

Can I refinance my AEON loan?

They may give you a Statement of Accounts and Repayment Schedule through email if you phone call them at (8631-1399) (call costs apply). You may also email [email protected], and they will respond within 24 hours.

Can I pay my AEON loan early?

Yes, you can make advance payments on top of the standard loan. The extra money will lower your outstanding principal, but it will also help you save money on interest. Every year, you might pay an additional loan.

Can AEON sue you?

AEON may, as a last resort, take a legal action against you.

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AEON loans calculator

Calculate loan payments in AEON. Loans calculator will allow you to calculate an approximate payment schedule for the loan

AEON calculator
Interest rates are given in accordance with the rates of the AEON in Manila as of 06.02.2025
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