How to apply?
Borrowers with a solid credit history will be eligible for loans. You can apply for a loan even if you don't have a completed loan with AEON Credit Service if you live in the following cities: Pampanga, San Fernando, Albay, Legazpi, Davao, or Metro Cebu.
Apply for a cash loan by visiting the AEON website or downloading the AEON Mobile App from Google Play and filling out the Apply now form. In the apply now form, you will be asked to fill your personal details, which will include your name, your active email address, and mobile number. Apart from that, you will be required to disclose your nationality, residential status, IC number, DOB, along with other important details like your residential address.
On the next page, you will be asked to enter your financial details like your monthly income, employment status, income receipts, etc. Once you do this, the application will be sent for authorization, and you will receive a tracking number for your application. After that, wait for the credit manager to contact you. Then, you'll get an SMS with instructions on how to get your loan.
Requirements
AEONloancan beapplied for online or in-person if the following requirements are met.
- The borrower is required to submit 2 valid IDs: UMID (Unified Multi-purpose), SSS ID (Social Security System), GSIS ID (Government Service Insurance System e-Card), passport, or a driver’s license and a company ID card, Philhealth ID, TIN (Taxpayer Identification Number) ID, voter’s ID card, or Barangay ID card.
- Apart from that, the borrower has to present a billing proof and a DTI or Mayor's Permit as proof of income.
Beneficiary Borrowers must provide 2 valid photo IDs, billing evidence, and proof of earnings.
Recipients of remittances from relatives living abroad are referred to as beneficiaries. You must have a legal relationship with the person who is sending you the money.
Apart from that, self-employedborrowers should have an operational company which should be at least 1 year old.
Reasons for rejection
It is preferable to provide two authentic, official identification cards. AEON will not accept your application if you do not have a legitimate government ID card, even if you have the secondary IDs.